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bluestone chasing Santander secured car finance loan with a 3yrs old CCJ


DrHunt
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Thanks

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Hi and thanks for looking.

 

I got in to financial difficulty just over 8 years ago and handed my car back to Santander .

Loan secured on the vehicle.

 

At the same time I moved (also due to my financial difficulty)

 

I havent had any contact within the 8 years regarding this but

 

 

have had a rep from Bluestone visit a friends house last week looking for me.

 

 

They didnt aknowledge me but where left a card by the rep.

 

I dont have any paperwork to hand and

 

 

after a read of the forums assumed as it was 8 years ago this was unenforceable.

 

 

When I last checked my credit file there was a ccj attached approx 3 years ago related to this

 

Any help much appreciated

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Go to your creditvfile. Get the ccj number and contact the court. Trustonline is meant to list everything but doesnt all the time

  • Confused 1

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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and you have to use the address at the time it was taken out [the CCJ] on TOL.

 

 

bluestone are well known for these tricks

 

 

if they were NOT the claimant on the CCJ

then they'd have to get themselves substituted as the claimant

if they wish to pursue the debt via the CCJ.

 

 

make SURE all your old addresses show on the CRA file.

 

 

also be aware that bluestone might not even know about the CCJ

so DONT tell them!!

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Many thanks again.

 

 

I did check all last addresses against trustline and nothing showed.

 

 

I'm going to apply for a credit check in writing but I'm worried that it may make me more "traceable" if I also use my current address.

 

 

Is that the case or am I worrying about nothing

 

thanks

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old wives tale

 

 

use noddle below

 

 

its free

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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