Jump to content

Search the Community

Showing results for tags 'enforcable'.

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


Forums

  • The Consumer Forums: The Mall
    • Welcome to the Consumer Forums
    • FAQs
    • Forum Rules - Please read before posting
    • Consumer Forums website - Post Your Questions & Suggestions about this site
    • Helpful Organisations
    • The Bear Garden – for off-topic chat
  • CAG Community centre
    • CAG Community Centre Subforums:-
  • Consumer TV/Radio Listings
    • Consumer TV and Radio Listings
  • CAG Library - Please register
    • CAG library Subforums
  • Banks, Loans & Credit
    • Bank and Finance Subforums:
    • Other Institutions
  • Retail and Non-retail Goods and Services
    • Non-Retail subforums
    • Retail Subforums
  • Work, Social and Community
    • Work, Social and Community Subforums:
  • Debt problems - including homes/ mortgages, PayDay Loans
    • Debt subforums:
    • PayDay loan and other Short Term Loans subforum:
  • Motoring
    • Motoring subforums
  • Legal Forums
    • Legal Issues subforums

Categories

  • News from the National Consumer Service
  • News from the Web

Blogs

  • A Say in the Life of .....
  • Debt Diaries
  • Shopping & Money Saving Tips
  • chilleddrivingtuition

Categories

  • The Youth Academy
    • The Youth Consumer Service
  • Miscellaneous

Find results in...

Find results that contain...


Date Created

  • Start

    End


Last Updated

  • Start

    End


Filter by number of...

Joined

  • Start

    End


Group


About Me


Location

Found 14 results

  1. Hi, Could someone please give me some advice?. I recently bought a Michael Kors watch online. When delivered, I opened the box and then for the purposes of inspection took the clingfilm (well, posh clingfilm for a better description) off the watch to check all was in good order. The attached tag actually came off in the process of removing the wrap. When satisfied there were no defects etc, I put it back in the box and gave it to my partner the next day. Unfortunately, I bought her the wrong version!!!!!. Even though she offered to keep it, I said I w
  2. Hi all, I have send a request and got this agreement back. Can someone please tell me if its enforceable? and if so or not what is the next steps? Is there anywhere a guide on what to look for when its enforceable? Thanks a lot! Halifax agreement Page 1.pdf
  3. Hi all, Can someone please tell me if this loan agreement is enforceable? It was signed in 2004. There is about £5500 left. I realised they charged the interest upfront. Its now with Cabot/Marlin I have been paying for the last 6 years on a DMP as well. But is getting rid of the DMP as I cant afford it any more. I cant seem to post links or images yet but I will try. might just need a copy and paste. 1drv.ms/21Dingp Thanks a lot!
  4. I am so angry. bank holiday ruined by Welcome. My husband took a loan out with welcome in 2006, we borrowed a little more in 2008, however we paid this off about 3 or 4 months later, in full when we sold our car. We have recieved letters from IND and welcome saying they are chasing the money, following the letters i wrote to them asking why they hadnt marked an account as settled from 2008! We also wrote to them a year ago about PPI and they said he had none, there letters now say we did. They also said that there is copy agreeemnts and letters that we have apparantly sent in th
  5. Hi I have received a PCN contravention code 01 for parking on double yellow lines as shown in the diagram below, are these lines enforceable i.e. do I appeal or pay? any help appreciated [ATTACH=CONFIG]56692[/ATTACH]
  6. Hi and thanks for looking. I got in to financial difficulty just over 8 years ago and handed my car back to Santander . Loan secured on the vehicle. At the same time I moved (also due to my financial difficulty) I havent had any contact within the 8 years regarding this but have had a rep from Bluestone visit a friends house last week looking for me. They didnt aknowledge me but where left a card by the rep. I dont have any paperwork to hand and after a read of the forums assumed as it was 8 years ago this was unenforceable. When I l
  7. Please help, I bought a car years ago via Credit acceptance Corp uk but defaulted on it. the car was repossessed and I was paying Capquest a monthly amount I could afford, but then the debt was sold to Marlin. They would not accept an amount I could reallisticly afford and told me it was not their problem. I have now received notice from Northapton CC That Mortimer Clarke have issued a claim against me for £4500 plus interest totalling over £11,000 in total. The original credit agreement stated that my £250 deposit for the car was used as £1 vehicle deposit and £
  8. Hi All its been a long time since using this forum so if someone can help along the way than that would be great, My friend has got into debt and hes worried so i thought i would try and help with the advice i have received in the past, together i think we can assist hopefully, History information i have is that he is In debt for a capital One credit card -Now with interest and all charges adds up to over £8000, this was taken out in April 2002, he has gradualy made infrequent payments due to his financial circumstances and has recieve the usual default/su
  9. Hello, I wonder if anyone can advise me. I had a CCJ against a debtor. I applied for a Third Party Debt Order against...a well known high street bank. The bank apparently told the court that there were no funds in the account, however, the court granted the order. I now have a Final Third Party Debt Order which states "The Third Party to pay the claimant (the judgment creditor) £[amount]". I have sent this to the bank who keep saying they have no obligation to pay as there was / is no money in the account. I have said this as may be but this is an issue for them to reclaim
  10. Lowells are chasing me for debt re: Barclaycard. Have written requesting the CCA, they've sent this direct to Barclaycard. Have received said agreement from Barclaycard It appears to simply be a copy of their conditions? Can they argue this is sufficient and then provide a signature down the line if they wanted to issue a CCJ? If not, should I write back to them? Thanks
  11. [ATTACH=CONFIG]45316[/ATTACH] Is this credit agreement enforceable as the lender has not signed it. Any help is appreciated. Regards Ivan
  12. Believed the sales pitch that the government back leaseback scheme were solid investments, self funding and borrowed close to 100% from the french banks to purchase some properties with different lenders. Operator went bust and never paid the guaranteed rents, leaving banks to reprosses, what action will they take now in the uk? Any thoughts please...
  13. Hello all! I recently received a Bus Lane PCN for Kilburn High Road, London (Northbound). There is CCTV footage of me driving along the lane. It was at 11:41 on a Saturday. My understanding was that the lane was not 'active' except on Mon-Fri. I have since checked and in fact the lane is active 10am-7pm on Sat. I am considering my options for appeal. My main consideration is that the Bus Lane is not enforceable as it is not correctly signposted/marked. I would be very grateful to any thoughts. I will attempt to describe my thoughts. The section I was caught in is a 'continu
  14. Hi, As you'll have seen from my SpeedCredit posts. I have sent out CCA Requests to all the PDL Companies. I received a reply from MEM Consumer Finance Ltd aka PayDayUK. I have attached the letter and agreement they have sent me (omitting my personal details) It is reassuring they haven't tried to "lift" my signature from the letter. I've heard of some PDL and DCA organisations being dishonest about signatures... So the siggy on the letter wasn't mine! Anyway. Could some of you excellent and knowledgeable people please give me some advice on this attached CCA. Regards,
×
×
  • Create New...