cabot/mortimer claim form - Vanquis Credit Card 'debt'

[AndyOrch]

Its nonsense...you know you acknowledged the claim and now you have defended it....their move next.

[Scottyq812]

Was probably trying to make me miss defence deadline.

Crafty little ........

[Scottyq812]

Hi all,

 

Update for you.

Received letter from Mortimer Clarke acknowledging defence and seeking client instructions.

 

Yesterday received letter from Cabot.

 

 

Cabot not been able to provide requested information in required timescale, will continue to contact original lender.

 

 

Agreement currently unenforceable but still obliged to make payments.

 

However they have changed tohe ammount owing from £746.09 to £518.05 and changed original leder from Vanquis to capital one?

[AndyOrch]

" Agreement currently unenforceable but still obliged to make payments."

 

[Scottyq812]

Thought pretty much same thing Andy.

Should I just let things lie or should I apply to court for strike out?

[AndyOrch]

You have no grounds to strike it out......let it stay for now.

[Scottyq812]

Evening all,

Have now received from Cabot, copies of statements relating to Vanquis, not capital one,

including quite a few late charges and an agreement that was digitally signed.

No assignment or default copies.

 

What would be the suggestions for way forward?

 

This may have been another account my ex opened in my name.

[dx100uk]

can you scan up the agreement please?

 

 

does the letter refer to it being a reconstructed? agreement?

 

 

.............................

 

 

HOW TO UPLOAD DOCUMENTS / IMAGES ON CAG IMMEDIATELY YOU DO NOT NEED 10 POSTS

.

IMPORTANT To protect your IDENTITY and ensure you remain ANONYMOUS on CAG

YOU MUST ensure that you REMOVE all Personal Information including Barcodes, Names, Addresses etc

.

ENSURE: To leave all Monetary Figures and Dates.

.

DO NOT USE A BIRO, PEN, SEE THRU TAPE OR LABELS TO EDIT THE INFORMATION

.

1. SCAN YOUR DOCUMENT

.

- Set your default scan page size to A4 less than 300 DPI (150 will do)

- Scan the required letters/agreements/sheets - as a picture (jpg) file

.

- Don't forget you can use a mobile phone or a digital camera too!!

.

- If you have multiple scans/pictures please put these into a WORD DOC first ensuring you have removed all Personal Information before converting to PDF.

.

- IPHONE ONLY: Take a picture and Convert to PDF via an APP

.

2. HOW TO EDIT (Remove Personal Information)

.

- Do this using MSPAINT.EXE or any Photo Editing program and ensure to save the document.

.

3. HOW TO CONVERT YOUR DOCUMENT TO PDF

.

- If you have OFFICE installed this has an installable PRINT to PDF option so use this and save as PDF.

- If you have PDF as an installed driver use this program and save as PDF.

.

OR Go to one of the many free online pdf converter websites:

.

- http://freejpgtopdf.com/

- http://www.convert-jpg-to-pdf.net/

- http://www.freepdfconvert.com/

- http://www.pdfmerge.com/

- http://www.primopdf.com/

.

PLEASE REMEMBER: It would be better to upload a Multi-page PDF rather than multiple Single PDFs.

.

4. BEFORE UPLOADING YOUR DOCUMENT ON CAG

.

- Logically Name your PDF File so Users know what it is. DO NOT NAME YOUR FILE USING BANK NAMES OR CAG IN THE TITLE

.

- For Example: Default Notice DDicon-MM-YYYY.

.

IMPORTANT To protect your IDENTITY and ensure you remain ANONYMOUS on CAG please ensure that you do a final check that all Personal Information including Barcodes, Names, Addresses etc. are REMOVED before carrying out the NEXT STEP

.

5. HOW TO UPLOAD YOUR DOCUMENT ON CAG

.

- In your Thread/Post open a new msg box here.

- Click 'Go Advanced' below the msg box.

- Click 'Manage Attachments' below that box.

- Click the 'Add Files' button on the top right.

- Click 'Select Files', navigate to your file(s) on your PC.

- Click 'Upload Files'.

.

- You DON’T have to put a link to the attachment in the msg box just upload it ……… JOB DONE

- You can click on your links to check them too!!

.

[AndyOrch]

Evening all,

Have now received from Cabot, copies of statements relating to Vanquis, not capital one,

including quite a few late charges and an agreement that was digitally signed.

No assignment or default copies.

 

What would be the suggestions for way forward?

 

This may have been another account my ex opened in my name.

 

Nothing...see if they attempt to lift the stay.

 

Andy