Jump to content


  • Tweets

  • Posts

    • Post #415 you said you were unable to sell it yourself. Earlier I believe you said there had been expressions of interest, but only if the buyer could acquire the freehold title. I wonder if the situation with the existing freeholders is such that the property is really unattractive, in ways possibly not obvious to someone who also has an interest in and acts for the freeholders.
    • i dont think the reason why the defendant lost the case means anything at all in that case. it was a classic judge lottery example.
    • Hello, I will try to outline everything clearly. I am a British citizen and I live in Luxembourg (I think this may be relevant for potential claims). I hired a car from Heathrow in March for a 3-day visit to family in the UK. I was "upgraded" to an EV (Polestar 2). I had a 250-mile journey to my family's address. Upon attempting to charge the vehicle, there was a red error message on the dashboard, saying "Charging error". I attempted to charge at roughly 10 different locations and got the same error message. Sometimes there was also an error message on the charging station screen. The Hertz 0800 assistance/breakdown number provided on the set of keys did not work with non-UK mobiles. I googled and found a bunch of other numbers, none of which were normal geographical ones, and none of which worked from my Luxembourg mobile. It was getting late and I was very short on charge. Also, there was no USB socket in the car, so my phone ran out of battery, so I was unable to look for further help online. It became clear that I would not reach my destination (rural Devon), so I had no choice but to find a roadside hotel in Exeter and then go to the nearest Hertz branch the following day on my remaining 10 miles of charge. Of course, as soon as the Hertz employee in Exeter plugged it into their own charger, the charging worked immediately. I have driven EVs before, I know how to charge them, and it definitely did not work at about 10 different chargers between London and Exeter. I took photos on each occasion. Luckily they had another vehicle available and transferred me onto it. It was an identical Polestar 2 to the original car. 2 minutes down the road, to test it, I went to a charger and it worked immediately. I also charged with zero issues at 2 other chargers before returning the vehicle. I think this shows that it was a charging fault with the first car and not my inability to do it properly. I wrote to Hertz, sending the hotel, dinner, breakfast and hotel parking receipt and asking for a refund of these expenses caused by the charging failure in the original car. They replied saying they "could not issue a refund" and they issued me with a voucher for 50 US dollars to use within the next year. Obviously I have no real proof that the charging didn't work. My guess is they will say that the photos don't prove that I was charging correctly, just that it shows an error message and a picture of a charger plugged into a car, without being able to see the detail. Could you advise whether I have a case to go further? I am not after a refund or compensation, I just want my £200 back that I had to spend on expenses. I think I have two possibilities (or maybe one - see below). It looks like the UK is still part of the European Consumer Centre scheme:  File a complaint with ECC Luxembourg | ECC-Net digital forms ECCWEBFORMS.EU   Would this be a good point to start from? Alternatively, the gov.uk money claims service. But the big caveat is you need a "postal address in the UK". In practice, do I have to have my primary residence in the UK, or can I use e.g. a family member's address, presumably just as an address for service, where they can forward me any relevant mail? Do they check that the claimant genuinely lives in the UK? "Postal address" is not the same as "Residence" - anyone can get a postal address in the UK without living there. But I don't want to cheat the system or have a claim denied because of it. TIA for any help!  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Orange Default on credit report


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3481 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi All,

 

Not sure if I have posted in correct place

 

 

however I need some URGENT advice.

 

 

I recently received my Credit Report from Experian and Equifax and was quite dismayed to find a default for Orange in the amount of 97.00 pounds.

 

 

I want to get this removed ASAP as I was unaware that this had happened.

 

I am hoping to start a business in the next couple of months and this will be detrimental if I require funding, business account etc.

 

Could someone please advise the best way to proceed.

 

Thanks in advance.

Link to post
Share on other sites

Hi All,

 

Not sure if I have posted in correct place however I need some URGENT advice. I recently received my Credit Report from Experian and Equifax and was quite dismayed to find a default for Orange in the amount of 97.00 pounds. I want to get this removed ASAP as I was unaware that this had happened.

 

I am hoping to start a business in the next couple of months and this will be detrimental if I require funding, business account etc.

 

Could someone please advise the best way to proceed.

 

Thanks in advance.

 

 

I'm afraid not being aware of a default does not mean it is wrong and will be removed.

 

 

What is the default date showing on the credit files?

Did you have an Orange account in the past, that you perhaps closed/cancelled by stopping payments? It could be that were charges outstanding at that point.

 

 

Please be aware that as the mobile contract is " a service" contract not a credit agreement it is not necessary for a default notice to be issued.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Hi Brigadier,

 

Thanks for your prompt response, much appreciated.

 

The default was on 10/2010 in the amount of 95.00 pounds, company name Arrow Global.

The report is incorrect ie. electoral info and linked address.

 

I did have a disputed Orange account however I have received no correspondence from Orange or Arrow regarding a default.

 

How do I proceed do I contact Orange or Arrow?

 

Thanks

Link to post
Share on other sites

Hi Brigadier,

 

Thanks for your prompt response, much appreciated.

 

The default was on 10/2010 in the amount of 95.00 pounds, company name Arrow Global.

The report is incorrect ie. electoral info and linked address.

 

I did have a disputed Orange account however I have received no correspondence from Orange or Arrow regarding a default.

 

How do I proceed do I contact Orange or Arrow?

 

Thanks

 

 

Arrow have bought the debt after it was defaulted by Orange, if the account was disputed and this was not resolved that's why it shows now..

 

 

As to the linked address is this a previous address of yours or one you don't recognise?

 

 

How is the electoral roll data incorrect?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Regarding the Electoral roll data the years stated are incorrect. It states I moved to the property in 2006 which is 2yrs later. I have not had a break in the length of time I have lived here but it shows a break in 2008 also, v.confusing. Regarding the link address I have never lived there.

 

What can be done regarding the default and the above info?

 

Thanks

Link to post
Share on other sites

Regarding the Electoral roll data the years stated are incorrect. It states I moved to the property in 2006 which is 2yrs later. I have not had a break in the length of time I have lived here but it shows a break in 2008 also, v.confusing. Regarding the link address I have never lived there.

 

What can be done regarding the default and the above info?

 

Thanks

I can't see a clear link yet to the document provided.

 

 

I suggest as before reject the document and wait to see what comes back.

 

Brig.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Hi Brigadier,

 

Was this response for me as I dont understand reply?

Your query as to electoral roll data it will not I think have any value in challenging the default.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Hi Ims,

 

I am challenging the default based on the situation surrounding it.

 

 

I got a phone on contract for my son from Carphone Warehouse and

 

 

I advised at the time I need a phone with a monthly limit and there after for calls to be barred.

 

 

I was advised Orange provided this service however this was not the case and

hence the bill was incurred and I disputed,

 

 

At no time did I receive a default or correspondence to that effect.

Link to post
Share on other sites

I guess all of this initial stuff was done by conversation in Carphone Warehouse so nothing in writing on that front?

 

Can you expand on the dispute you had? Was it with Orange or Carphone Warehouse and was this dispute done in writing or on the phone?

 

How long ago are we talking?

 

What did Orange or Carphone Warehouse say about the dispute?

 

Link to post
Share on other sites

It was a conversation that took place at Carphone Warehouse and unfortunately nothing in writing.

 

 

Orange on the other hand took time out to look into this

 

 

however return with a we dont offer that service so it could not have been promised.

 

 

The Default was registered in October 2010.

Link to post
Share on other sites

just orange

nowt to do with Arrows

that brought the debt.

 

 

yes you need to question that linked address

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi All,

 

I sent letter to Orange yesterday. I was also awaiting credit file from Callcredit however received a letter asking for proof of my DOB before sending file, this does not sit well with me as I have no intention of sending any of my ID to them, they have also cashed my cheque but no file. I have received a file from this company before they have never requested this info.

How do I proceed.?

 

Thanks.

Link to post
Share on other sites

Hi All,

 

I sent letter to Orange yesterday. I was also awaiting credit file from Callcredit however received a letter asking for proof of my DOB before sending file, this does not sit well with me as I have no intention of sending any of my ID to them, they have also cashed my cheque but no file. I have received a file from this company before they have never requested this info.

How do I proceed.?

 

Thanks.

The data controller at Call Credit must be satisfied that the data is supplied to the right person.

 

 

Supply requested confirmation or no file.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

I'm in almost exactly the same situation. From what I've read online, it may be wise to appeal for sympathy since it's an small amount. You may have to be persistent though.

Any response back from Orange?

Hi welcome to CAG, how small is this debt?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Hi welcome to CAG, how small is this debt?

Thanks brigadier.

I don't know the exact amount, but it must be under 90 pounds.

I recently got my credit report from checkmyfile.co.uk (which claims to do a multi-agency report), and , apparently, on my Equifax file there is a credit history with a 'Comunications Supplier', where last 4 months are in arrears, (can only be my old Orange/EE broadband service which I terminated last year).

I'll be getting the real Equifax report next week and come back with the details, but I suspect EE tried to debit my bank account for 4 months after I cancelled my DD.

Link to post
Share on other sites

Thanks brigadier.

I don't know the exact amount, but it must be under 90 pounds.

I recently got my credit report from checkmyfile.co.uk (which claims to do a multi-agency report), and , apparently, on my Equifax file there is a credit history with a 'Comunications Supplier', where last 4 months are in arrears, (can only be my old Orange/EE broadband service which I terminated last year).

I'll be getting the real Equifax report next week and come back with the details, but I suspect EE tried to debit my bank account for 4 months after I cancelled my DD.

 

 

Multi Agency Reports, means using 2nd hand data gathered from the main stream CRAs this is often not up to date!

 

 

If this is a very small amount I know of some successes in challenging the defaults as unfair so when you get to the bottom of this please let me know.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...