Scotcall reply to doorstop visit denial

[sorrylittlelot]

The case you have referred to is not applicable to your circumstances.

 

 

As part of the credit agreement that you signed and entered into,

you agreed to repay the full outstanding balance and that where necessary,

the creditor could recover the debt by outsourcing the debt to a third party, which included by way of doorstep collection.

 

Therefore the license you state that has been revoked is irrelevant,

which for the avoidance of doubt we do not agree to, is not binding on us as it does not fulfill the relevant principles of contract law.

 

We are entitled by law and under contract to recover monies outstanding and we are allowed to take reasonable

steps in accordance with regulatory guidance to recover such monies.

 

Please contact one of our Advisors on 0141 212 8500 who will be happy to discuss your repayment options with you.

 

 

It’s important that we ensure that any payment arrangement is affordable and sustainable for you.

[Bazooka Boo]

Standard response from them, their speak & spell is still stuck in the 1800's, send a copy of their very foolish puerile

response to the FCA along with your formal complaint, what complete dullards!

[sorrylittlelot]

Amused me. I am at a loss as to how the law doesn't apply to them

[Bazooka Boo]

Ha ha, yep, probably because they are all under the age of legal responsibility I would imagine.???

 

Hence the puerile missives spat out by their speak & spell...

[sorrylittlelot]

I might even give them a response

[citizenB]

Ask them for the specific section of the contract that says this and where it implies that Doorstep collection will be undertaken. In short to show you a copy of hte agreement

[BRIGADIER2JCS]

The case you have referred to is not applicable to your circumstances. As part of the credit agreement that you signed and entered into, you agreed to repay the full outstanding balance and that where necessary, the creditor could recover the debt by outsourcing the debt to a third party, which included by way of doorstep collection.

Therefore the license you state that has been revoked is irrelevant, which for the avoidance of doubt we do not agree to, is not binding on us as it does not fulfill the relevant principles of contract law.

 

 

 

We are entitled by law and under contract to recover monies outstanding and we are allowed to take reasonable steps in accordance with regulatory guidance to recover such monies.

Please contact one of our Advisors on 0141 212 8500 who will be happy to discuss your repayment options with you. It’s important that we ensure that any payment arrangement is affordable and sustainable for you.

 

 

Same script writer as MMF!!

[BazzaS]

The case you have referred to is not applicable to your circumstances. As part of the credit agreement that you signed and entered into, you agreed to repay the full outstanding balance and that where necessary, the creditor could recover the debt by outsourcing the debt to a third party, which included by way of doorstep collection.

Therefore the license you state that has been revoked is irrelevant, which for the avoidance of doubt we do not agree to, is not binding on us as it does not fulfill the relevant principles of contract law.

We are entitled by law and under contract to recover monies outstanding and we are allowed to take reasonable steps in accordance with regulatory guidance to recover such monies.

Please contact one of our Advisors on 0141 212 8500 who will be happy to discuss your repayment options with you. It’s important that we ensure that any payment arrangement is affordable and sustainable for you.

 

"If you persist in sending someone to visit, please note that my express revocation of their (mere) licence to be on my property stands.

Though I have made their lack of permission clear already, I will reiterate it to them and ask them to leave.

 

You can reassure them that they will likely be able to run faster than I can : so should have no problem leaving my property before I could catch up with them to assist them .

 

I'm just not sure that they could (equally) outrun my German Shepherd dog ........... "

[Guest]

Ask them for the specific section of the contract that says this and where it implies that Doorstep collection will be undertaken. In short to show you a copy of hte agreement

 

ditto. as there wont be any such contractual licence. so, revocation of the general implied licence is relevant.

[ericsbrother]

they have added 2 and 2 to make 5 as far as their claim to contractual consent. You agreed to pay the money in the original contrcat and that stipulates what may happen if you dont pay. It certainly wont say that you have given a third party rights that they do not have. As there is legislation afoot to control dogs on private property you had better be training your Harris Hawk what a Scotcall rep looks and tastes like.

[BazzaS]

they have added 2 and 2 to make 5 as far as their claim to contractual consent. You agreed to pay the money in the original contrcat and that stipulates what may happen if you dont pay. It certainly wont say that you have given a third party rights that they do not have. As there is legislation afoot to control dogs on private property you had better be training your Harris Hawk what a Scotcall rep looks and tastes like.

 

There is legislation (the Guard Dogs Act 1975) which protects those with a license to be present, and also trespassers.

 

The requirements of the Act are met if the dog is "under control" (the act doesn't define this!), and there are warning notices at each entrance to the premises.

 

I do like the bird of prey approach, though.

[ericsbrother]

in NI there are no limitations as to what you may keep under wild animals legislation. It has been known for money extortion to be done by turning up with a lion in tow. The reverse of this is letting tiddles the tiger answer the door in Derry but not Derby.

[rameses_qc]

A few years ago, a friend of mine was visited by a debt collector's "field agent" My friend politely (as he is very polite and amiable) asked the agent to leave as he didn't want to discuss the matter with him - he had paid the debt 2 days previously - the agent said to my friend that he was coming in anyway. After spending around 5 days in hospital, the field agent decided on a change of career. My friend was, at that time, a bare knuckle fighter of some reknown in the area (but obviously the agent didn't know this) The police did know him very well and took no action against him as they knew that he must have had a good reason to do what he did.

[renegadeimp]

No. We dont.

[BRIGADIER2JCS]

A few years ago, a friend of mine was visited by a debt collector's "field agent" My friend politely (as he is very polite and amiable) asked the agent to leave as he didn't want to discuss the matter with him - he had paid the debt 2 days previously - the agent said to my friend that he was coming in anyway. After spending around 5 days in hospital, the field agent decided on a change of career. My friend was, at that time, a bare knuckle fighter of some reknown in the area (but obviously the agent didn't know this) The police did know him very well and took no action against him as they knew that he must have had a good reason to do what he did.

 

 

Not a good idea one could easily come across an "agent" well able to protect himself, apart from that violence is not to encouraged.

If such a visitor refuses to leave, attempts to gain entry to a property call the police.

[BazzaS]

Not a good idea one could easily come across an "agent" well able to protect himself, apart from that violence is not to encouraged.

If such a visitor refuses to leave, attempts to gain entry to a property call the police.

 

You can use reasonable force to defend yourself & your property, but as Brig points out, that has hazards.

Best to call the police (unless you feel immediately threatened where you call the police & do the minimum you need to protect yourself). So, ideally, don't open the door to them, or open it "on the chain" - if they can't get in without breaking the chain you need not fear them, or, if they were foolish enough to break it, that would be firm evidence of why it would be reasonable to defend yourself - that they had broken in!

 

If the police try and say "it is a civil matter", note to them that you feel threatened (if you do), or your concern that the matter may be leading towards "a breach of the peace"