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Capital One Credit Card Charges Reclaim


Baz1994
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My OH just received the attached confusing letter from Cap One regarding late payment and over limit fees

that she had been charged since she opened the account to date.

 

Has anyone else who has tried to do the same recently received the same letter and is this just the usual first response ?

 

Apologies re attachments, having scanner trouble again.

 

Cheers

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What a load of rubbish designed to scare you away from court action

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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What a load of rubbish designed to scare you away from court action

 

That's what I thought but she has recent statements showing overlimit fees etc added but they have completely ignored them ? Is this a typical credit card charges response from Capital One ?

 

What next - shall I tell her to respond to Capital One ?

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what did you send them?

 

that's a really off the wall reply.

 

sound like an office junior

 

send a fob off letter hoping you wont bother further

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what did you send them?

 

that's a really off the wall reply.

 

sound like an office junior

 

send a fob off letter hoping you wont bother further

 

dx

 

Hi dx,

 

my OH sent Capital One the standard credit card unfair charges reclaim letter below.

 

[ATTACH]51386[/ATTACH]

 

Any help what to do next would be appreciated.

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did you not send a spreadsheet too detailing your claim?

 

if not

 

you sent a simple speculative forum letter

 

you got a speculative fob off reply back.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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spreadsheet and that letter should do.

shows you have researched

rather than just finding and sending a temple letter.

 

there are quite a few Cap1 charges reclaims

including many successes to read

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

spreadsheet and that letter should do.

shows you have researched

rather than just finding and sending a temple letter.

 

there are quite a few Cap1 charges reclaims

including many successes to read

 

Ok thanks again dx and I will try and find details onsite for her and reply to Cap One.

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keep us undate

Shelley's threads are good

 

lets see the letter you intend sending too.

 

cap1 can be a hard nut to crack

but usually fold once it get near a court door.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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