SRJ letter

[tritzia]

Hello All.

 

Today I received a letter from a debt collection agency SRJ debt recovery services. based in Weybridge.

 

That states:

They have made enquiries for confirmation of your currant place of residence.

Information has been received confirming that your address details have changed to this address.

 

Due to Data protection legislation details of the account are not included in this letter.

 

Please call us immediately on 0845******* quoting the above reference for more information.

 

I am in my 60's and have never owed anyone money,

if I want something I save up and pay cash for it.

 

I have no outstanding bills of any kind, all utility bills are paid direct debit.

 

I must admit I am extremely upset,

and also very angry by this,

and don't know what to do?

Can someone please advise me.

Thank you.

[Stigman]

First of all do not phone them ever & if SRJ phone you, refuse to go through any security questions, just say "in writing only" and hang up, do not get involved into an argument as to why, just hang up.

 

SRJ are pretty much at the bottom of the barrel with debt collection.

 

Wait until SRJ send something concrete through the post.

 

Check your Credit File just in-case.

 

Is your name spelt correctly on the letter? Sometimes a DCA will write to every Mr. A. N. Other in the area hoping to get the right person.

 

Until something comes through, just forget about it, carry on life as normal.

 

Stigman

[tritzia]

Thank you Stigman.

I am amazed that they can pick people's names out of the blue and send these letters out, surely this sort of thing cannot be legal?

I feel as though someone out there is demanding money with menace, and if they do send another of these letters, what can I do next?

 

Thanks again.

Tritzia

[renegadeimp]

It's a phishing letter. report it to the regulator.

[tritzia]

Thank you rengadeimp.

Who is the regulator and how do I find him?

 

Tritzia

[dx100uk]

god are SRJ still around

and pulling these stunts.

 

they usually chase VERY VERY old util bills [gas, elec, normally water rates though]

 

outside of 6yrs so no chance.

 

if you type in SRJ in our grey top toolbar search on the right

 

you'll see several copies of the same letter here.

 

just remember they are NOT BAILIFFS

[Stigman]

Who is the regulator and how do I find him?

 

Regulators is the Office of Fair Trading and Information Commissioners Office

 

http://oft.gov.uk/about-the-oft/legal-powers/legal/cca/debt-collection

 

http://ico.org.uk/concerns

 

Stigman

Edited April 8, 2014 by Stigman
missed an "S" - should be regulators!

[tritzia]

Thank you dx100uk

 

Tritzia

[tritzia]

Thank you again Stigman.

 

I will report them, This type of thing makes me see red!!!

 

Tritzia

[tritzia]

I have just clicked the link to oft and it seems they are closed. the info on the site has just completely confused me now.

 

any idea what I should be looking for?

 

Tritzia

[spamheed]

Use the following link http://www.oft.gov.uk/ or contact your local trading Standards,

 

 

You obviously have details similar to someone who holds liability for this debt/account, they will have sent this letter to everyone in your area with a similar name etc in the hope of scaring someone (anyone) into making a payment. They really don't care if they get the right person as long as someone pays them. as previously advised complain and do not respond to anything similar from any other company.

[renegadeimp]

I think you have to use the fca now. Not the oft.

[BRIGADIER2JCS]

I think you have to use the fca now. Not the oft.

Correct FCA now regulates CCA '74 since 04/04/2014.

[tritzia]

Thank you spam heed

Tritzia

[tritzia]

Thanks again renegade imp

Tritzia

[tritzia]

Thank you Brigadier2jcs

Tritzia.

[fkofilee]

SRJ are part of Frederickson who are part of Lowell... Ignore for now, but keep an eye out