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    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
    • quite honestly id email shiply CEO with that crime ref number and state you will be taking this to court, for the full sum of your losses, if it is not resolved ASAP. should that be necessary then i WILL be naming Shiply as the defendant. this can be avoided should the information upon whom the courier was and their current new company contact details, as the present is simply LONDON VIRTUAL OFFICES  is a company registered there and there's a bunch of other invisible companies so clearly just a mail address   
    • If it doesn’t sell easily : what they can get at an auction becomes fair market price, which may not realise what you are hoping.
    • Thank you. The receiver issue is a rabbit hole I don't think I'm going to enjoy going down. These people seem so protected. And I don't understand how or why?  Fair market value seems to be ever shifting and contentious.
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CL Finance/Cohen CCJ/CO - now lowells since hoist - old GE money evans store card


hillards
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Checked with the Land Registry, there's an entry (screenshot attached) which goes back to 2011, but does quote the same claim number? 

 

Image2.pdf

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Then there is a judgment and a charging order.....still what I said earlier still stands cant charge post judgment interest and cant pressure you to make payment because of the charging order...it is what it is ...ignore.

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As was said before, until we hear from the court... After all this time, but they're still trying it on. 

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Court wont contact you ...they have their charging order as security 

We could do with some help from you.

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But they can't do anything with it until the property is sold...

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is it a single persons debt/ccj on a jointly owned property?

can you post up the wording of the charge?

probably a useless restriction k.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

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We've only that paragraph on the Land Registry. We knew there was an old CCJ, but this is the first we've known of the charge so we don't have any other details.

It is a married (relevant) persons ccj on a single owners property. She bought her ex. out, but I'm not named on anything other than phone bills. Goes back to Child Support Agency issues, since cleared. 

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25 minutes ago, hillards said:

But they can't do anything with it until the property is sold...

True and very rare to apply for an order of sale kinda contradicts the whole purpose of a charging order...security of judgment.

We could do with some help from you.

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just checking... that.. the CCJ/CO is in the name of the sole property owner?

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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then its a full charging order that will need to be paid if/when the property ever were to ever sell.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to CL Finance/Cohen CCJ/CO - now lowells since hoist - old GE money evans store card

I sort of worked that out. At present, the only circumstances that would happen are winning the lottery, and then we could pay them off, or death, and we'd not be bothered about it. 

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  • 1 month later...

August 21st: Had another letter full of bluster from Overdales on behalf of Lowells. They say our outstanding balance will start to accrue an interest charge of 8% per month... As already stated, they can't do this and it's just bluster on their part. 

Not heard anything from the court, and don't expect to.

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