CL Finance/Cohen CCJ/CO - now lowells since hoist - old GE money evans store card

[hillards]

Checked with the Land Registry, there's an entry (screenshot attached) which goes back to 2011, but does quote the same claim number? 

 

Image2.pdf

[AndyOrch]

Then there is a judgment and a charging order.....still what I said earlier still stands cant charge post judgment interest and cant pressure you to make payment because of the charging order...it is what it is ...ignore.

[hillards]

As was said before, until we hear from the court... After all this time, but they're still trying it on. 

[AndyOrch]

Court wont contact you ...they have their charging order as security 

[hillards]

But they can't do anything with it until the property is sold...

[dx100uk]

is it a single persons debt/ccj on a jointly owned property?

can you post up the wording of the charge?

probably a useless restriction k.

 

[hillards]

We've only that paragraph on the Land Registry. We knew there was an old CCJ, but this is the first we've known of the charge so we don't have any other details.

It is a married (relevant) persons ccj on a single owners property. She bought her ex. out, but I'm not named on anything other than phone bills. Goes back to Child Support Agency issues, since cleared. 

[AndyOrch]

25 minutes ago, hillards said:

But they can't do anything with it until the property is sold...

True and very rare to apply for an order of sale kinda contradicts the whole purpose of a charging order...security of judgment.

[dx100uk]

just checking... that.. the CCJ/CO is in the name of the sole property owner?

dx

 

[hillards]

Yes. 

[dx100uk]

then its a full charging order that will need to be paid if/when the property ever were to ever sell.

dx

 

[hillards]

I sort of worked that out. At present, the only circumstances that would happen are winning the lottery, and then we could pay them off, or death, and we'd not be bothered about it. 

[hillards]

August 21st: Had another letter full of bluster from Overdales on behalf of Lowells. They say our outstanding balance will start to accrue an interest charge of 8% per month... As already stated, they can't do this and it's just bluster on their part. 

Not heard anything from the court, and don't expect to.