Jump to content


  • Tweets

  • Posts

    • Good afternoon,    I am writing in reference to the retail dispute number ****, between myself and Newton Autos concerning the sale of a Toyota Avensis which has been found to have serious mechanical faults.    As explained previously the car was found to be faulty just six days after purchase. The car had numerous fault codes that appeared on the dash board and went into limp mode. This required assistance from the AA and this evidence has already been provided. The car continues to exhibit these faults and has been diagnosed as having faults with the fuel injectors which will require major mechanical investigation and repairs.    Newton Autos did not make me aware of any faults upon purchase of the vehicle and sold it as being in good condition.    Newton Autos have also refused to honour their responsibilities under The Consumer Rights Act 2015 which requires them to refund the customer if the goods are found to be faulty and not fit for purpose within 30 days of purchase.    Newton Autos also refused to accept my rejection of the vehicle and refused to refund the car and accept the return of the vehicle.    It is clear to me that the car is not fit for purpose as these mechanical faults occurred so soon after purchase and have been shown to be present by both the AA and an independent mechanic.   Kind regards
    • Commercial Landlords are legally allowed to sue for early cancellation of the lease. You can only surrender your lease if your landlord agrees to your doing so. They are under no obligation even to consider your request and are entitled to refuse. You cannot use this as an excuse not to pay your rent. Your landlord is most likely to agree to your surrendering the lease if they want the property back in order to redevelop it, or if they wants to rent it to what they regards as a better tenant or at a higher rent. There are two types of surrender: Express surrender in writing. This is a written document which sets out the terms of the surrender. Implied surrender by conduct. (applies to your position) You can move out of the property you leased, simply hand your keys back and the lease will come to an end, but only if the landlord agrees to accept your surrender. Many tenants have thought they can simply post the keys through the landlord's letter box and the lease is ended. This is not true and without a document from the landlord, not only do you not know if the landlord has accepted the surrender, you also do not know on what basis they have accepted and could find they sue you for rent arrears, service charge arrears, damage to the property and compensation for your attempt to leave the property without the landlord's agreement. Unless you are absolutely certain that the landlord is agreeable to your departure, you should not attempt to imply a surrender by relying on your and the landlord's conduct.  
    • I had to deal with these last year worst DCA I have ever dealt with. Just wait for the constant threats of CCJ and how you'll lose in court and how they won't do mediation and they want the judge to question you with a load of "BIG" words to boot with the letter. My case was struck out in the end, stupidity on their part as I admitted to owing the debt in the end going through the court process was just a formality as they wouldn't let it drop despite me admitting the debt regardless. They didn't send the last part of the court paper work in so it ended up being struck out     .
    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Lloyd's sold our accounts ton1st credit


stuggling
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2577 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 61
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi

On the loans and credit cards, did you ever do a full CCA request and get a response?

Were these responses enforceable?

What about default notices etc

 

£10 per week on each account adds up so they are probably quite happy . As the Brig says , because you have been paying it would be six years from the last payment before they were statute barred but if the are unenforceable then maybe give it a whirl.

Any opinion I give is from personal experience .

Link to post
Share on other sites

Hi

On the loans and credit cards, did you ever do a full CCA request and get a response?

Were these responses enforceable?

What about default notices etc

 

£10 per week on each account adds up so they are probably quite happy . As the Brig says , because you have been paying it would be six year

s from the last payment before they were statute barred but if the are unenforceable then maybe give it a whirl.

 

 

 

Problem there fletch the payments are an admission of liability.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

If you want the statements you will need to SAR Lloyds bank directly, a £10-00 fee is payable and should take no longer than 40 days. Having just sent them a SAR myself they were very quick to return the package.

 

 

Check all the data then return here to update your thread

If I have been of any help, please click on my star and leave a note to let me know, thank you.

Link to post
Share on other sites

Problem there fletch the payments are an admission of liability.

 

Am I missing something here?

 

As far as I am aware , the lack of a response to a S77-79 request makes the account UE (yes I know that is until it is fixed) but also for a pre Apr 2007 account the creditor needs to show that they have their ducks in a row i.e a compliant signed agreement , a compliant DN, regular statements etc etc. An agreement that is not properly executed is irredeemably UE even if you shout from the roof tops that you owe the money

Ms Mayhew was paying right up until the court date yet Santander lost the case

Any opinion I give is from personal experience .

Link to post
Share on other sites

  • 5 months later...

Hi sorry for no response, we sent SAR off but nothing, and today letter from 1st credit came saying

 

 

We refer to our previous letters and are unaware of any legally valid reasons for non payment of above debt or a reasonable offer being made.

We have not received in full or been able to set a repayment plan with you despite numerous attempts to contact you to resolve this matter.

 

As a result of these circumstances we are now considering an escalation in collections activity such as further letters and phone calls.

 

In an attempt to resolve this matter we are extending a one of settlement opportunity to enable you to settle your account whislt making substantial saving. This offer is open for acceptance throughout March, after which it is automatically withdrawn.

 

You pay 35% £1952.18

Discount of 65% £3625.47

 

 

I get 4 calls a day and 3 texts of them (on a old mobile) a letter every other week and no matter how many times told waiting on a SAR they just keep going

Link to post
Share on other sites

Have you actually told them not to call you , template in the library . 4 times a day is beyond reasonable if you have told them not to contact you by phone .

That is one hell of a discount which does make me wonder why

Any opinion I give is from personal experience .

Link to post
Share on other sites

Yeah they have 2 letters saying not to both signed for. And also a change of name deed which they signed (I know minor but still an annoying thing )

 

I wonder if it because this time next year debt wrote off? The last payment they had was Feb 2010

Link to post
Share on other sites

  • 2 years later...

Hi guys sorry to ad to this, but I got the response of the orbital debt the SAR! Only 3 years late but we have made no payments what do ever! As they couldn't probe who owned it ! Now demanding payment, the accounts do not show in noddle credit file, but will check others, I'm fuming! No contact since 2014 then this! Hand written too!!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...