County court claim form from MKDP LLP received - need help

[dmp1967]

I have received claim from county court in Northampton from MKDP LLP, with the following particulars of claim.

 

The claimant claims the sum of £9,366.22 being monies due from the Defendant (s) to HSBC Bank Plc under a loan agreement regulated by the Consumer credit Act 1974 which was assigned to the claimant on 8/12/2011.

 

Notice of assignment has been provided to the Defendant (s). The defendant(s)'s loan account number was xxxxxx/xxxxxxxx.

 

The defendant(s) has failed to make payments in accordance with the terms of the loan agreement. A Default Notice has been served pursuant to the Consumer Credit Act 1974 by HSBC Bank Plc.

 

The claimant claims the sum of 9,366.22 and costs.

 

The claimant has complied, as far as is necessary, with the Pre-Action Conduct Practice Direction.

 

I have done a acknowledgement of service, this court claim has come completely out of the blue and I have no idea what to do so I am hoping that you guys can guide me on what to do.

[AndyOrch]

Hi dmp so is it your intention to defend or admit ?

 

You have 33 days in total subject to how you are going to respond.5 deemed served so 28 remaining...14 to Acknowledge Service and if defending a further 14 days to submit a defence.

 

Regards

 

Andy

[dmp1967]

Hi dmp so is it your intention to defend or admit ?

 

You have 33 days in total subject to how you are going to respond.5 deemed served so 28 remaining...14 to Acknowledge Service and if defending a further 14 days to submit a defence.

 

Regards

 

Andy

 

Defend it I think, though I would like more info from them.

How would I do that?

I have no way of paying as I'm on income support, I'm disabled and have no chance of coming up with that kind of money.

 

I have other debts which I am never going to be able to pay, could I get a judge to make me bankrupt?

Edited December 10, 2013 by dmp1967

[AndyOrch]

You can request disclosure of the documents referred to within their particulars of claim using CPR 31.14...I have hi lighted them in your first post.

 

 

This can be found in the legal library.

Regards

 

 

Andy

[dmp1967]

You can request disclosure of the documents referred to within their particulars of claim using CPR 31.14...I have hi lighted them in your first post.

 

 

This can be found in the legal library.

Regards

 

 

Andy

 

Okay thanks for that, as I said I have a judge make me bankrupt as I have a lot of debt that due to my circumstances changing have no way of paying back.