Jump to content


  • Tweets

  • Posts

    • hi all, i will list my curmcumstance first then list the details of the penalty charge - we are 2 diabled people being affected by the cost of living crisis and are skint etc. i am disabled with mobility issues(arthritis in knees and ankles and gout) and cant operate car pedals anymore so i let a friend up the road use my car in exchange for her driving me about. its a good arrangement as i get a 'chauffer' and she gets the use of car. the car is parked in her drive which is better as i was refused a disabled space (even on appeal) and too much congestion to park the car outside my house. my friend is vulnerable as she has suffered depression and suicidal thoughts since the loss of her mother a few years back, she is dyslexic, she is a carer for one of her sons that is disabled due to mental illness and mobility. she lives in a council house and cannot work. we went to iceland ..attracted by the 10items for £10 offer - we've never been there before. a large artic lorry was parked accross the car park blocking the view of one of the parking signs and blocking the disabled bays where the pay&display machine is. by the time she helped me out of the car and then went to see if it was pay&display then came back to me at the car she said she thinks it was pay even for disabled, so we looked for change in the car which we didnt have (she normally goes asda which dont need to pay for parking)so then we said we'd either go get change or go to asda...so then by the time it took her to help me back in and get out the car park took 15 minutes...5 minutes overstay past the 10minutes grace. the letter from excel parking came through and i sent it back giving her name as driver (before i saw on here that you shouldnt name the driver) then i appealed explaining what happened (lorry blocking etc) and even said we were being descriminated (advised by citizen advice)as we are disabled and 15minutes is not long enough for a crippled disabled man and a woman with dyslexia to read and understandd the sign and get out, then back in the car and look for change then get out the car park in 15minutes. i even explained she was a vulnerable person on anti-depressants and even sent a photo of medication and said if you need a doctors note then let me know....the appeal was rejected. i've emailed iceland over 50 times and they just wont tell excel to cancel this charge - they are ignorant and ive even asked them why they have a webpage saying 'iceland combatting the cost of living crisis' pretending to help their customers and they wont comment...they'd rather put more stress and anxiety on an already suicidal vulnerable person just to get money out of them..so their 'help' during this crisis is a lie as it wont even extend to disabled customers. she has now received 2 letters from DCBL saying she owes £170 for 5minutes of overstay. the last one is a final demand. as she cant read or write very well ive sent a recorded letter to DCBL (as advised by citizen advice) asking not to attend the property due to a vulnerable woman inside the property as it will only exasperate the situation, they have ignored it and basically said we dont care, you still owe. could anyone please advise - we are not very good with letters or these situations and are slow on the uptake.   1 The date of infringement? 28th dec 2023   2 Have you yet appealed to the parking company yet? [Y/N?] yes   If you have then please post up whatever you sent and how you sent it and the date you sent it, suitably redacted. [as a PDF- follow the upload guide]cant do that - will have to get my son to do it when he visits   Has there been a response? yes   Please AS A PDF FILE  ONLY ..post it up as well, suitably redacted. - follow the upload guide]cant do that - will have to get my son to do it when he visits   If you haven't appealed yet - .........DONT ! seek advice on your topic first.   Have you received a Notice To Keeper? (NTK) [must be received by you between 29-56 days] yes   What date is on it? 15th january 2024   Did the NTK provide photographic evidence? yes   [scan up BOTHSIDES to ONE PDF of the PCN and your NTK - follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'scant do that - will have to get my son to do it when he visits   3 Did the NTK mention Schedule 4 of the Protection of Freedoms Act 2012 (PoFA) [Y/N?] not on the front - maybe on the back but cannot find the letter now   4 If you appealed after receiving the NTK, did the parking company give you any information regarding the further appeals process? [it is well known that parking companies will reject any appeal whatever the circumstances] yes   5 Who is the parking company? excel   6. Where exactly [Carpark name and town] did you park? gravesend in iceland    
    • Hi Dave, I had no updates on this PCN since my last post in July 2019.  I received no further communications from the parking company.  I changed my address in May 2022. Thanks, I will send a letter to Excel parking to inform about the change in the address. 
    • I have a BMW Advanced Car Eye 3 Pro - I think it's 50/50  In any case, none of the documents / photos sent in the SAR showed a ticket on the car. 
    • I've seen on your other thread that you say you moved in 2022. It is essential you tell the parking company about your new address. Every couple of months or so we get someone here who moves, doesn't tell the other party they're in dispute with, court papers turn up at the old address, the Cagger doesn't know anything about this and doesn't defend, they lose by default - and end up with a backdoor CCJ. So get a quick letter off to Excel - Dear Simple Simon, Re: PCN no.XXXXX will you please note that I no longer live at XXXXX and that my new address is XXXXX. Yours, XXXXX Invest in a 2nd class stamp and get a free Certificate of Posting from the post office.
    • Yeah thanks guys - I'm just going to ignore them now.  Can't be ar$ed digging around in the loft!  Can I still send them a notice not to send people to our door?   I know we did 10 years ago but not sure if that's still a "thing"!
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

My sad and dissapointing news about my banking industry experianes to-date


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3834 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Ha fletch70

 

So it seems you clearly met your master, so to speak - felt very humbled by the event and have since then modified your mind set ? :-):-)

 

BTW I'm looking foreward to a fantastic new week and what it unfolds - how about you ?:-):-)

 

NNWW :-):-)

WANT TO GIVE YOURSELF A REAL CHANCE OF ACHIEVING THE RIGHT RESULT WHEN MAKING COMPLAINTS? OR GIVNG CONTRACTURAL INSTRUCTIONS ? OVER THE TELEPHONE ? THEN RECORD THOSE CALLS FROM TODAY !! FOREWARNED IS FOREARMED !!:-):-)

Link to post
Share on other sites

  • Replies 67
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi All and fletch70:-)

 

UPDATE:

 

Have had a very good week and still smiling away :-)

 

Claim re-submitted to ccmcc so fingers crossed due process unfolds soon?:-)

 

Now latest news on Santander Data Protection Team Tel number 01908 344493. Up to 4th of this month this gave direct access to Matt Potter Data Protection Consultant. Had great conversations - All recorded plus explanation letters from him. All now on file. Now, when phoning, there is an answerphone service requesting a reference number from caller. It is to Santander credit that they inform callers that they may record calls to ensure they have a record of instructions from customers.

 

Of course I have records of all my conversations with Santander. They have been served a recent SARS notice by way of the Local Branch and Head office instructing them to Debit my account the Statutory £10 fee. They replied I should send monies to their Data Office et etc etc. Watch this space!! I have been informed they are now listening to these calls and are transcribing them!! Naturally I have thanked them for this additional service but have politely but firmly reminded them I must also have exact copies of these electronically digitised conversations, of which I have agreed and consented for them to take place and do so under my current account terms and conditins.:-):-)

 

The wonders of our technology - all for the good of mankind ?? :-)

If any of you are interested in the latest " I C O - D a t a P r o t e c t i o n A c t - 1 9 9 8) guidence for consumers and registered organisations go to my first ever post and click on the link - read up on it.

 

Have you joined BIBS yet ? :-)

 

Dont know who BIBS is ? Want to know who they are ? :-)

 

They are the BANKING INDUSTRY BALLBREAKERS SOCIETY !!:-)

 

Want to join ?

 

Just post a message "I'm Joining - and thank you NNWW" in this thread and you are enrolled !!:-)

 

It's that easy !:-)

 

Thats all for now - Have a lovely week everyone including fletch70:-)

 

Fletch - methinks you could be a Nationwide Disciple - not the Messiah !!:-)

 

NNWW :-)

Edited by NodNodWinkWink
Hey admin - Thanks for allowing poor writers such as me the opportunity to rectifyy mistakes over passing hours - really nice

WANT TO GIVE YOURSELF A REAL CHANCE OF ACHIEVING THE RIGHT RESULT WHEN MAKING COMPLAINTS? OR GIVNG CONTRACTURAL INSTRUCTIONS ? OVER THE TELEPHONE ? THEN RECORD THOSE CALLS FROM TODAY !! FOREWARNED IS FOREARMED !!:-):-)

Link to post
Share on other sites

Hi fletch70

 

Your posting is almost clear - you are not a Nationwide Disciple then ?

 

So do please explain your comment made on 2 November at 15:19 in this thread:-

 

"If you genuinely wanted to help other people you would not be playing such childish games instead of alluding to ways of beating the system, just as you did the last time you posted over a year ago"

I would like you to explain what you mean by this peculiar remark :-) and .......

 

as for your other comment - your post of 5 November at 8:43 "as for being a bankers mole I would happily tunnel under their foundations until the walls come tumbling down" , this does wear so very thinly indeed :-):-)

 

Why is that ? Well you are not registereing for BIBS membership ? GOTCHA GOTCH GOTCHA as the song goes:-)

 

Hammy1962 is also watching - so he may well join - how about it Hammy1962 - However Hammy1962 can be excused as this is a bit Fruit and Cakey like ?:-):-)

 

Lastly special news for coniff (ref your 30 October comment) >>>>>>This thread has exceeded 3000 bot visitors - your prediction was so right coniff ? :-)

 

NNWW :-) 100 % Entertainment while we wait for the curtain to rise !!:-)

Edited by NodNodWinkWink

WANT TO GIVE YOURSELF A REAL CHANCE OF ACHIEVING THE RIGHT RESULT WHEN MAKING COMPLAINTS? OR GIVNG CONTRACTURAL INSTRUCTIONS ? OVER THE TELEPHONE ? THEN RECORD THOSE CALLS FROM TODAY !! FOREWARNED IS FOREARMED !!:-):-)

Link to post
Share on other sites

One has to assume that you are more than a few sandwiches short of the proverbial picknick:jaw:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Hello BRIGADIER2JCS

 

Your last comment on 5th November (1st post this page) was so polite - it just had to fall short of saying "Bigger" how considerate of you ! :-):-):-)

 

And as for the above post....."One" is the opeative word - it means just you - yes just you. :-):-):-)

 

Do as I do, smile and in a while others smile and there will be miles and miles and miles of smiles :-):-):-)

 

NNWW :-):-) Hey BRIGADIER2JCS Notice I have given this post an Italian touch ! :-):-):-)

WANT TO GIVE YOURSELF A REAL CHANCE OF ACHIEVING THE RIGHT RESULT WHEN MAKING COMPLAINTS? OR GIVNG CONTRACTURAL INSTRUCTIONS ? OVER THE TELEPHONE ? THEN RECORD THOSE CALLS FROM TODAY !! FOREWARNED IS FOREARMED !!:-):-)

Link to post
Share on other sites

Nod

So you need me to explain my comments

 

as for being a bankers mole I would happily tunnel under their foundations until the walls come tumbling down

 

I would sooner bring the banks crashing down the help them against an ordinary person. Now please don't take being called ordinary as an insult as you are indeed extraordinary

 

If you genuinely wanted to help other people you would not be playing such childish games instead of alluding to ways of beating the system, just as you did the last time you posted over a year ago

 

Well according to your post history there has been a long absence on these boards of over a year, who knows the reason, I suspect only you. maybe you were being detained in some institution or other , maybe you were in outer Mongolia and had no access to the internet. It's anyones guess. However apart from some advice to record all telephone calls you have not actually given any information that could actually help anyone, ok not entirely true, it has made me laugh so there you go

 

I wonder why you post on here, but why does anyone? I am sure that question could keep a roomful of mental health professionals busy for a while

Any opinion I give is from personal experience .

Link to post
Share on other sites

 

 

I find myself agreeing with Fletch which is very unusual if you have anything at all to say that MAY be of value to others let's here it the conduct of this 'thread' is now tedious and has no point:!::-(

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Brigadier, I did say on another thread that hell must be freezing over. I have even , on occasions found myself agreeing with one of the site team. Maybe it's me who is ill lol

Any opinion I give is from personal experience .

Link to post
Share on other sites

Brigadier, I did say on another thread that hell must be freezing over. I have even , on occasions found myself agreeing with one of the site team. Maybe it's me who is ill lol

 

I just heard that a Scotsman is supporting England tonight so yes, hell must have frozen over :behindsofa:

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

:lalala::lalala::help::help::help::wink::???:I think we are all suffering from bright coloured text and ICON OVERLOAD!!!

 

:lol::madgrin::!::jaw::shock::violin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Hi All

 

I am more than pleased to note that the same individuals are responding so negatively to this thread. It is so indicative of their losing it completely. All of it.

 

So for the benefit of those who are wanting to avoid their postings I have listed here the important posts made by me for the benefit of other caggers and the Banks!.

 

YOU can avoid the silly tribal rantings in the thread by looking up the following posts - (Just smile to yourself , as I do - they are only human after all - I think!!):-):-)

 

Page 1 Post 15th October 2013 MAIN PRINCIPLE FOR THREAD EXPLAINED TO ALL:-)

Page 1 Post 17th October 2013 UPDATE NEWS:-)

Page 1 Post 18th October 2013 UPDATE NEWS:-)

Page 1 Post 20th October 2013 UPDATE NEWS:-)

Page 1 Post 26th October 2013 UPDATE NEWS - Taking 4 Named Banks to Court (I since temporarily deferred):-)

Page 2 Post 2nd November 2013 UPDATE NEWS:-)

Page 2 Post 2nd November 2013 pj postings. Courage ooozing from this poster !!:-)

Page 2 Post 4th November 2013 UPDATE NEWS AND REASONS WHY TO TAPE RECORD YOUR CONTRACT CALLS - LOOK AFTER YOURSELF WISELY !! :-)

Page 3 Post 9th November 2013 UPDATE NEWS:-)

Page 3 Post 14th November 2013 UPDATE NEWS:-)

 

NNWW - :-) Hey folks it's BRIGADIER2JC definatley from the funny farm !:-) He is so peeved because he cannot get what he wants - As Del Boy would say luvly jubbly NODNOD!!

Edited by NodNodWinkWink

WANT TO GIVE YOURSELF A REAL CHANCE OF ACHIEVING THE RIGHT RESULT WHEN MAKING COMPLAINTS? OR GIVNG CONTRACTURAL INSTRUCTIONS ? OVER THE TELEPHONE ? THEN RECORD THOSE CALLS FROM TODAY !! FOREWARNED IS FOREARMED !!:-):-)

Link to post
Share on other sites

Hi site Team - MOVING THIS THREAD WAS A FABULOUS IDEA - BYE NOW :-):-) KEEP SMILING :-):-)

NNWW :-):-):-)

WANT TO GIVE YOURSELF A REAL CHANCE OF ACHIEVING THE RIGHT RESULT WHEN MAKING COMPLAINTS? OR GIVNG CONTRACTURAL INSTRUCTIONS ? OVER THE TELEPHONE ? THEN RECORD THOSE CALLS FROM TODAY !! FOREWARNED IS FOREARMED !!:-):-)

Link to post
Share on other sites

Oh By the way Site team just for your information I have 44 posts not 14 as displayed here !!!!! :-):-)

 

The two threads I have produced have all been saved Page by Page.:-):-)

 

All posts from all caggers Now "On the Record" :-):-)

 

Why ? Just in case I need to show and advise others about this site :-):-)

 

NNWW :-) :-)

WANT TO GIVE YOURSELF A REAL CHANCE OF ACHIEVING THE RIGHT RESULT WHEN MAKING COMPLAINTS? OR GIVNG CONTRACTURAL INSTRUCTIONS ? OVER THE TELEPHONE ? THEN RECORD THOSE CALLS FROM TODAY !! FOREWARNED IS FOREARMED !!:-):-)

Link to post
Share on other sites

Can I ask that all involved in this thread try to keep it civil (no matter how hard it may seem)

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3834 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...