Logbook loan help pls

[Ashelectrics]

Hi sorry i not been in touch

 

Had a letter through the door day after your last reply from 4 point financial services asking for the arrears or vechile

 

i suspect they might have been reading this conversation

 

they had the arrears at £970 including £280 repo charge

 

Rang them that morning and surprisingly they were very cooperative and pleasant

 

Paid them £400 last week and £150 this Monday

and am now on a payment plan with LBL to clear the rest of the balance

 

car is safe for now and back outside my house

 

But I will be disputing this £280 repo charge

and trying to pay the whole thing off early

 

Also the late payment charges have been wiped

 

But even at this better stage any advice would be appreciated

 

Thks

[dx100uk]

Have they issued a Default Notice yet?

if not then hand the car back to them and it will clear the debit,

they have to accept thats it in the CCA code of conduct.

 

Okay you lose your car but you have no debt and its not going to get any worse especially if the job front is not getting any better

 

NO!!

 

dx

[dx100uk]

Hi sorry i not been in touch

 

Had a letter through the door day after your last reply from 4 point financial services asking for the arrears or vechile

 

i suspect they might have been reading this conversation

 

they had the arrears at £970 including £280 repo charge

 

Rang them that morning and surprisingly they were very cooperative and pleasant

 

Paid them £400 last week and £150 this Monday

and am now on a payment plan with LBL to clear the rest of the balance

 

car is safe for now and back outside my house

 

But I will be disputing this £280 repo charge

and trying to pay the whole thing off early

 

Also the late payment charges have been wiped

 

But even at this better stage any advice would be appreciated

 

Thks

 

what was the outcome of the BOS enquiry?

 

dx

[Ashelectrics]

High court replied saying that a BOS was registered against the car

I have sent another email asking for the dates and asked LBL to send me a copy