High court replied saying that a BOS was registered against the car I have sent another email asking for the dates and asked LBL to send me a copy

Hi sorry i not been in touch Had a letter through the door day after your last reply from 4 point financial services asking for the arrears or vechile i suspect they might have been reading this conversation they had the arrears at £970 including £280 repo charge Rang them that morning and surprisingly they were very cooperative and pleasant Paid them £400 last week and £150 this Monday and am now on a payment plan with LBL to clear the rest of the balance car is safe for now and back outside my house But I will be disputing this £280 repo charge and trying to pay the whole thing off early Also the late payment charges have been wiped But even at this better stage any advice would be appreciated Thks

3 payments of £180

They have sent me default notice and say I have to pay nearly £1000 to bring the account upto scratch then they will set me up on a repayment plan but I cant give them £1000

If I payed a lumpsum payment to them next week of say £500 would this not mean i have repaid more than a third of the original loan ammount

They are sending out a statement to me If the BOS comes back valid then does anyone know of a good debt management company that could liaise on my behalf to come to a repayment schedule and poss freeze interest charges so I can pay back slowly and keep the car My intention has always been to pay the loan back plus some interest to them just work situation has let me down at the mo and im self employed

My monthly repayment was 180£ only took loan out in June offered them all the payments so far which would be July August and September £180x3 = £560 but they are saying to bring the account up to date i have to pay nearly £1000 dont understand how they can charge so much when I have offered to pay the 3 monthly arrears

I have not paid anything since I took out the loan in June this year

Yes i rang that nbr they said it takes 3-5 days for them to check so I will have to wait I have not payed anything on the agreement due to having not much work at the moment and any money has gone towards cost of living rent and clearing council tax arrears Original loan was for £1200 against my car which is worth around £2800 I could arrange to pay them possibly one third of the original loan amount ps I'm not a free loader just in genuine bad work position at the moment we pay for everything else The car is parked on a housing association private estate car park and their grounds are clearly labelled private property Also the car park that i use is never more than a quarter full so i dont think im really bothering the tenants there

Yes they are my exact thoughts so i rang the courts and quoted the BOS reference nbr LBL gave me this morning and they cannot find/trace it so as per their request i have emailed all the details of the agreement names/addresses dates etc to the court and will let you know as soon as i hear back from them Thks

Have emailed Lindsay Hutchinson and am awaiting her reply Spoke to LBL this morning they say BOS was stamped 2 days after the agreement was taken out Hope they are not being honest but if BOS is valid where do i stand in respect of stopping the repossesion and trying to get out of the agreement

Thank you thankyou will check all this in the morning much appreciated thx

Thankyou for the reply any more advice is appreciated

I have defaulted on a logbook loan with lbl and they want to repossess the car what can i do I have moved address too but not told them and am trying my best to hide the car How can I get out of this agreement somehow pls help Thks ash Also does anyone know how Anglian repo will trace me to new address