Jump to content


  • Tweets

  • Posts

    • TBH gotta be quite frank here as much as we hate BM world. why didn't you not simply change the battery? or come here FIRST before launch a court claim? or let them do it.? a flat battery is gonna be a hard case to win +£500 on     
    • Hi all, thanks for the feedback. I have now made the final amends and included the supporting evidence in this final version of the WS / court bundle. Attached is the redacted version of this final WS / court bundle. If there is any further feedback, please do let me know. If not, I will get 2 copies printed for posting - 1 to the court and the other to Evri. Final Draft - Witness Statement and Court Bundle redacted.pdf
    • We dispute the claim on the basis the claimant has made not efforts to mitigate their losses, nor did they obtain any prior authorisation. The claimant purchased a used Mini Cooper Convertible from our dealership on or around 21st April 2023. On or around 23rd April 2023 the claimant notified ourselves that the vehicle had failed to start, the claimant had since had this diagnosed as a battery. The Claimant proceeded to book their vehicle with Stephen James (BMW/Mini Main Agent) and authorised a battery replacement and paid a total sum of £597.42, the claimant obtained no authorisation for this cost beforehand, and has since tried reclaiming the full amount. We have advised the claimant we would not consider the cost of the unauthorised repair he has had completed. Had the claimant returned the vehicle to the selling dealer, it is likely we would have offered to replace the battery at no further cost to themselves, we have therefore agreed to offer a contribution of £165 towards the repair. This cost is in line with the cost of a replacement battery had the vehicle been returned to ourselves.    
    • You can only get a CCJ if you lose the case and then stick two fingers up to the court and refuse to pay. Even in the very, very unlikely event of you losing, as long as you paid within the 30 days ordered by the court you wouldn't get a CCJ. But you've come here very late and we need the sticky filling in please.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics


datxman
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3657 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Just filling in the AQ form N150 and I am a bit stuck on a couple parts of it. Can anyone help?

 

The parts I am stuck on are section D. Where is says Witness to which facts? what do I put in there?

 

Section F. Proposed Directions? What do I need to put in here.

Section H. I am unsure on all of this bit

 

I am looking through the template section but I am getting all confused :confused:

 

Thanks in advance

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

Link to post
Share on other sites

  • Replies 162
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Received ‘Notice of Issue’ deemed served on the 30th of December 2006? There is a form attached. Do I do anything with it?

Also received today in the post an allocation questionnaire as LTSB have filed a defence. The defence looks like it’s a ‘Dear John’ defence as it relates to ATM’s and debit cards which we do not even have on the account.

Lloyds TSB - Business.

Prelim Ltr sent 3/11/06

 

Rcd 'Thank you for complaining' letter 8/11/06, dated 6/11/06.

 

LBA snt today - 17-11-06, nothing rcd back other than letter above.

 

Rcd ltr from 'Andover Service Rec Cntr' saying they will reply to my comp in the next 2 weeks. ltr rcd yesterday 18/11/06, dated 16/11/06.

 

Received letter from Andover Rec Cntr 25/11/06 dated the 22/11/06 - Saying they do not agree with my complaint.

Rcd ltr from 'Andover Service Recovery Centre' saying they will reply to complaint in next 2 weeks. (Same letter as the 22/11/06). letter rcd 02/12/06, dated 01/12/06.

 

Received reply (I assume) to my LBA letter which was acknowledged on the 2/12/06. Just a load of total babble that doesn't really say anything.

 

28/12/06 - Claim filed at County Court

Link to post
Share on other sites

Thanks for that Michael. The link is very useful and I will use it indeed.

 

The bit about witnesses is not asking for experts more like if you have a witness to your claim, in the notes on this forum is says to include yourself in this.

 

Witnesses

So far as you know at this stage, what witnesses of fact do you intend to call at the trial or final hearing

including, if appropriate, yourself?

 

It then asks

to which facts
What do I put in there?

I don't want to get this wrong. Also once I have completed this should I send a copy to [problem]?

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

Link to post
Share on other sites

Just put one witness and leave the to which facts bit blank.

 

Yes, send a copy to SC&M, although you don't actually have to.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

No, don't do anything with the form attached to the notice of issue. Thats only if you need to file for judgement by default.

 

Received a defence already? That was quick! I presume its your standard 9 point 'service charge' nonsense, yes?

 

As to the AQ, I would suggest you consider using the new strategy, which could potentially reduce the time your claim takes by months. Read about it here - http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

Another problem I have with the AQ it is asking if I intend to make any further applications in the Immediate future ?

 

What do I put down there, because as soon as I have won this case I am going for round two.

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

Link to post
Share on other sites

Put no. You'll be starting a brand new claim for round two.

  • Haha 1

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

Great, thanks forthat I have now submitted my AQ. They have until the 22nd Jan to do theirs. When or if they put one in do they send me a copy as I have sent them one.

I know that the nice lady down at the courts said they should do?

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

Link to post
Share on other sites

Chances are they'll send you one yes, although they are'nt obliged to.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

Cheers GaryH I wait and see what they put on theirs lol:D

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

Link to post
Share on other sites

Lloyds TSB/ SC&M have until the 22nd to submit their AQ, how soon do you tend to hear, about when you have been set a court date. Is it about a week after the date (22nd Jan)?

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

Link to post
Share on other sites

A week - you'll be lucky! Most courts now are taking around a month or more to allocate. Some are sooner, but I would'nt expect a court date through anytime soon. You can always fing the court every now and then for a progress check, they should be able to tell you when the file is going before the judge. I'd leave it a couple of weeks yet though.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

Nothing happens quick does it, I have just been reading that article in the Daily mail today about the RBS having the balliffs sent in to them - ha ha sweet justice I would love to do that to Lloyds TSB.......

 

Datxman v Lloyds TSB 2006

Data Protection Act letter sent - 14/08/2006 due date for reply 28/09/06

LBA sent 04/09/06 - £4185

N1 form submitted for one account - 28/12/2006

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Datxman v Barclaycard 2006

S.A.R - (Subject Access Request) letter sent 02/09/06

recieved statements 08/09/06 (thats quick)

Prelim. letter sent asking for £346 - 11/09/2006

Partial refund £144 - rejected 16th September 2006

LBA sent - 27/09/06

N1 form submitted - 02/01/2007

Durham Pine Furnishings 2004

Settled in full 2004 :-) £330

 

sigpic62065_2.gifTime has run out for the banks :-)

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

Link to post
Share on other sites

Yes its the 9 point defence, it's obviously a standard reply because some of it doesn't relate to our account such as debit cards etc.

 

 

I've read through the link for the new advice on AQ's, but it appears once again I'm thicker than I thought. How does it relate to completing the AQ that the court has sent N150 (along with the request for another £100)?

Lloyds TSB - Business.

Prelim Ltr sent 3/11/06

 

Rcd 'Thank you for complaining' letter 8/11/06, dated 6/11/06.

 

LBA snt today - 17-11-06, nothing rcd back other than letter above.

 

Rcd ltr from 'Andover Service Rec Cntr' saying they will reply to my comp in the next 2 weeks. ltr rcd yesterday 18/11/06, dated 16/11/06.

 

Received letter from Andover Rec Cntr 25/11/06 dated the 22/11/06 - Saying they do not agree with my complaint.

Rcd ltr from 'Andover Service Recovery Centre' saying they will reply to complaint in next 2 weeks. (Same letter as the 22/11/06). letter rcd 02/12/06, dated 01/12/06.

 

Received reply (I assume) to my LBA letter which was acknowledged on the 2/12/06. Just a load of total babble that doesn't really say anything.

 

28/12/06 - Claim filed at County Court

Link to post
Share on other sites

Fill it in as per the guide notes in the templates library, except in the proposed directions section put "please see the attached draft order for directions", and in other info put;

I respectfully request that my claim be allocated to the small claims track. This issue is not a complicated one; it is an issue of fact and not of law. The law relating to contractual penalties is settled law since the early 1900's. The issue is whether the money levied by the Defendant in respect of its customer’s contractual breaches exceed their actual costs incurred.

 

Accordingly, the claimant proposes the attached draft order for directions, for the courts due consideration.

I estimate that the hearing should last no longer than one hour.

Then attach the draft order to the AQ and send back to the court, with a copy to SC&M.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

Gary, thanks again for the help. Can you just confirm one thing? Do I send a copy of the AQ to the LTSB or Just to SC&M

Lloyds TSB - Business.

Prelim Ltr sent 3/11/06

 

Rcd 'Thank you for complaining' letter 8/11/06, dated 6/11/06.

 

LBA snt today - 17-11-06, nothing rcd back other than letter above.

 

Rcd ltr from 'Andover Service Rec Cntr' saying they will reply to my comp in the next 2 weeks. ltr rcd yesterday 18/11/06, dated 16/11/06.

 

Received letter from Andover Rec Cntr 25/11/06 dated the 22/11/06 - Saying they do not agree with my complaint.

Rcd ltr from 'Andover Service Recovery Centre' saying they will reply to complaint in next 2 weeks. (Same letter as the 22/11/06). letter rcd 02/12/06, dated 01/12/06.

 

Received reply (I assume) to my LBA letter which was acknowledged on the 2/12/06. Just a load of total babble that doesn't really say anything.

 

28/12/06 - Claim filed at County Court

Link to post
Share on other sites

Just been to the County Court (Durham) to file the AQ.

 

While chatting to the clerk, she told me they were scheduled to do 12 of these cases Thursday and Friday. I asked if there was any way I could find out the outcome, and she said no, but as part of the settlement most people were receiving they were unable to disclose the outcome.

 

She hadn't as yet seen one actually defended, and I sort of got the impression that it was litterally upto the trial that some were being settled.

Lloyds TSB - Business.

Prelim Ltr sent 3/11/06

 

Rcd 'Thank you for complaining' letter 8/11/06, dated 6/11/06.

 

LBA snt today - 17-11-06, nothing rcd back other than letter above.

 

Rcd ltr from 'Andover Service Rec Cntr' saying they will reply to my comp in the next 2 weeks. ltr rcd yesterday 18/11/06, dated 16/11/06.

 

Received letter from Andover Rec Cntr 25/11/06 dated the 22/11/06 - Saying they do not agree with my complaint.

Rcd ltr from 'Andover Service Recovery Centre' saying they will reply to complaint in next 2 weeks. (Same letter as the 22/11/06). letter rcd 02/12/06, dated 01/12/06.

 

Received reply (I assume) to my LBA letter which was acknowledged on the 2/12/06. Just a load of total babble that doesn't really say anything.

 

28/12/06 - Claim filed at County Court

Link to post
Share on other sites

I filed the AQ at the court on the 24/1/07. I know I have the prep to do as per the AQ (new guidelines), but I assume that is only if the judge orders it. What do I receive now?

 

I also think I accidently sent SC&M the spare copy of the AQ so I don't have one. Got my version of the orders saved on the PC.

Lloyds TSB - Business.

Prelim Ltr sent 3/11/06

 

Rcd 'Thank you for complaining' letter 8/11/06, dated 6/11/06.

 

LBA snt today - 17-11-06, nothing rcd back other than letter above.

 

Rcd ltr from 'Andover Service Rec Cntr' saying they will reply to my comp in the next 2 weeks. ltr rcd yesterday 18/11/06, dated 16/11/06.

 

Received letter from Andover Rec Cntr 25/11/06 dated the 22/11/06 - Saying they do not agree with my complaint.

Rcd ltr from 'Andover Service Recovery Centre' saying they will reply to complaint in next 2 weeks. (Same letter as the 22/11/06). letter rcd 02/12/06, dated 01/12/06.

 

Received reply (I assume) to my LBA letter which was acknowledged on the 2/12/06. Just a load of total babble that doesn't really say anything.

 

28/12/06 - Claim filed at County Court

Link to post
Share on other sites

The court will allocate your claim and issue you with a court date and directions. You'll then have to submit your court bundle. You could be waiting around a month for allocation now though, or even longer if your unlucky.

 

Don't worry about not having a copy of the AQ.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

I have just received my court date, it is on the 21st March 2007. all documents must be submitted before 27th Feb.....oh scarey stuff now but I am loving it:D

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

Link to post
Share on other sites

Excellent. The end is in sight now. Are you ok with what documents you need to provide?

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

Not really I always worry that I have forgotten something even though I have read the site billions of times

 

I will need a 3 copies of the following:

 

Any letters sent to the bank

Statements / S.A.R. reply

Statement form me

Revelent case law

EDM from house of parliament

Dunlop v new garage

UTCCR 1999

SOGA 1982

UCTA 1977

oft statement re: charges

 

Is that correct?????

 

p.s. did not get a copy of their AQ - nice of them isn't it

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

Link to post
Share on other sites

I've got my court date now of the 13th of March.

Lloyds TSB - Business.

Prelim Ltr sent 3/11/06

 

Rcd 'Thank you for complaining' letter 8/11/06, dated 6/11/06.

 

LBA snt today - 17-11-06, nothing rcd back other than letter above.

 

Rcd ltr from 'Andover Service Rec Cntr' saying they will reply to my comp in the next 2 weeks. ltr rcd yesterday 18/11/06, dated 16/11/06.

 

Received letter from Andover Rec Cntr 25/11/06 dated the 22/11/06 - Saying they do not agree with my complaint.

Rcd ltr from 'Andover Service Recovery Centre' saying they will reply to complaint in next 2 weeks. (Same letter as the 22/11/06). letter rcd 02/12/06, dated 01/12/06.

 

Received reply (I assume) to my LBA letter which was acknowledged on the 2/12/06. Just a load of total babble that doesn't really say anything.

 

28/12/06 - Claim filed at County Court

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...