A Little advice please

[happychappy1]

I have falling into the payday loan trap i am a recovering gambling addict and relapsed resulting in me taking a few payday loans out.

 

Quick Quid - 800 + interest

Pounds to pocket - 75 still to pay

Lending stream - I have 4 separate loans its about 400 + interest

 

I already defaulted on a quick quid loan last year got a repayment plan set up and made my final payment recently. On the day i paid it off (day of relapse) i was able to take out another 800 pound loan. Although i know its my fault i was very shocked that i was able to do this as they knew i was in financial difficulties and obviously never done a credit check on me.

 

My issue is with lending stream i think they will be a pain to set up a plan im just looking for advice on how to approach them i wont let them get me down i have been through it before and i want to make payments that i can afford easily , the last time i went threw this i left myself no money whatsoever and struggled.

 

Any advice welcome and what do you think of Quick Quids practices??

 

Thanks

[renegadeimp]

P2P and QQ are the same company so they're probably sharing info. I would advise securing your bank account, as QQ have been known to try and debit the full amount or as much as they can if they get any kind of feeling you wont be able to pay.

[happychappy1]

i will secure my bank account. Have you had any dealings with lending stream? i will send them all emails tomorrow and hope for the best.

[renegadeimp]

Have a read of the forums. Theres a fair amount of info about themselves