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red/lowells another letter after SB notice given to them


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hello,

to cut a long story short I've had a couple of letters from red debt collection services for a debt which I'm pretty sure is statute barred, I sent them the SB letter by special delivery on 21/05/13

guaranteed to arrive before 1pm the next day (which it did), anyway I've since received another letter from them dated 24/05/13 stating that if I don't pay they will "be sending my account to a field agent or one of chosen debt collection partners unless you arrange repayment"

Nowhere in this letter does it acknowledge the SB letter they have received, could this be an automated letter? do I wait a bit longer to see if they reply re the statute bar letter that I sent them?

any guidance on the issue would be appreciated.

thanks in advance.

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yep you cant beat computer junk

 

check your CRA file

 

see below

incase they have magic'd up a phantom payment and its been trashed.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I cant immediately check my CRA file, I've tried but I need to send them photocopies of ID and proof of address, Its something I'm getting around to doing it though.

I've just noticed that at the bottom of the letter it says that they will send my account to a specialist collector who WILL arrange for an agent to visit my home to negotiate settlement. This can not happen, I'm a chef and I live where I work at a hotel, I don't want the employers knowing about this.

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As far as I know there is a letter (in the library or forums) you can send of to tell them they are not allowed to visit your home and if they do so law enforcement will be called.

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thanks, I've found it, I'll send it off to them anyway even though it says that it would be a different DCA.

In regards to the fact they havent acknowledged the SB letter, do I just wait it out? in the letter I stated that I would await written confirmation from them that no further action will be persued

sorry for all the questions.

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I sincerely doubt that your SB letter has reached anyone able to act upon it by the time their latest letter was sent.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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I sincerely doubt that your SB letter has reached anyone able to read it without moving their lips by the time their letter was sent.

How true:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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any pratt they send is NOT allowed to disclose anything to anyone!!

 

if they do you SUE HIM.

 

they are NOT BAILIFFS

 

they have NO SUCH LEGAL POWERS.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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