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    • I found that the parkin attended has a car with CCTV camera on it, however as I stated earlier, it seems that he did not take video of my car otherwise they would have stated so in the SAR. parking car .pdf
    • The rules state that "approved devices may only be used in limited circumstances"  I was not a threat. I was not present. I did not drive away. I think he has not fulfilled the necessary requirements justifying issuing me a PCN by post therefore the PCN was issued incorrectly and not valid.  What are your thoughts?  
    • I have also found this:  D.2 Service of a PCN by post: 54) There are some circumstances in which a PCN (under Regulation 10) may be served by post: 1) where the contravention has been detected on the basis of evidence from an approved device (approved devices may only be used in limited circumstances) 2) if the CEO has been prevented, for example by force, threats of force, obstruction or violence, from serving the PCN either by affixing it to the vehicle or by giving it to the person who appears to be in charge of that vehicle 3) if the CEO had started to issue the PCN but did not have enough time to finish or serve it before the vehicle was driven away and would otherwise have to write off or cancel the PCN 55) In any of these circumstances a PCN is served by post to the owner and also acts as the NtO. The Secretary of State recommends that postal PCNs should be sent within 14 days of the contravention. Legislation states that postal PCNs must be sent within 28 days, unless otherwise stated in the Regulations. This from London Councils Code of Practice on Civil Parking Enforcement.  The question is what is an approved device? Certainly, he had the opportunity to place the ticket on my car and I didn't drive away.  I looked further and it seems that an approved device is a CCTV camera - It seems that the photos taken were not actual film but images and it is not clear if they are taken from a video or are stills. I'm guessing if it was moving images then the SAR would have stated this.    From the Borough of Hounslow website: "There are two types of PCN issued under the Traffic Management Act 2004, which governs parking contraventions. The first is served on-street by a Civil Enforcement Officer, who will observe a vehicle and collect evidence before serving the PCN either by placing it in a plastic wallet under the windscreen wiper, or by handing it to the driver. The second is a PCN served by post, based on CCTV footage taken by an approved device, which has been reviewed by a trained CCTV Operator."   From Legislation.gov.uk regarding approved devices: Approved Devices 4.  A device is an approved device for the purposes of these Regulations if it is of a type which has been certified by the Secretary of State as one which meets requirements specified in Schedule 1. SCHEDULE 1Specified requirements for approved devices 1.  The device must include a camera which is— (a)securely mounted on a vehicle, a building, a post or other structure, (b)mounted in such a position that vehicles in relation to which relevant road traffic contraventions are being committed can be surveyed by it, (c)connected by secure data links to a recording system, and (d)capable of producing in one or more pictures, a legible image or images of the vehicle in relation to which a relevant road traffic contravention was committed which show its registration mark and enough of its location to show the circumstances of the contravention. 2.  The device must include a recording system in which— (a)recordings are made automatically of the output from the camera or cameras surveying the vehicle and the place where a contravention is occurring, (b)there is used a secure and reliable recording method that records at a minimum rate of 5 frames per second, (c)each frame of all captured images is timed (in hours, minutes and seconds), dated and sequentially numbered automatically by means of a visual counter, and (d)where the device does not occupy a fixed location, it records the location from which it is being operated. 3.  The device and visual counter must— (a)be synchronised with a suitably independent national standard clock; and (b)be accurate within plus or minus 10 seconds over a 14-day period and re-synchronised to the suitably independent national standard clock at least once during that period. 4.  Where the device includes a facility to print a still image, that image when printed must be endorsed with the time and date when the frame was captured and its unique number. 5.  Where the device can record spoken words or other audio data simultaneously with visual images, the device must include a means of verifying that, in any recording produced by it, the sound track is correctly synchronised with the visual image.
    • Hearing took place today.  Case dismissed with costs awarded. Neither UKPC or a representative turned up.  Apparently they messaged the court on 7 May asking for their case to be considered on paper.  Never informed me, which was criticised by the judge as not following procedure.  I was really annoyed as I would have preferred for the case to be thrown out before the hearing, or at least face them in court and see them squeal.   They are just playing a numbers game and hope you blink 1st!   Ended up having to change my flight, but  the costs awarded softens the blow. Was asked to confirm it was my signature on both the witness statement and supplementary statement.  Wasn't asked to read them, said she could see my arguments made and the signs were insufficient and no contract formed. Took maybe 10 mins in total.  Judge did most of the talking and was best for me just to keep quiet or confirm any statements made. Happy to have won as a matter of principle and have costs awarded. Maybe not worth all the time and hassle for any newbies or the technologically challenged.  But if you are stubborn like me and willing to put in the time and effort, you can beat these vultures! I big shout out to everyone who helped on the thread with their advice and guidance, special mention to FTMDave, thank you sir!  Really appreciate everyone's efforts. All the best!
    • I plan to be honest to avoid any further trouble, tell them that the name should be changed to my official name
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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The damning thing about FOTL followers is that they are convinced that there are no laws that have any impact on them, it is fortunate that a pronouncement has been made by a senior judge in Canada that has international implications has dispelled all of this dangerous nonsense, that can lead the vulnerable and ill advised member of the general populace into making fools of themselves before a judge.

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The only way you would be able to object to a transfer of obligations from a creditor to a collection agency will be a tripartite assignment based on Novation. That is all rights, duties and obligations are transferred.

 

Assignments of obligations are transferred under the Law of Property Act 1925. When you take out an agreement, a term is inserted into the t&c allowing the creditor to sell the debt if he wishes to a third party.

 

YOU AGREE TO THAT TERM when you sign and execute the original agreement.

 

So for people to object later on is a non starter as you have already given your express consent to any possible transfer or sale of the contract to a third party, such as a collection agency

 

Thank you for your imput but I seem to remember that this site was set up originally to fight among other things "unfair terms in contracts" And lets not forget their is no signed agreement.

 

I am no lawyer but I believe there is a law under the fraud act that says something like all parties must be given access to all information. I am sure someone will correct me if I am wrong. I have requested sight of the signed agreement and in particular the bit that states T-Mobile can carry on charging after the contract has finished and the phone is not in use. However this has not been provided.

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Just a quick update on my fight against injustice. I have a mediator on the case now who is going to call me to try to resolve this case before it goes to court.

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It would appear that you have fallen foul of the ''automatic Contract Roll over process often used by mobile phone providers and insurance companies also seen here in a different form with the CRAs free trials which if not cancelled in time automatically roll on to be a paid for account.

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It would appear that you have fallen foul of the ''automatic Contract Roll over process often used by mobile phone providers and insurance companies also seen here in a different form with the CRAs free trials which if not cancelled in time automatically roll on to be a paid for account.

 

Is there a defence against this?

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Just a quick update on my fight against injustice. I have a mediator on the case now who is going to call me to try to resolve this case before it goes to court.

 

An HMCTS mediator? This service is excellent and very successful in deadlock cases.

 

I have acted on behalf of others in a fair number of cases, resolution in the form of a Tomlin order means that NO CCJ is entered as long as the terms of the order are met.

 

Mediators are not lawyers, cannot make judgements or give legal advice, he/she will pass comments from each party to the other.

 

I particularly like telephone mediation appointments, much less stress for the parties and less taxing than a court hearing.

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I have been successful, in showing that the roll over section of the service contract is not made clear and fully explained to the customer, the applications made for mobile phone accounts on line is particularly a problem, nor is this explained in the providers shop premises.

 

I'm particularly aware of this as I bought a new phone a couple of weeks ago and the Ts&Cs were not explained nor was I recommended to read them before signing the contract.

 

Most mobile account holders think that they can just forget the contract after is reaches term and you can see the problems this can cause.

 

I think this is what you should pursue through the mediation process.

 

I would very much recommend (if you have not already done so) getting a copy of the service contract.

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I have been successful, in showing that the roll over section of the service contract is not made clear and fully explained to the customer, the applications made for mobile phone accounts on line is particularly a problem, nor is this explained in the providers shop premises.

 

I'm particularly aware of this as I bought a new phone a couple of weeks ago and the Ts&Cs were not explained nor was I recommended to read them before signing the contract.

 

Most mobile account holders think that they can just forget the contract after is reaches term and you can see the problems this can cause.

 

I think this is what you should pursue through the mediation process.

 

I would very much recommend (if you have not already done so) getting a copy of the service contract.

 

Thank you

 

Your advice is much appreciated.

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Thank you

 

Your advice is much appreciated.

 

Your welcome!!!

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In most cases FOTL method is sucessfull only because that a company decides the amount may not warrant the possible expence to act upon, hence takes a financial decission to not continue for commercial reasons.

:mad2::-x:jaw::sad:
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In most cases FOTL method is sucessfull only because that a company decides the amount may not warrant the possible expence to act upon, hence takes a financial decission to not continue for commercial reasons.

 

Can't see where ''commercial views, decisions) have any relationship with FOTL.

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Can't see where ''commercial views, decisions) have any relationship with FOTL.

 

 

Company taking the view that the cost of any court action may out way the actual claim i.e. if things went against them also possible thought a precedence may be made detrimental to companies.?

:mad2::-x:jaw::sad:
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Quite. If someone has nothing and the most any payment is likely to get is a quid a month is it really worthwhile spending time and money that they may never see back taking you to court.

Any opinion I give is from personal experience .

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Quite. If someone has nothing and the most any payment is likely to get is a quid a month is it really worthwhile spending time and money that they may never see back taking you to court.

 

Yes and of course every time one of the commercial decisions forces the creditor to withdraw the FOTL take it as confirmation of their argument.

 

One of the strong points of our legal system is that everyone has a right to be heard and present their arguments, unfortunately that also includes the nutters.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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Can't see where ''commercial views, decisions) have any relationship with FOTL.

 

Neither do I.

 

It appears that in many peoples minds any mention of FOTL automatically invokes negative views.

I appreciate these views are based on the experiences of the person making the comment, but actual FOTL philosophy/ideals have nothing to do with "debt evasion". The posters quoting novel/nutty case law to evade debt are not real FOTL followers. I suspect, they are desperate people clutching at straws trying to deal with overwhelming pressure from creditors, and landed on the wrong website first. I would like to know where they are getting these "ideas" in the first place.

 

They are really in need of help, by directing them to case law/legislation and considered advice.

 

Bill.

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I don't think it would be worth referring them to any legislation, from what I read they don't acknowledge that it has any jurisdiction over them, only over their "straw man" counterpart.

 

This is represented by any document or number which is assigned to them at birth by the "state "and robs them of their rights as free men.

 

Strangely this does not apply to their national insurance number though which of course enables them to draw social and receive free medical care, odd that.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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How true the concept has no merit what so ever and cannot succeed.

''Commercial'' decisions or views as DCAs in a corner call them are not

in any way linked to FOTL.

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I think perhaps we are talking at cross purposes here.

 

When a creditor decides if they are going to enforce they will do so on a commercial basis , it maters not a jot if the debtor is claiming the are free men or if they maintain they are exempt from earth laws because they come from the planet zog.

 

Mainly it is the blood from a stone issue

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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I think perhaps we are talking at cross purposes here.

 

When a creditor decides if they are going to enforce they will do so on a commercial basis , it maters not a jot if the debtor is claiming the are free men or if they maintain they are exempt from earth laws because they come from the planet zog.

 

Mainly it is the blood from a stone issue

 

 

zog? == the 9th planet on the 8th plain and turn left would that be?

:mad2::-x:jaw::sad:
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zog? == the 9th planet on the 8th plain and turn left would that be?

 

Ah you know it.

Nice place, but twelve moons. Plays havoc with the tidal system.

Good if you like to surf though.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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Surf? I nearly drowned there so much paperwork clogged me ears!

 

:lol:

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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How true the concept has no merit what so ever and cannot succeed.

''Commercial'' decisions or views as DCAs in a corner call them are not

in any way linked to FOTL.

 

The only way the have any relationship is that if the creditor knows you will defend they will incur extra charges which they may never get back. If i were defending i would want to use something with proven results. Even UE can be a game of poker. Never reveal your hand until you have to.

Any opinion I give is from personal experience .

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  • 4 months later...

Just an update on this case.

 

I had the mediation and during the discussions sigma said they would accept a lower amount.

I refused as I maintained no debt existed.

 

The amount kept going down and I kept refusing.

 

In the end no agreement was made and they have now gone way past the 28 days they had to file a case with the local court.

 

I also received a letter saying no further action will be taken.

 

However the default Sigma have put on my credit file still remains and I have a feeling this will all start up again at some point.

 

PS I have also put this on the original thread.

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If the default is there and no debt exists, you need to hound them for its removal.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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