All parties must be given access to all information, and all parties MUST BE ABLE TO MAKE AN INFORMED DECISION PRIOR TO THE CASE BEING HEARD without this the case is nullified.

SO WHY IS THERE A DEFAULT BUT SIGMA ON MY CREDIT FILE ?????

But what if you cancelled the contract when the 18 months was up but they carried on payments for an extra 2 months even though the correct procedures have been implemented? does that mean i have every right to fight the case, HL solicitor’s don’t exist by the way people.

and how can sigma legally put a default onto a credit file when they are not allowed to?

But how can you owe a debt that has been paid off from a third party, to be then told you owe to a company that you have no legal contract with You owe me £100, so you’re saying i can take you to court and i will win, no of course not because there is no agreement in writing or even verbal (which again is too hard to prove) Can you understand my point? T mobile will not give out the contract or agreement so therefor there is no rights nor any obligations I do understand that with signed contracts you have small print stating that if for whatever circumstances you fail to pay blah blah a third party organisation will inherit the debt, but with a phone contract there is no contract or agreement available so it does mean there is no debt due to sigma paying this off for the legal entity

How long have you been telling people this, WHAT CONTRACT?? There is no SIGNED OR VERBAL CONTRACT

For someone who is here to help, you do give of an impression of misleading information. How can there be a debt when the debt has been paid from the third party that has no legal contract with the person being chased for money, there is no way out of it, there is no contact with T mobile let alone sigma. T mobile will not send the documents of the contract because there isn’t any, sigma is a scare tactic and many people fall for it. Take sigma to court emparacle