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    • It’s all unsecured loans and credit cards. Mainly loans now though as most credit cards are paid off.   so 95% unsecured loans.   I just don’t know my situation job wise it’s almost impossible to say whether it’s likely or not just don’t want to be caught out by it. My mental health trying to pay this off has taken a huge hit also if I’m being honest. I feel like mentally I need some kind of respite and the credit file cost is something I can accept also. 
    • Depends on whether part of the roof needs to be replaced and whether it is a standard roof type,  but the works should only take a day or two. Someone I know had a whole semi-detached roof replaced in about 12 hours. Suggest you put it in writing to the business about the issues you mention in your post.  Also as business premises, you could also apply pressure by contacting local Council if necessary. 
    • Thank goodness it's not your roof and you get to foot the bill! How big are these bits of mortar? How often are they falling into your garden? Hourly, daily? Just go ahead with your plans, of course, they're not going to be worried by your time pressures and the urgency of the situation, so simply carry on as you would have done and I'm sure everything will go fine. Unless there is a danger to life and serious structural issues which mean you cannot venture into your garden, then IMHO there is little more you can do less for what you have done so already and made them aware of the issue.
    • Hi all!   Thank you in advance for any help you can give me!!    I parked up (at 18:08) in a rush, entered my Reg and paid for an hour of parking. At 18:20 I got a ticket for not paying for parking.    I've just looked at my receipt and noticed why ... I put "22" instead of "21"  when i put in my Reg. yes... what a stupid mistake.    I seem to remember there being a court case or a rule change about entering the wrong reg but the company wasn't at a loss because i had paid for the parking just technically for the wrong car. Am i making that up?    Any advice would be gratefully received, even some key points i have to hit when doing the appeal      
    • You haven't returned to the thread to give us your views, but a couple of other things strike me which you should consider: 1. You say that at no time was your father's licence revoked by the DVLA. It didn't have to be revoked. It expired in September and his "entitlement to drive" (of which the licence provides proof) expired along with it. He could only continue driving whilst his application was being processed by virtue of s88, and it seems clear to me (based on what you have said) that he was not able to take advantage of the benefits provided by that section. 2. The letter he received threatening to revoke his licence was probably a template letter sent when any medical issues are brought to the attention of the DVLA. But it is clear that beyond September until it was eventually renewed, your father had no valid licence to be revoked. I believe a "not guilty" plea in court will fail. The basic facts are that your father's licence expired in September, it was not renewed until February because the DVLA were looking into his medical declaration and he could not take advantage of s88. So in December he had no licence and no entitlement to drive under s88. The facts that he believed he was fit to drive and that his licence was eventually renewed may mitigate the offence but they do not provide a defence. I also asked whether he had received a summons (very unusual these days) or whether he had received a "Single Justice Procedure Notice". The way to proceed from here differs slightly depending on what he has received so if you let me know, I'll advise further.  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Request for payment 7 years later


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Back in 2006 i somehow ( i was a company car driver) acquired an MS90 fail to furnish which once my license was sent back in 2008 for a speeding offence was added on top of the new 3 points for the speeding offence, they gave me 3 points and a 60 pound fine.

 

At the time the company was going through a change of ownership and the lease vehicle details were changed to a new company that was taking care of the paperwork.

 

I never saw any paper work for a speeding offense and as i said it wasnt until i sent my license off in 2008 that i had any idea of the MS90, but it appeared on my license, i rang the DVLA and they confirmed that i had been fined for not furnishing and points added on for it.

 

I never heard any more about it but today i got a letter stating that payment is to be made and that arrangements have been made to deduct the money from my benefits.

 

Stranger still, i only went unemployed 2 weeks ago, so how did they know i wasnt working.

 

How do i stand with them chasing for payment for a fine i had no idea had been acccrued due to the company not passing over details.

 

and the fact that it has been seven years since the (alleged) incident took place and that i never had a chance to answer any court action.

 

thanks

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the company will of got a NIP and named you on it, otherwise they wouldnt have your details, and the company would of had a warrant issued against them for failure to provide driver id as required in law

it sounds like to me that you have moved address.

they more than likely have had you in trace, and you were flagged up on the DWP records when you submitted a claim.

you can try to file a stat dec with the courts but as seen as you were first made aware of the fine in 2008 when it appeared on your licence i dont know if it would be accepted.

you should of challanged it then, but its worth a shot doing a stat dec

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i see your point, however i went unemployed last year for 4 months and nothing was sent then, as for the address, ive not moved house in 15 years.

What is a stat dec and what does it involve.

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A statutory declaration is a short statement made in front of a magistrate or solicitor where you solemnly declare that you knew nothing of the charge or conviction until (date). If you make it within 21 days of becoming aware of the conviction the court is obliged to set aside the conviction and cancel any fine - though the CPS can then reissue proceedings and you can be tried again. If you make it more than 21 days after learning of the proceedings the court can accept it if it wants to, but it's not obliged to do so. While funny things do happen it seems unlikely that they'd accept one now given that you've already had 5 years to do something about it. I suppose you have nothing to lose by asking though.

 

My guess would be that the company provided an incorrect address for you and all the correspondence at the time went to that address, but that's academic unless you can get te case reopened.

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