taken bh to court i have defaulted but washing machine breakdown again.

[dx100uk]

rwhen bh issue you a default notice - should they then issue a termination notice of agreements after you don.t reply to the default.

 

it states on the default notice that they can do this and a load of other things if i don.t pay or reply.

 

if so does this mean i can end the agreements myself even though its gone past the date of them wanting payment.

 

a dn is simply an advance warning that they MIGHT default you against the agreement.

 

there is no 'automatic' requirement for any TN.

 

dx

[arianna22]

how do you post it on here

not got a clue see and

i normally use my phone instead of my computer.

 

i.ve taken them to court for osc back but also defaulted on items

they want every penny paid back interest included and items

 

i.ve paid a third over

they are willing to settle me keep goods but no money back .

 

but i.ve a faulty washing machine that keeps breaking down

 

a faulty settee that have had previous repairs but just broken again

this i.ve paid a third off.

 

I want to know what i can settle or can i claim compensation for my faulty settee thats been like it since nearly 2 months old .

 

my washer i had to take insurance out myself as bh wouldn.t give permission for repairs while court case was going on

 

since end if december i.ve had 6 repairs 5 same problem

so i would like compensation for the insurance and for all the traveling back and fore to do my washing at my mothers everyday.

 

i.ve a large family so everyday i needed washing.

 

i.ve told them they can have it back as do not want to pay anymore on it

only had it 6 months when defaulted .

 

do anyone know what i can and can.t settle on bh

didn.t hand in evidence until yesterday and was suppose to be on monday no later than 4pm.

 

they received mine and then past it on to a solicitor hl solicitors .

 

their counter claim is that i.ve not proven i was mis sold osc and that i.ve used the cover

but can prove that i was covered under soga

and first year insurance on products.

 

my contracts i can prove that they.ve ticked the boxes not me and dotted or crossed where to sign some not even signed by both of us my copys anyway.

 

both have to be matching .

Edited July 19, 2013 by arianna22

[arianna22]

renegadeimp said:

Can you post up the default notice? They are restricted in what they can and cannot do.

 

hi don.t know how to post but have you ever seen a bh contract

 

there is a part on there thats to be filled in if you do not want the dlc your insurance details and your signature and date etc

 

now bh as sent me copies as evidence to say i signed them for osc and knew what i was doing .ies

 

they.ve ticked the boxes not me and they also dated where i need to sign some as dots or crosses where i need to sign .

 

until this site i didn.t know anything about these covers and what i should or shouldn.t need to sign .

 

well the thing is the bit about not wanting dlc bh have filled in on their contracts and signed them on behalf of me

 

i know i didn.t have dlc on my first ever items but are they allowed to sign that bit .

 

the other thing they are saying i didn.t take out the osc on some items which i know it was not my choice they never added it to these items and they are all gaming stuff like xbox nintendos

 

i have been told they don.t add it to these as they do tend to break down easy and this way it covers them.

[renegadeimp]

All those insurances can be reclaimed. They are a con.

 

All the broken items are covered by soga and the retailer is legally obliged to sort it out no matter what they say.

[arianna22]

renegadeimp said:

All nthose insurances can be reclaimed. They are a con.

 

All the broken items are covered by soga and the retailer is legally obliged to sort it out no matter what they say.

 

i.m reclaiming court on 29th

i.m getting everything ready and want to know about the bit they signed my signature .

 

even got them out on the repairs i had one was cancelled by them as parts had.nt come in but they said i cancelled the repair and another one was i wasn.t in when called that really got me as it was in december 2010 and

 

as everyone remembers we had bad snow at the end of november into december and i also had a new born baby just a few wks old and kids home from school because of snow . god they will lie about anything.

 

i know it sound stupid cause they asked why did you keep signing contracts and it makes me feel stupid is cause until you know your rights and all the facts you never realised you had a choice in the matter they put them in the contract without asking you and you signed it no questions asked why

 

cause your under the impression you got to too get the items.this is what i got to make the judge understand and if i can do this then i think more people can win their cases against them .

 

pity really what i should of done was ask on here for peoples storeys of their mis selling and gave that to them .

[renegadeimp]

SOGA covers you for around 6 years, depending on the item. Brighthouse are VERY well known for ignoring the law so they can try and get more money out of the person.

[arianna22]

SOGA covers you for around 6 years, depending on the item. Brighthouse are VERY well known for ignoring the law so they can try and get more money out of the person.

 

yeah i know all that and going through all the contracts now and i.m just stumped they.ve supplied copys of contracts except 2 which they.ve lost i think i.ve 16 as only 18 agreements but they.re saying i.ve taken 32 out but 2 terminated within 10 mins of taking out so leaves thirty . some agreements have 2 items on them but still all added up together into one i.ve not a clue what they have done.

[arianna22]

i.m fighting bh in court and they keep arguing how was i mis sold their useless insurances so was wondering if anyone wanted to help me and email the person i.m dealing with and tell them how they was mis sold them cause they reckon their staff do not mis sell them and explain everything lol. if i.m allowed i.ll post is email address on here.

[renegadeimp]

What did they say to you when you took out the agreements?

[Peterbard]

Do you have your own insurance policy which covers the goods you bought?

[arianna22]

yeah got my dlc back but took them to court for osc we.re on ,on monday next week i was never asked to take them out was put in my contract automatically and at the time i didn.t know any different that i didn.t have to have them until this site helped me. i did ask once not to have them as had a transferable insurance on an item i could put on my new one instead and they would.nt let me do it. they knew i had home contents . what they keep saying is your not proving how you was mis sold them i can only say what happened when they was taken out and was hoping for anyone elses experiance of the mis selling would help aswell to show it ain.t just me whos saying this and how they was mis sold it aswell .

[renegadeimp]

IF they put it in automatically and you were never informed then it was missold. Just a passing question, why didnt you query it before?

[arianna22]

until i got into difficulty and this site told me my rights i didn.t know i could the contracts are confusing and over the last 8 months i.ve learnt so much and have read tons of information and know nearly everything i should about my rights and supply of goods act. i didn.t realise how stupid i was until i found out my rights and what bh do to their customers . your not given a chance to read the contracts your not asked questions about them they date and tick the boxs and they alwas held the contracts while u sign them quickly and turning the pages as quickly as u can sign . honest to god i feel such a fool i just done it no questions asked cause you feel its what u got to do to have them items.

[marcus6]

What was the out come off this?? as i'm going down this road...