LEE Vs lloydstsb

[lee trebilcock]

Hello everybody im at the very last stage of my journey i have recieved my court date for the 28th november at 10am, i am trying to find help on my court bundle have downloaded basic court bundle and a few things from which but i am not really looking forward to trying to outtalk a highflying solicitor, any help would be greatly recieved thanks .

[bearo]

I would highly doubt you will need to outtalk a solicitor as it is unlikely it will go to court - however there is always the chance!!! Have you seen the court bundle on this site? Is that what you have downloaded?

[livelylad]

Hello everybody im at the very last stage of my journey i have recieved my court date for the 28th november at 10am, i am trying to find help on my court bundle have downloaded basic court bundle and a few things from which but i am not really looking forward to trying to outtalk a highflying solicitor, any help would be greatly recieved thanks .

 

 

I agree with Ollie i doubt it will see the inside of a court but prior planning and preparation prevents p1ss poor performance.

[lee trebilcock]

Hi there thanks for your interest , yes the bundle on this site is what i have so far plus i have my correspondence and a bit from the which website, i really hope your right about it not going to court , but id rather be prepared there not gonna scare me off after all the effort ive put in .

[lee trebilcock]

Would anyone recommend me phoning the solicitors and asking them if they have considered a settlement ?????

[livelylad]

Would anyone recommend me phoning the solicitors and asking them if they have considered a settlement ?????

 

 

This is a tough one because it may look like you are desperate to settle, and they may try to use this to their advantage. My case with RBS was stayed so i did contact their solicitor citing costs, and that i was unhappy with their conduct. This did oil the wheels because I did recieve an offer of full payment 4 days later but i think i ws just lucky. The decision is up to you in the end. Sorry i couldnt give definitive advice.

[lee trebilcock]

HI again everyone i was just trying to find out if anybody had a sort of speech or letter that they read to the judge that i could take notes from? like a sort of breakdown of putting my case across and it sounding professional and not from an ill prepared manual worker :grin: any help advice would be appreciated .

[lee trebilcock]

hi again also im worried about how long my bank is taking to make an offer as most people seem to have had offers fairly early in the process ? im now 25 days away from my hearing , does this sound unusual ??

[lee trebilcock]

Hi anyone, starting to panic now and nobody seems to want to help . Am i worrying over nothing ? see last posts also thanks .

[BARTY]

Hi Lee

It was about 3 weeks before my court date that I received my settlement letter, but there has also been a few cases where it's been settled the day before. It'll be any day now for you I bet, so good luck!

Barty

[lee trebilcock]

Thanks barty it just gets a little nerve wracking come the end , but im gonna hold out . thanks :grin:

[lee trebilcock]

Sending my court bundle to relevant parties tomorrow ,anybody here got to that stage yet ? and do you have any advice for me so i dont screw up . thanks.

[GaryH]

HI again everyone i was just trying to find out if anybody had a sort of speech or letter that they read to the judge that i could take notes from? like a sort of breakdown of putting my case across and it sounding professional and not from an ill prepared manual worker :grin: any help advice would be appreciated .

 

This may help, although I don't consider them to be complete case notes. Its just a summery of evidance to back up that the charges are in fact a penalty and not a service as Lloyds claim;

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/7744-garyh-lloyds-tsb-3.html#post339177

[lee trebilcock]

Hey gary is there any way i could use this to help my case , not sure if i left bits out weather it would make sense ,

[GaryH]

Use as much of it as you like. Obviously you'd need to remove or amend the parts that are specific to my case though - such as the bit where I said about that letter I received from Martin Orton. That was'nt a standard letter so that paragraph would'nt apply to you. For the bit where I said about the direct debit bouncing becouse of a shortfall of £1.19, you could replace that with an example specific to you. 90% of it would be suitable for any case vs. Lloyds though.

[lee trebilcock]

Thanks gary is there anywhere i can download it to my computer so i can edit it without having to write it down and then type it up ?

[GaryH]

Copy and paste?

[lee trebilcock]

I posted my court evidence today and my case is to be heard on the 28th november so the bank has 21 days to decide what they are going to do about my illegal penalty charges . Bring it on !

[GaryH]

Great, well done. Not long to go now.

 

When did your documents have to be submitted by, was it 14 days before the hearing? What about theirs?

[lee trebilcock]

Hi gary yeah my docs had to be in by the 14th of november, ive no idea about them i suppose it would be the same, 20 days and counting, what about you heard anything yet ???

[lee trebilcock]

Quick question about my claim as i have a 8grand loan with the bank would i have to pay that off if they decided to shut my account ???? Has anyone else been in that situation ???

[Michael Browne]

Your loan is covered by a separate agreement and won't be affected by a claim on your bank a/c, assuming you're not in arrears.

[beridor]

Hasn't the OFT also said something about retalitory action - surely closing your loan account would count?

 

Dave

[lee trebilcock]

Hello everyone times ticking away now for my hearing only 12 days to go now until the big day comes .

[lee trebilcock]

Hello again everyone just got off the phone from scm and they have confirmed that an offer of settlement is in the post now all i have to do is wait for me money ill let you know how it reads when i recieve, cheers eveybody.