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beridor

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About beridor

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  1. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. Just spoken to the solicitor and they have confirmed that the bank have settled un-conditionally.
  3. I replied to the solicitor stating that lloyds had to pay up un-conditionally or forget it and go to court. I've had no response but the money has appeard in my bank account - Can I assume that they have accepted my terms? is it safe for me to withdraw the money without any confirmation from the bank or the solicitors? Cheers All Dave
  4. Hasn't the OFT also said something about retalitory action - surely closing your loan account would count? Dave
  5. Hi Neil - just a note of support. I was convinced, absolutely that I would end up going to court, I had the defence, had a court date set etc. I've just recieved a letter offering full settlement - it has conditions, but is the standard letter that you will see in other threads. Keep at them, they'll cave in in the end. Not sure if it is good advice but once the court date had been set I contacted the solicitors and asked if they would be interested in a full settlement, recieved the settlement letter this morning. Dave
  6. Well I've now recieved the conditional offer letter, I think that I'll accept (without the conditions obviously) and then once I have recieved the payment I'll then request the outstanding charges and take further court action if I need to. But looking very promising at the moment.
  7. Spoke to the court yesterday and they told me that a date has been set for the 9Th January 2007, also called Lloyds solicitors and suggested that they should stop wasting everyones time and settle up - I was going to win anyway. They were really obnoxious, and basically suggested that "that would be my opinion but that I didn't know my ass from my elbow and they were going to take me to the cleaners in court". I must say that the chap I spoke to was throughly objectionable (did think of writing to Lloyds to complain how obnoxious their solicitors were but I don't think they will care).
  8. Could I ask which solicitor the case was allocated to (not far behind you). and just curious? Cheers Dave
  9. I have both my Acknowledgement of Services and also both my notices of issue. Suprisingly (not) Lloyds are going to be defending the full claim. Our old mates Sechari Clark and Mitchell have been assigned the case, I suppose that at the end of the day they're going to settle in full and are having to pay the solicitors cost - how do I get them to assign it to a really expensive solicitor at that company ?????? I think that AQ and a copy of the defence (along with a letter offering full settlement with conditions with any luck) is the next step? If anyone has any comments
  10. Well I have now submitted two claims, One for me: - Claim Number 6QZ51718 Total Claim of £2,800 the bank has filed that it intends to defend with a solicitor of Sechiari Clark and Mitchell, so looking forward to some fun. And also claim 6QZ51729 on behalf of my wife Total Claim £1237, once again Bank intends to defend with the same solicitor so at least I'll get to know them. not looking forward to going to court if that is the next step! Have also opened a new bank account with Natwest for us both - but Lloyds were annoying me with their call centres which l
  11. Thanks for that Lou, I'm assuming that you mean money owed that you don't pay them in the same way as any other creditor? Cheers
  12. hi again guys, reading through the faqs I get the impression that having the bank close my account would be devastating to my credit hitory - is that the case, and if so would I not be prudent to change banks before taking court action? it would take away their biggest stick and from what I can see does not affect the status of my case? any advice on this please?
  13. I'm actioning this case on behalf of my wife - can I just act for her with her permission, or do I need some form of legal authority in order to act for her at court? (she dreads the idea that she may have to go to court - I relish it). Beridor
  14. Apologies - suggestion withdrawn and wrist slapped. Beridor
  15. Cheers Guys, The response on this forum is amazing -embarrasingly just found the same letter in another thread from the same manager, he's obviously a busy guy - but it does de-personalise the letter and make me feel a damn site better about proceeding. Beridor
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