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    • Ok thanks for that, well spotted and all duly noted. Yes they did eventually submit those docs to me after a second letter advising them I was contacting the ICO to make a formal complaint for failing to comply with an earlier SAR that they brushed off as an "administrative error" or something. When I sent the letter telling them I was in contact with the information commissioner to lodge the complaint, the original PCN etc quickly followed along with their excuse!
    • its not about the migrants .. Barrister Helena Kennedy warns that the Conservatives will use their victory over Rwanda to dismantle the law that protects our human rights here in the UK.   Angela Rayner made fun of Rishi Sunak’s height in a fiery exchange at Prime Minister’s Questions, which prompted Joe Murphy to ask: just how low will Labour go? .. well .. not as low as sunak 
    • From #38 where you wrote the following, all in the 3rd person so we don't know which party is you. When you sy it was your family home, was that before or after? " A FH split to create 2 Leasehold adjoining houses (terrace) FH remains under original ownership and 1 Leasehold house sold on 100y+ lease. . Freeholder resides in the other Leasehold house. The property was originally resided in as one house by Freeholder"
    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
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Got a congestion charge for a car i sold a year ago.


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Hello there good people, i am hoping for some solid advice on this matter.

 

I had a saxo vts, i sold it filled in the v5 and im 99% sure but can not say for certain if i ever sent it off.

 

The car when i had it was registered to an address i no longer live at ad the other day i visited that house (It's my GF's brothers house) and i was greeted by a letter from Transport of London for a congestion charge that hasn't been payed and the charge was issues for the offense in December.

 

The letter was saying that since i have not payed the fine has increased, this is the 1st Ive heard of it and there was no other letters there either from transport of London. I called the them and they asked for proof that i am not the owner of the car but tbh, i don't have any and the only thing i know about the buyer is that he is called ashley. i have emails from him saying when he will buy the car.

 

I've called the DVLA and they say it is registered to me and that if i want to change ownership of the vehicle i need to send them a letter which is what I'm in the process of.

 

I don't live anywhere near London and Ive never been to London in my adult life.

 

The fine is 180 pound, do i have any chance of appealing it or do i just bite the bullet and fork out the money.

 

Thank you very much any advice appreciated.

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Unfortunately he gave me cash and i put it into my bank on the day. i will check the letter to check the appeal cut off day. Thank you for the advice.

 

That should still be OK, as it will be on the bank statement. Ebay should be able to provide you with an archive of the auction including sale date to tie up with the funds transfer

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Are you still able to access details of the advert from Gumtree?

 

Can you send an email to the buyer?

 

Also, if the details are not updated with DVLA the new keeper cannot tax the vehicle. Was the car sold with any car tax remaining?

 

The notice that you have received is it called an Order for Recovery? If so, it will provide a date by when the charge should be paid or to file a witness statement.

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Cant accses the gumtree ad, its not an order of recovery either. it doesnt give me a date in which i can appeal to just says my fine is going up because i haven't paid it. How do i appeal?

Who do i email?

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Ok thank you so much, very helpful.

 

 

Only proof i have is emails from a guy called Ashley who says he was coming up on saturday to buy the car from nottingham and i'll get a bank statement where i deposited 1700 pound into my bank.

 

 

You have any advice on how i should sound in the mail, like do i say, i sent the V5 doc away and i understand if i swear under oath that i sent it that's the only proof the judge will need to believe me, or do i plead with him and be as nice as possible.

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Plead with him, and be as nice as possible.

 

Start by giving him all the details.

 

Say you sent off the V5 document when you sold the car and thought no more about it until you received their penalty notice.

 

Enclose a copy of the emails, and the bank statement - you can tippex out anything you don't want them to see.

 

Say you trust that under the circumstances he will kindly agree to waive the penalty on this occasion as you were clearly not the driver of the vehicle on the date in question.

 

Good luck.

 

DD

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I've wrote a letter, here is what i wrote: "Dear Nick Fairholme.

 

 

 

I am writing to you in response to a letter I received from your department, The letter was sent to an old address that I had when I owned a Black Saxo VTS (Reg: T25VTS).

So I received this letter later than it was delivered because, I no longer live there. It says that I have failed to pay a congestion charge of £120 and that it was increasing to £180 pound, there was no other letters at the address stating the £120 fine.

The fine was for a congestion charge in London, I have never been to London in my adult life and the car associated with the fine I no longer own and haven't done so for nearly a year. At the time of sale I filled out the appropriate documentation and sent it off and never thought anything after that.

But now I understand this fine is linked to me because the car is classed as still mine. I trust under the circumstanced and I ask you kindly to please agree to waive the penalty on this occasion as I was clearly not the driver of the vehicle on the date in question. I understand I can provide little evidence as I sold the car on gumtree to a guy called Ashley who lives in Nottingham, all I've been able to provide you with is a bank statement of the sale date and emails I received from the buyer stating the date he was going to collect the car.

I really cannot afford this, we are all going through tough times and I'm living with my mother At the moment and I am currently unemployed trying to pay off an overdraft.

 

Please find in this letter attached is a bank statement and emails which from the buyer.

 

Thank you, i hope you can help me and i appreciate you taking the time to read this letter."

 

 

Anything i should change, Thanks guys.

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