Ready to have a go at Barclaycard! now received CC Claim for full amount

[Smoothound]

IDR's POC typed out without figures etc...

 

1.The Claimant claims the whole of the outstanding balance due and payable under an agreement referenced ################ and opened effective from ##/##/1986. The agreement is regulated by the Consumer Credit Act 1974. was signed by the Defendant and from which credit was extended to the Defendant.

 

2. The Defendant failed to make payment as required and by ##/##/2014 a default was recorded. As at ##/##/2013 the Defendant owed Barclaycard plc the sum of #,###.##.

 

3. By an agreement in writing the debt has been legally assigned to the claimant effective ##/##/2013 and made regular upon the Claimant serving a Notice of Assignment upon the Defendant shortly thereafter.

 

4. And the Claimant claims:- 1. #,###.## 2. Interest pursuant to Section 69 County Court Act(1984) at a rate of 8% per Annum from ##/##/2013 to ##/##/2014 of ###.## And thereafter at a daily rate of .54 to date of judgement or sooner payment. Date ##/##/2014"

 

PM coming Andy.

[Smoothound]

I am of course assuming in all this I got my defence date right in post 113?

[AndyOrch]

I am of course assuming in all this I got my defence date right in post 113?

 

No its actually the 17th August but I had already accounted for that.

[AndyOrch]

SH ....defence is almost complete just finalising it.

 

Regards

 

Andy

[Smoothound]

SH ....defence is almost complete just finalising it.

 

Regards

 

Andy

 

Cool

[Smoothound]

Doing my Defence Particulars online at MCOL but although the site says I have 55 line remaining it won't let me save anymore just keeps giving the following error:-

 

We are sorry, but your request has been rejected owing to one or more technical reasons. Please check your input and try again. If you continue to get this message then please contact the Money Claim helpdesk.

 

It can be contacted for support between 9:00am and 5:00pm, Monday to Friday on:

 

Tel: 0845 601 5935

Fax: 0845 601 5889

 

If you prefer to write your query instead, please contact:

 

Money Claim Online

Northampton County Court

21-27, St. Katherine Street

Northampton

NN1 2LH

 

Obviously not much good to me as I need to file by tomorrow :mad2:

[Smoothound]

So currently if my POC was slightly shorter it might actually work but as is even though the site tells me I have 49 lines of text left to use I can't use them because I'm already over or something else is stopping me

[Smoothound]

Right I can't make this work at all

 

andyorch said via PM to use MCOL or as a second choice email. Is this the correct address for an email response [email protected]? If I send my defence via email does it need to be laid out any particular way or anything? I obviously need to mention the Case number but anything else?

[AndyOrch]

Simply add the claim number and Claimant V Defendant and date it.

 

[email protected]. gov.uk

 

Andy

[Smoothound]

Now sent via email

[AndyOrch]

Just ring CCBC in the morning SH and check safe receipt..I would also log your difficulties in trying to submit on line.

 

Andy

[Smoothound]

Just ring CCBC in the morning SH and check safe receipt..I would also log your difficulties in trying to submit on line.

 

Andy

 

 

I mentioned in my email that I'd had issues with the MCOL site. I'd also already reported it. I've had an automated response to my email so hoping it will be OK

[Smoothound]

Hmmm MCOL Site now says that Defence was received on 18th. Will that cause any issues?

[AndyOrch]

Not particularly..all email submitted defences are registered as received the next day......hence my advice to log the error with on line submission.

[Smoothound]

Not particularly..all email submitted defences are registered as received the next day......hence my advice to log the error with on line submission.

 

 

As in an additional email? I can't see a way to do it via MCOL?

[AndyOrch]

As in an additional email? I can't see a way to do it via MCOL?

 

No you have already done it ...your post #162

[Smoothound]

Heard nothing further so far should I be doing anything or just waiting for something from the court?

[AndyOrch]

Yes you should receive an acknowledgement of defence from CCBC and that they have served a copy on the claimant...you did ring after email to check receipt?

[Smoothound]

I've not rung but MCOL says defence received

 

"Your acknowledgment of service was submitted on 22/07/2014 at 12:05:22

Your acknowledgment of service was received on 22/07/2014

Your defence was received on 18/08/2014"

[AndyOrch]

Thats all you need then...you should receive acknowledgement shortly

[Smoothound]

Still nothing received at all! Is this normal?

[AndyOrch]

Have you still not rang CCBC ?

[Smoothound]

Have you still not rang CCBC ?

 

Nope. I assumed no need due to 169 and 170 above?

 

 

Just phoned and the girl said that it was all OK they don't send out acknowledgements and that my defence had been sent to the Claimant and they had 33 days in which to respond.

[AndyOrch]

But they are only automated responses...you should get a receipt posted from CCBC to state that your defence has been accepted and passed on to the claimant.......

 

Its only a phone call to enquire the status....better than sat there in limbo and worrying if its normal to not get an acknowledgement

[Smoothound]

But they are only automated responses...you should get a receipt posted from CCBC to state that your defence has been accepted and passed on to the claimant.......

 

Its only a phone call to enquire the status....better than sat there in limbo and worrying if its normal to not get an acknowledgement

 

See 173 Andy I edited it as you replied I think