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    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all clearly showing a £60.00 parking charge notice (which will  be reduced if paid promptly).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 2) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
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Transcom Worldwide/motormile finance uk/old simplyBe debt - says debt cannot be SB'ed!!


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You have it that's the letter'' belt and braces'' no risk yes include the statement in caps.

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I have only sent a letter to Transcom (S Woodward), should I have sent a letter to MMF too? It seems they are responding quicker than Transcom. Thanks

 

Please can I have a response to my last post (as quoted). It would appear that Motormile Finance are are admitting the debt is statute barred. I would rather hear it from them than wait forever to get a response from Transcom Worldwide. What do you think? Thanks

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Good MMF are admitting these debts are SB just leave TWW hanging do no more, I have started the complaint trail to the OFT, this not a small problem I think.

Leave TWW out of the loop, please let me know if TWW come back to you.

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Hi, I've also received one of these letters today, advising that they are collecting a debt for the amount of £361.97. I know I don't owe any money. My immediate concern is if somebody is out there using my name fraudulently. And...how come there has been no previous correspondence about the alleged debt? There must be lots of people out there receiving these letters and just paying the debt that this company is stating in the letter. I will follow the advice in earlier comments and send the "prove it" letter first and see what comes back.I will keep you posted.

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OK welcome to CAG, have TWW stated exactly what the original debt is yet?

Do you consider that ''IF'' the account was yours, if it would be statute barred(6 years, 5 in Scotland without any payment or acknowledgment in writting) it seems that many if not all of this tranch of debt aquired by MMF are very old JD Williams accounts covering many different catalogue titles.

 

I am preparing a mass report for submission to the OFT regarding the conduct of both MMF and TWW in regard to these debts, please send the prove it letter and keep us posted here on the reply.

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OK welcome to CAG, have TWW stated exactly what the original debt is yet?

Do you consider that ''IF'' the account was yours, if it would be statute barred(6 years, 5 in Scotland without any payment or acknowledgment in writting) it seems that many if not all of this tranch of debt aquired by MMF are very old JD Williams accounts covering many different catalogue titles.

 

I am preparing a mass report for submission to the OFT regarding the conduct of both MMF and TWW in regard to these debts, please send the prove it letter and keep us posted here on the reply.

 

I gave this some thought after reading this thread and the only thing I could think this is related to could be a debt with La Redoute. This was created as a result of fraud (they admitted liablity because they delivered goods to a different address), but that was at my previous address and it was at least 8-10 years ago? I haven't used any catalogs since then - just stick to credit cards and I'm up to date with all of my credit card payments. I posted the letter last night so - TWW won't get it until Tuesday. I will keep you posted.

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Ok sounds interesting, have you checked your credit files yet? If not it would be a wise move.

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Hi, have received a Transcom letter today asking for £155.78 on behalf of Arrow Global Gurensey Ltd.

Have no idea what it's referring to, the last debt I can remember was from a disputed account with Orange some 7 or 8 years ago when I was at a different address.

I'm looking through the thread to try and work out what action to take but I've not dealt with any of this before and nervous about making the wrong move - would be very grateful for any advice anyone can offer!

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Hi Welcome to CAG,

 

I think this is another of a tranch of statute barred debts being hawked around by the likes of Arrow Global and MMF, TWW have been assigned a large number of these, so 7-8 years no payment or written acknowledgment statut barred so send the followinh to:

 

Sarah Hayward

Head of Collections

TTW (UK) Ltd.,

 

Ref: As on their letter.

 

Dear Ms. Hayward,

 

I refer to your lettter dated xx xx xxxx in which you allege that I owe a debt for £xxx .xx , I have no knowledge of any such alleged debt and do not acknowledge and debt to TWW (UK) Ltd or any company you may claim to represent.

 

As I monitor my credit history closely I can confirm that any such alleged debt is STATUTE BARRED, therefore I will not now or in the future make any payment or offer of payment.

 

I am aware of the OFT Guidance 2003 updated November 2012 and the sections regarding the pursuit of statute barred debt.

 

I would suggest that you return this matter to your client and close your file on this matter.

 

Furthermore I must remind you that should you dispute my statement the onus of proof that this alleged debt is not statute barred lies entirely on TWW (UK) Ltd and your client, it is not for me to prove the alleged debt is statute barred.

 

Send recorded deliveru and check receipt.

 

I would expect you to receive confirmation of receipt on a template letter that states ''we can confirm that this account does not fall under the Limitations Act 1980 and therefore is not statute barred''.

 

IF/when you get the letter come back to me and I take the next step for you.

 

I am preparing a mass report to the OFT on the conduct of TWW and would like to include your case please.

You will now cease to process all data relating to me and remove it from your files immediately.

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Hi Welcome to CAG,

 

I think this is another of a tranch of statute barred debts being hawked around by the likes of Arrow Global and MMF, TWW have been assigned a large number of these, so 7-8 years no payment or written acknowledgment statut barred so send the followinh to:

 

Sarah Hayward

Head of Collections

TTW (UK) Ltd.,

 

Ref: As on their letter.

 

Dear Ms. Hayward,

 

I refer to your lettter dated xx xx xxxx in which you allege that I owe a debt for £xxx .xx , I have no knowledge of any such alleged debt and do not acknowledge and debt to TWW (UK) Ltd or any company you may claim to represent.

 

As I monitor my credit history closely I can confirm that any such alleged debt is STATUTE BARRED, therefore I will not now or in the future make any payment or offer of payment.

 

I am aware of the OFT Guidance 2003 updated November 2012 and the sections regarding the pursuit of statute barred debt.

 

I would suggest that you return this matter to your client and close your file on this matter.

 

Furthermore I must remind you that should you dispute my statement the onus of proof that this alleged debt is not statute barred lies entirely on TWW (UK) Ltd and your client, it is not for me to prove the alleged debt is statute barred.

 

Send recorded deliveru and check receipt.

 

I would expect you to receive confirmation of receipt on a template letter that states ''we can confirm that this account does not fall under the Limitations Act 1980 and therefore is not statute barred''.

 

IF/when you get the letter come back to me and I take the next step for you.

 

I am preparing a mass report to the OFT on the conduct of TWW and would like to include your case please.

You will now cease to process all data relating to me and remove it from your files immediately.

 

 

Thanks very much, I will send this first thing tomorrow.

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please forgive me i am new to this forum, i received a letter from TRANSCOM today in my maiden name, (married sept 06) at my new address. Regarding a debt that has been passed from PROVIDENT to BCW group to motormile to TRANSCOM.

I have contact them regarding this supposed debt, that they are reporting was taken out in NOV 2006 i have no idea what the debt is, i stated that i have had dealing with provident prior to 06 but not during my marriage as my ex husband had everything in his name they have said they are going to request the details from their client but i am a little worried the amount being asked for is 69.60 but i have NEVER been approached before moving or since moving to pay this debt, i was told by JADE today that the account is not covered by something (sorry cant remember the word) because its doorstep collections and different rules apply

 

can anyone advise please

 

have just clarified with EQUIFAX that there is no trace of this debt against me

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Just got a letter from Transcom myself chasing a debt for £326.59 the creditor allegedly being ebay. I have bo knowedge of this debt whatsoever so I gave them a call and was advised that the debt was from 2005. I did mention that the letter they sent was pointless due to the 5 year statute but I was advised that because it was an online account it was statute exempt.

 

I was also advised that I could either aknowledge the debt or they would report it as fraud.

 

Utterly ridiculous.

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Hi Welcome, I guess that you were told that ''this account idoes not fall under the Limitations Act 1980 and therefore is not statute barred''.

If what they about this alleged debt is not something you recognise DO NOT CONTACT THEM ESPECIALLY NOT BY PHONE!!

What rubbish!!

 

Check your credit reference files asap please, to see if it show!#

You mention 5 years limitation period so I assume you are in Scotland?

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i have checked mine with equifax and it shows nothing, i have spooken to them upon receipt of the letter this morning as i was baffled about what it was all about. please advise as to what i should do i asked them to clairfy the account and to prove the original signed documentation for agreement

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