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    • I decided on confrontation - which I hate.  Omg the arrogance of the driver.  They refused to say who had given them the alleged permission to park on the private land - unless I proved ownership.  I couldn't believe they could be so objectionable.   They advised they couldn't take public transport to work as they lived too far away.  They couldn't rent a local garage as none were available. I simply said that's their issue not mine. It was infuriating that this person had such misplaced entitlement.  However I decided to humour them and show them the title deeds.   They couldn't respond.  Although at this point they alleged some guy in a city up north - whose name they couldn't remember - gave permission!!    They then asked if they could buy the garages and land!! Yet can't afford to park on a meter !! They seemed to back down and agree to now park elsewhere.  I hope so. 
    • I've worked out the contractor invoiced apx 250k - Without adding vat to the invoices.  So based on above he should have added vat to all invoices once he reached 85k?  Obviously he had to pay his labourers - would those payments get taken off what he received?  Or it doesn't matter cos he invoiced for the high sum?
    • Greetings, I'm writing to seek assistance with an ongoing issue I'm having with Manchester Council.  I parked my car in a residential area behind Wilmslow Road to go purchase some food, not realizing it was a no-parking zone. I later received a letter stating I had failed to make the required payment, and the penalty had increased. I appealed the fine, explaining that I had parked there but never received the original Penalty Charge Notice (PCN), so I was unaware of the need to pay. However, the council's reply did not address my initial concern. Is there anything I can do in this situation? I admit to parking there, and I was willing to pay the original fine, but I don't think it's fair for them to demand a doubled amount when they failed to send me the initial PCN.  Any advice or guidance you can provide would be greatly appreciated. Thank you in advance for your assistance.   MK Document.pdf
    • If you look at some of the other debt related threads will see that one of the first things which will be asked will be for you to list out your debts in a brief chronological order, including date of debt, amount, creditor, amount outstanding, defaulted – yes/no – date of default, date of last payment made, have you acknowledged the debt at all to the creditors. That lot at least. I expect that my colleague @dx100uk will be along but will meet to know at least that information
    • Hi, I have found this group very helpful hence I am here seeking help and advice.   I got myself into a situation where I have now more than £50k in unsecured debts (personal loans & credit cards) and things are now getting out of control as I am struggling to make payments. This is purely my own created situation and I am taking 100% responsibility for it. I am keen to get out of this situation as soon as possible hence I would appreciate any help and advice in this process. I am employed at the moment and don’t want to risk going into IVA or bankruptcy as this would risk losing my job. Being sole bread earner of my family, I cannot afford to lose my job. I have been trying to keep up with the payments so far and had few missed payments instances until 3/4 months ago but got caught up with missed payments somehow using my savings. All my debts are still with original lenders. However I know I am getting into same situation again shortly and won’t be able to get out of it again. I have started exploring Debt Management Plan (DMP) option through StepChange but haven’t submitted it yet. Based on budgeting, I have around £820 available to make payments to all lenders after taking care of all other essential expenses. This is definitely lot more affordable than what I am currently paying to different lenders. 1. Is DMP right option for me in current situation? 2. what are the negative consequences of availing DMP? 3. is there something else that I can do to get out of this situation? I’m determined to clear out all my debts but need bit of breathing space and time. Let me know please if you need any additional information. Thanks in advance for all your help and guidance. MM  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Work Programme (Bootstrap)


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Hi everyone, I am new on here so not sure how this works but looking for some help regarding this question and would be greatfull if any of you could answer it for me :-)

 

I am currently on Jobseekers and in January of this year (2012) I been put on the work programme by jobcenter and its by bootstrap, not sure if any of you heard of it? anyway I believe it lasts for 2 years, well what happens when I finished the all 2 years if I haven't found a job by then (which I hope as I hate been on JSA as i need a job ASAP)

 

Do I go back to signing weekly as at the moment since I am on Work Programme I sign fortnightly or will Jobcentre closed my claim? I really hope they don't close my claim as I am living on my own in my flat (as I moved in this January and I am loving it on my own) and I don't want to loose my flat and be homeless if they stopped my claim after the work programme as I am worried, should I be worried? :???:

 

Also what really annoyes me is I have applyed for loads of Jobs and never get any responses, its so annoying, anyone agree?

 

Any advice would be great thank you.

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Omg I just googled and I found that people who haven't found a job at the end of the 2 year work programme has got to do community service work, is this true?

 

Well if its true and I haven't found a job at the end of the work programme then I have no choice to do it as I don't want to loose my JSA as i don't want to loose my flat and end up homeless :sad:

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Omg I just googled and I found that people who haven't found a job at the end of the 2 year work programme has got to do community service work, is this true?

 

Well if its true and I haven't found a job at the end of the work programme then I have no choice to do it as I don't want to loose my JSA as i don't want to loose my flat and end up homeless :sad:

 

Can you give us a link to what you found when you searched? There's all sorts of information out there - some good, some, well, not so good.

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The idea that all politicians lie is music to the ears of the most egregious liars.

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I don't know a lot about the work programme, but I do know that come April, those under 35 in private rented, will only be eligible for the shared room rate of housing benefit, not the one bedroom rate, so this might be something you want to look at if you're in private rented.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Can you give us a link to what you found when you searched? There's all sorts of information out there - some good, some, well, not so good.

 

Well I tried pasting the link but when I submit it says I need to reach posts 10 before I can paste, anyway go to google and type this in (what happens after the work programme) and its the 3rd one down as you will see it stated community work.

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I don't know a lot about the work programme, but I do know that come April, those under 35 in private rented, will only be eligible for the shared room rate of housing benefit, not the one bedroom rate, so this might be something you want to look at if you're in private rented.

 

That doesn't apply to me though does it? as I live in a housing association called Calico Housing

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Well I tried pasting the link but when I submit it says I need to reach posts 10 before I can paste, anyway go to google and type this in (what happens after the work programme) and its the 3rd one down as you will see it stated community work.

 

I think I found the link you mean, thanks. I'll need to look into it more, though.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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That doesn't apply to me though does it? as I live in a housing association called Calico Housing

 

No, you're fine then. Lucky to get a housing association property so young - good for you.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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No, you're fine then. Lucky to get a housing association property so young - good for you.

 

Thanks but I had no choice as my parents also was on the housing list for a bungalow and I would have been homeless if I didn't get this flat so when I was on b-with-us bidding for flats on a weekly basis calico housing changed my band to band 3 as I was on 4 at first and I wasn't getting anywhere with 4.

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yes at the end of 2 years , there would be a 'community benefit' , 'activity' that you would have to do. this is 30 hours with 10 hours job searching for 6 months. basically community service.

. your 'bootsrap' provider is your new JC adviser and you have to do everything they say. you can look on 'consent me' website its worth knowing your rights and check DWP legislation on there site. You probably would still be with your provider at end 2 years, but signed up onto a different scheme, or going to a different company for a workfare thing, so its 2 weeks signing i d imagine. Not sure what will happen when universal credits come about next year, you would still get money but i bet less and it would come every 4 weeks in lump sum.

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Hi Palelady,

 

What if I haven't found a Job by the time I finish work programme? (which I hope I do) can I refuse this community work? and if I do will I get my JSA Sanctioned? if I have to do it then I have no choice as I don't want my JSA Stopped as I don't want to loose my flat.

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Hi Palelady,

 

What if I haven't found a Job by the time I finish work programme? (which I hope I do) can I refuse this community work? and if I do will I get my JSA Sanctioned? if I have to do it then I have no choice as I don't want my JSA Stopped as I don't want to loose my flat.

 

I m guessing you would have your money stopped unless you had a good reason not to do it like an illness. you could negotiate less hours if for example you are in a homelessness crisis or develop a condition mental health/well being /are a victim of bullying. There are docs about it on DWP website -

http://www.dwp.gov.uk/supplying-dwp/what-we-buy/welfare-to-work-services/provider-guidance/community-action-programme.shtml

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this will just be nice for xmas...all those employers rubbing their hands in an imitation of scrooge, getting their 'free elves' no wages or NI to pay....it must be manna from heaven for them.....all those little elves beavering away, no elf and safety rules to worry about....and if they dont turn up, hey just ring the provider and get them to send another batch...

didnt the germans try this back in the 1940's something about 'work will make you free'!!!

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the figures i found are absolutely staggering....972,000 people x 26 weeks x £6.18 per hour = £5.4bn, and that is not including NI payments that employers should be paying!!!!

these are the figures that govt is calculating that will have spent 2 years on the work programme, and failed to get gainful employment, so completing their sentence, and then having to complete 26 weeks unpaid 'work experience' in order to keep accessing their benefits.

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gayguy... sorry i cant help, just wanted to say that this is legalised slavery!!! there is a shortage of jobs, people want jobs, and if people can not find jobs then they have to do community service! common sense would be to create jobs in place of what you will be forced to do on community service

 

if you are really desperate for a job, there is a lot of farming type jobs available around Wisbech / Cambridgeshire

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I am already doing community work, as a volunteer - and it looks like I might get a full time job out of it! I am appalled at the 2 years on this 'provider' system and their '2 year follow up' as it clearly shows that nobody in the current Government understands one simple fact

 

A lot of UK based jobs have been farmed out abroad or are being done by EU people with LESS experience at that role than UK people - and this can be proven!

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  • 1 month later...

I am currently on the work Programme by Jobcentre and I started in January 2012 and I finish in January 2014 as it lasts for 2 years.

 

Anyway what I want to know is if I haven't found a Job by then (Which I hope I have) what happens after the work programme?

 

Will Jobcentre close my claim? I am worried as I don't want to end up homeless if they close it after the 2 years is up :sad:

 

Any advice would be great cheers :-)

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Haven't you already posted a thread asking this exact question back in November which gave you a number of replies?

 

Yes, OP did - the two threads have now been merged.

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I am currently on the work Programme by Jobcentre and I started in January 2012 and I finish in January 2014 as it lasts for 2 years.

 

Anyway what I want to know is if I haven't found a Job by then (Which I hope I have) what happens after the work programme?

 

Will Jobcentre close my claim? I am worried as I don't want to end up homeless if they close it after the 2 years is up :sad:

 

Any advice would be great cheers :-)

 

JCP won't close the claim, they are far from finished with you by then, CAP ( community action programme) is a real possibility, this would consist of 6 months full time non voluntary unpaid work, after that it's probably back onto the WP.

 

The government will continue to hound you until

 

a) You get a job.

b) You sign off for another reason, and stay signed off.

c) You come off JSA and onto another benefit ESA, for example.

d) You die

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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If you refuse to comply with whatever conditions are imposed then yes, you could well find that your benefit is stopped.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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