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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      good idea take some pix and put them in a PDF read UPLOAD dx
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      thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
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      Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Flat falling down, landlord not doing repairs!!

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renegadeimp

renegadeimp

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Just had a look at my tenency agreement. There's a nice bit that says if theirs any rent arrears they won't do repairs!!!

 

If the things need repairing are causing a health and safety issue or making the building unfit for habitation, then they have no choice but to repair. They cant get out of that.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Hacked_Off

Hacked_Off

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Well, this is my landlords idea of "fixing" the holes in the walls:

 

null-40.jpg

 

null-39.jpg

 

Two days later and the holes are reappearing.

 

They had someone on the roof the other day, he was there for 7 min, another patch up job.

 

Environmental health are ignoring me still.

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stu007

stu007

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Hi

 

with your electricity constantly cutting out have you fought of having a chat with your local fire station and asking then to come out to do a fire inspection even if its for your property and mention the electrical issue.

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Hacked_Off

Hacked_Off

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Tbh the electricity has been fine since they changed the plug, for now.

 

I've just registered with council housing, hopefully this will all go In my favour.

 

Does anyone know if I can put in a copy of the environmental health report to get me moved quicker?

 

Cheers

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Hacked_Off

Hacked_Off

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What Env Health report? I thought they were ignoring you.

 

They initially came out and inspected the property. A report was sent to myself and the landlord detailing the issues and giving x amount of time to rectify. This wasn't done and eh said " I have a dialogue with your landlord". Since then eh have ignored every email I've sent him.

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Hacked_Off

Hacked_Off

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Can I refuse access to my landlords workmen until I see there credentials?

 

I'm fairly certain they are not qualified, one in particular. He's been on the phone again and surprise surprise my shower is leaking for the 18th time.

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Hacked_Off

Hacked_Off

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not impressed:

 

I can advise that I revisited the property and common parts with a representative from x April 2013. All works have been completed to my satisfaction and the job has been closed. Unfortunately I am unable to assist any further in this matter. I trust this information is of assistance.

 

Regards

 

Environmental Health Officer

 

HMO Team

 

Thank you for your email. I can advise that I have now had the opportunity to look at the photos you forwarded. Whilst I appreciate you dissatisfaction with the repair I must advise that from a public health perspective this is a cosmetic matter which I am unable to move forward.

 

 

 

I would advise that you bring this to the attention of x and ask them if they can take a further look at the situation. I trust this information is of assistance.

 

 

 

Regards

 

Environmental Health Officer

 

HMO Team

 

You think a wall with holes in because of damp is cosmetic???

 

Sent from my iPhone

 

I was not aware of any on going issue with damp affecting your flat as all works to address this matter have been completed. Do you know whether the problem is external or coming from another flat? also can you confirm whether you have raised the issue with your landlord? if so what was there response.

 

Environmental Health Officer

HMO Team

 

 

perhaps if you had checked internal works not just communal areas you would be aware problms have not been fixed. I am unable to confirm were the damp is coming from, I am not a damp expert. You know ful well multiple emails and verbal requests have been made to the landlord to fix issues, hence why you were involved.

 

I do believe page 3 of your own report states the following:

 

  1. Damp and mould growth

  1. extensive penetrating dampness to the second floor common areas AND LOUNGE AND KITCHEN WALLS OF FLAT 5. IN PARTS THE WALL PLASTER IS PERISHED AND ADDLED. The source of water ingress requires investigation. Upon establishing the source of ingress; CARRY OUT ALL WORKS NECESSARY TO STOP THE WATER INGRESS AND MAKE GOOD ANY INTERNAL DAMAGE ACCORDINGLY. IN PARTS THE WALL PLASTER IS PERISHED AND ADDLED....

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Hacked_Off

Hacked_Off

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FUMING!! My bathroom light went kaboom so I reported it. I was sat in my living room with music on doing uni stuff, went to the toilet, low and behold there's foot prints in the bathroom and front door was open!!! The work men had entered without permission or even knocking on the door to come in!!! They just let themselves in!!!

 

Then later they came back as I was in my way out and knocked he says "what's wrong with this light then" I said listen you know full well etc etc I told him I had to go out to work and would he lock the door with the key he obviously had "yeah no problem". I told the landlord I had to honour and make sure they lock the front door. Come home from work, guess what?! Not only was it not locked, it was wide open!!!! They've also been into my living room, the lights were left on, there was no reason whatsoever for them to go into the living room!!!!

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