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    • Hi With the Section 21 Notice I do hope the Landlord issued you with: Energy Performance Certificate (EPC) for the Property How to Rent Guide A current Gas Safety Certificate (if gas in the Property) If above have not been provided to the Tenant by the Landlord then they can't use a Section 21 Notice until the above have been provided (note you don't warn the Landlord of this until but put it in your defence) Have a good read of this link: Evicting tenants in England: Section 21 and Section 8 notices - GOV.UK WWW.GOV.UK Information for landlords in England on tenant eviction: assured shorthold tenancies, including eviction notices, Section 21, Section 8, accelerated possession, possession orders, bailiffs  
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    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
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payday loan taken out 2 years ago, now capital credit management/Lasker International taking my money


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Call them back and get that conversation sent to you by email.

 

Santander are almost as bad as the PDL's for denying something was ever said on the phone.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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I should have done that.

 

Cannot call back now to lunchtime at work and took a sneak out there when had to go do banking for the office.

 

I will be checking the bank all day in hope more than anything else. Im still not convinced they will stand by their word.

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Very happy to report all has now been refunded. Thankfully.

 

The bank may still well take them back when they have completed their investigations i dont know but i will cross that bridge if and when i come to it. For now im happy.

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Honestley i would consider moving to another bank due to the treatment you have recieved. I would also issue santander a full complaint, as well as copy in the regulatory authorities and maybe the BBC.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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I am going to write a letter of complaint as to be honest i didnt feel it was handled correctly.

 

It is almost a week now since i told them the transactions were fraudulent and the minute i told them that they should have sorted it. I shouldnt have had to phone them several times. I will also presumably be charged £5 per day for my account being overdrawn.

 

If they dare try to take them charges i will be on to them again.

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If you are charged any overdraft fee's due to their incompetence, write to them and demand they are removed. If they fail to do so, then get the FOS and FSA involved.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Very happy to report all has now been refunded. Thankfully.

 

The bank may still well take them back when they have completed their investigations i dont know but i will cross that bridge if and when i come to it. For now im happy.

 

They shouldnt as they are fraudelant transactions

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They have given me a reference number at santander and said it will be back in within 48 hours - the first person i spoke to was 15 days etc.

 

What I don't understand is why did the complaints department say it was going back in if it wasn't and didnt even log the complaint !!!!

 

48 hours .... We will c

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It should be in by now if mine is as they both happened at same time. The 48 hours is up today.

 

Keep at them if it isnt in by close of business today.

 

They said 48 hours from now it appears all my other calls - about 20 of them were not logged even when i spoke to security last wednesday because they have only just logged complaint !!!!!! Frustrating to say the least

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Thats disgraceful. Honestly get back on to them and let them know you made them aware of this 6 days ago.

 

It is not good enough

 

Will wait til the morning ... Fingers crossed the money will go back in - will keep u informed though

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Thanks for that i know totally how you feel as we have both had this nightmare together.

 

Hopefully all will work out and we will have to keep a good eye on our accounts from now on to make sure they dont try to re set up direct debit details.

 

I will pay my account to capital in £10 per month standing orders. I certainly will not be allowing them my account details again

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I have their account details if you wish to set up a standing order. U just need your own reference for them and set up your own standing order that way they have no access to your account.

 

I can give them to you if you want

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Glad for you both, however irishgirl, unless you need your funds in your account to pay bills, I'd think about withdrawing them. Santander are utterly useless (and worryingly I'm with rbs... So guess who my account is being moved to. Should be interesting if they try and screw up my account).

 

And don't forget about ccm, because what they did borders on theft. Which isn't all too surprising, but nevertheless disgraceful.

 

Still, at least you both got your refunds :)

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To be fair i havent had any other problems with santander prior to this and they have now returned my money.

 

From what i have read on forums we would all be better off keeping our money under a pillow where only we have access to it.

 

Certainly wont be forgetting ccm though and im sure seeing as i have cancelled my direct debit that they wont be forgetting me either. But the offer to repay any debt is there but i am to be in control of it :-)

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You need to write to the creditor and revoke their permission to use the DD. If you cancel it on your end without telling them, then they can simply reinstate it, unless you have explicitly told your bank to block ALL forms of payment to them.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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