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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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Link and their old charging order...possibly long winded.


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Many years ago (about 2004) me and my now ex-husband got a loan for £7k to buy a new bathroom and kitchen for the house we then owned.

 

The loan was through Welcome Finance.

 

After a few payments we got in to difficulty,

 

Link Financial took over and very, very quickly got a charging order on the house.

 

I would, at a best estimate, say this was about April 2006.

 

In 2009 I left my (ex) husband and the house was sold in 2010.

The house didn't sell for enough so Link never received a penny.

 

Just yesterday they called me and asked me for my address.

They only told me they were called Link and that was about it.

Of course, I refused on the basis that I haven't a clue who they are and I wasn't giving my address to a stranger on the phone.

 

I don't understand charging orders that are no longer charging orders so I'm not sure of the statute barred rules on this.

 

They last received a payment 2005 or early 2006 and nothing since.

 

I have never spoken to Link and I can guarantee my ex hasn't either.

 

he declared himself bankrupt about 2 1/2 years ago so they won't be bugging him (well, they may be....Link don't seem to mind, do they?)

 

Does the fact they had an order sat on the house for 4 years mean the SB clock began after the house was sold or does it still start from the time of the last payment.

 

This was originally an unsecured loan.

 

Link cleverly turned in to a secured loan via a charging order.

 

However now I have no property what exactly is this loan now?

 

Confused. Any help would be appreciated.

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Statute barred = no payment or acknowledgment in writting fo 6 clear years,

the best route forward now is to check your credit reference files, this will show

the status of the debt.

My guess is that this is statute barred or nearly so and Link are chancing their

arm.

If the CO was in place when the house was sold then link would have been paiid.

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The CO has now reverted back from a secure loan to an unsecured loan. For them to get a CO they would have needed to have obtained a CCJ first... whose name was the CCJ in? Because if it was just in his his bankruptcy would have included it & it's too late now for them to chase you if you were jointly liable.

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I have just checked my credit file and under "Court Info" which shows CCJ's there isn't one showing for this...

.nor do Link show up.

Or a charging order.

 

Welcome are showing up though.

Got my dates wrong and it's from October 2007. So, it's no where near SB.

 

Just confused as to why nothing else is showing up for this?

 

The file is being updated every month though.

 

Hmmmm....I can't remember getting a CCJ but they definitely had a charging order.

I remember trying to re-mortgage and I couldn't get one because of it.

 

they haven't had a payment since January 2008 and I haven't spoke to them in all this time.

If, and when, they find out where I am living and send me a letter I will write to them and sort something out.

Glad to know it's classed as un-secure again though.

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Statute barred = no payment or acknowledgment in writting fo 6 clear years,

the best route forward now is to check your credit reference files, this will show

the status of the debt.

My guess is that this is statute barred or nearly so and Link are chancing their

arm.

If the CO was in place when the house was sold then link would have been paiid.

 

The CO was in place when the house was sold.

 

However, my other half returned the keys to the mortgage company who then sold the property at auction.

This was to save repossession I think.

 

the mortgage company massively undersold the house (it was worth £125,000. They sold it for £65,000).

 

I know they should not have done this but hey-ho.

 

So they got their money but nobody else did.

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Ahhh as it's Welcome the answer is Welcome exist only to collect outstanding book

debts and do not take new business and are working through loads of accounts in the hope

of collecting.

Do nothing until link put all in writting.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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I can't remember getting a CCJ but they definitely had a charging order. I remember trying to re-mortgage and I couldn't get one because of it.
Could your husband have entered a voluntary charging order? In which case a CCJ wouldn't have been needed.

 

Were you both signatories to the loan?

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Oh...just looked in "financial associates" and Link are showing up, in my ex's name, from 2004.

 

Maybe it is this one rather than Welcome....will have to wait and see.

 

It sounds more probable as we had the charging order before 2007.

 

I have confused myself!

 

My original post is more likely what Link are chasing.

 

Nothing on my credit file about this, just under my ex's name.

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Could your husband have entered a voluntary charging order? In which case a CCJ wouldn't have been needed.

 

Were you both signatories to the loan?

 

No, he wouldn't have done that and yes, we were both on the loan (his name first). This has got to be Link from 2004 rather than Welcome from 2007.

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I have thought about doing that as I am sure there is PPI on the loan.

That'll just be taken off the loan amount owed so I haven't bothered....yet.

 

Like I said, I'm not too sure this is Welcome.

 

Welcome were added 2007.

 

Link were added (although in my ex's name) in 2004.

 

Not sure who it is but I am digging around.

 

It could well be GE Money and we had a loan from them as lots of work needed doing when we first moved in.

 

Should I SAR GE Money or just wait for Link to write to me.

 

Don't really want to play a guessing game.

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My advice is to do the SARs it's likely this will be

the only way given the time scale to get to know

what's what.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Okey dokey. Will send them off on Friday. Does it not matter that I haven't got a reference number....? Do I just put my old address (the one they originally had)?

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Yes give as much historic info as you can.

 

Address the SARs to the Data Controller.

rd them so you can check delivery date the

40 days start on the day they receive the

request.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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i bet they will owe you/!!

 

link up to their usual spoofing antics i see

 

and stay off that phone too!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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why not check www.trustonline.org.uk

 

to be sure too on that CO.?

 

not sure it it will help though?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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There definitely was a charging order as it prevented us re-mortgaging at the time. It was Link too. I remember it clearly :) The CO doesn't exist anymore as I don't own a home :)

 

I don't ever speak to these people, but they called me, didn't recognise the number so answered. This is the first time I have spoken to them and won't be doing it again. They were all friendly and everything :D Almost begging me for details. I let them put me on hold then I hung up. They haven't called again.

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Well the CO is dead and buried, get those SARs sent asap.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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