Zinc chasing old C L Finance CCJ's

[rkitect]

Ok, update. I've searched again and the CCJ's are registered under the old address. The only details on the report are the Court, case number and that they are unsatisfied judgements. There is no mention of who applied for them in the first place. Any ideas what to do next guys?

[BRIGADIER2JCS]

I presume that these are judgements by default through

the Northampton Bulk Clearing Centre, you can contact

them and get copies of the paperwork.

[rkitect]

Brigadier, the court details show up as Northampton CCBC so that is probably the case assuming CCBC stands for 'County Court Bulk Clearing'. Is there a letter template you are aware of for getting copies of the paperwork?

[BRIGADIER2JCS]

You dont need a template phone the NCCBC the staff

will tell you exactly what to do etc.

It's quicker as the court is incredibly busy.

[rkitect]

Update 2!

The CCJ's were applied for by the original DCA, C L Finance.

 

The court gave me their solicitors details and reference numbers and these do appear to coincide with the reference numbers on the Zinc paperwork under 'Client Ref'.

 

However, these are not the CCJ reference numbers and thus could be the original reference numbers belonging to CL Finance.

 

Would a DCA apply for CCJ's then sell off their portfolio inclusive of people they have applied for a CCJ against?

 

I'm going to apply to the court for the full documentation as this may shed a little more light.

[BRIGADIER2JCS]

Simple answer is yes if they think there is profit in selling and not

in chasing the debt further.

[DonkeyB]

Who actually owns these accounts now? Have you had any notices of assignment?

 

You need to get the the bottom of this first.

 

Are Zinc acting for Lowell? Have they bought one or both of the accounts?

[DonkeyB]

Further, three DCAs/debt buyers for two accounts... not on.

[BRIGADIER2JCS]

Looking at the Zinc website there is no mention of debt purchase

portfolio.

[DonkeyB]

Can’t even find their consumer credit licence details. No number on website as required...

[DonkeyB]

I’ve even searched by company registration number. Cant find a CCL.

[BRIGADIER2JCS]

Can’t even find their consumer credit licence details. No number on website as required...

 

I can't find it either.

[BRIGADIER2JCS]

:madgrin:Serious lack of detail I feel like a stir up, if I can find an e-mail address.

[DonkeyB]

Some Facts:

 

Main company personnel

 

Douglas James McManus

– only registered with Courtlink (UK) Ltd

 

James Aitken

– only registered with Asset Collection & Investments

and Alexander Inglis & Sons

 

Craig Proctor

– no record

 

Susan Bain

– last licence surrendered

 

WTF is going on here? Suggest a call to the OFT might be in order.

[DonkeyB]

Here’s their web site. All on there.

 

http://www.thezincgroup.com/v1/index.php

[BRIGADIER2JCS]

I'll do at bit more digging this evening.

I seem to remember that it was mentioned there is a link

with Lowell.

[DonkeyB]

It’s clearly a separate company and is itself a ‘group’ – and it’s a requirement to display your licence number.

 

Anything on their letterheads?

[DonkeyB]

Here’s where they’re hiding. I’m not sure this is allowed, as they are clearly stating they operate as Zinc Group Ltd.

 

Their accounts are five months overdue. Naughty. Wonder if they have problems... worth a word with the OFT, IMO.

 

Application / Licence Details

Licence Number:0624362

Licence Status:Current

Current Applicant / Licensee:

Business Name Company Registration Number

Complete Credit Consultancy Limited 6450797

Categories:

Debt collecting

Provision of credit information services, excluding credit repair

Right To Canvass Off Trade Premises:No

Trading Name(s) (Current):

Zinc Collections

Zinc Commercial Recoveries

Zinc Credit Management

Zinc Recoveries

Issued Date: 31-Mar-2009

Date Maintenance Payment Due: 30-Mar-2014

Legal Formation:

Body Corporate (incorporated inside UK)

Current Individuals that run the organisation:

Name Position

Sharon Wiggins

Nature of Business:

Other

Current Address(es):

Address Type Address

Correspondence 25, Broadmeadow Lane, STRATFORD-UPON-AVON, Warwickshire, CV37 9FD, United Kingdom

Principal Place Of Business 25, Broadmeadow Lane, STRATFORD-UPON-AVON, Warwickshire, CV37 9FD, United Kingdom

Registered Office 29, Wood Street, Startford-Upon-Avon, Warwickshire, CV37 6JG, United Kingdom

Historic Address(es):

Address Type Address

Registered Office 29, Wood Street, Stratford Upon Avon, Warwickshire, CV37 6JG, England

[BRIGADIER2JCS]

It’s clearly a separate company and is itself a ‘group’ – and it’s a requirement to display your licence number.

 

Anything on their letterheads?

Emm Consumer Credit Register Comes up no result.!!!

[DonkeyB]

Their web site clearly states Zinc Group Ltd which is company number 06771789.

 

Here’s how they get round it.

 

The Zinc Group delivers its services from a network of partners operating under the banner/label of the “Zinc Group”.

Zinc Consumer Recoveries

Zinc Commercial Recoveries

Zinc Computer Systems

Zinc Training Services

Complete Credit Consultancy

 

So they are not being transparent.

 

Would love to see a letterhead.

[DonkeyB]

I believe that The Zinc Group Ltd should possess its own Consumer Credit Licence. rkitect, I suggest a polite enquiry to the OFT about this and maybe a complaint.

 

Can you post up their letterhead?

[cerberusalert]

Bunch of double-glazing salesmen by the looks of things, click the directors at the bottom left of the page http://companycheck.co.uk/company/06771789 plus check the financial graphs.

 

[rkitect]

I'll get a letterhead posted up shortly guys!

[DonkeyB]

I’d like to know who’s doing the actual collecting, because Complete Credit Consultancy don’t seem to do much trading at all.

[rkitect]

Just out of interest.......how do I post up an image?