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I just got an unwelcome letter through in the post today demanding I pay £250 to Arrow. This is probably an old mobile phone bill from several years ago that I have been ignoring - I think my old housemate added me to the electoral roll which would probably explain why I've been traced, I've been at this address for years now with no-one bothering me.

 

Anyway can anyone give me an indication of how litigious this bunch are? From looking at previous threads it seems they are pretty active. Also what next steps should I take?

 

I suspect the last time I made any payment on this was at the beginning of 2007 so it's not long before it's statute barred. My current plan is just to sit tight and see what other letters arrive, but then if they do get on my case what should I do?

 

Thanks in advance...

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check your cra file

 

see below.

 

noddle is free

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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check your cra file

 

see below.

 

noddle is free

 

dx

 

Thanks - but doesn't checking credit history mean they will definitely be able to trace my address and link it to defaults? I would rather that didn't happen.

 

edit: Yeah, Noddle appear to be part of CallCredit, which also has a debt tracing business...

Edited by TGFBeta
clarification
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unless you change / add any info

it does not alert anyone

 

urban myth

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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