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    • Hi everyone, Thanks for the responses. Just a few follow up questions in light of what's been said:   If I dont appeal to PPM, who can I appeal to?   Why should the PCN been attached to the windscreen? Is this written in law?   I assumed the document I had received was the NTK, if this is not the case, what does a NTK look like?   Regarding the compliance with the Protection of Freedoms Act, could the "period" of parking not be argued either way? The legislation doesnt state it must have a start/end time of parking, which I assumed an ANPR camera would pick up if it had one. Is 4 minutes not technically enough to show the vehicle was parked?    Thanks !
    • I see jenrick has stuck his head up with them, and I'm sure this wont faze their nasty rhetoric one wit-less UK growth since 2010 has been lacklustre and largely driven by immigration, says report UK growth since 2010 has been lacklustre and largely driven by immigration, says report | Economic growth (GDP) | The Guardian WWW.THEGUARDIAN.COM Resolution Foundation report suggests parties are dodging the economic challenges facing the country   Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it Immigration: how 14 years of Tory rule have changed Britain – in charts | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it    
    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
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I received a fine for nipping in to a bus lane by error, I rebelled as I'm prone to doing and I am now looking at a fine for £190 as a result. I paid £50 as a down payment then I received this letter from Equita.

 

(It won't upload - but it says what I want to ask you folks below..)

 

I'll have to pay the fine, but what concerned me was the point made in No 1 of this letter....

 

1. "The court has ordered that you clear the arrears in respect of your unpaid Penalty Charge Notice for vehicle (Reg no. left out in the letter)"

 

2. Unless we receive full payment of the outstanding amount or reach agreement for payment by return, further enforcement procedings will be started against you.

 

3. Please contact ladidah.......

 

Now the court ordered I pay the fine, that is correct, but I haven't received any order from the court that I am to pay the arrears.

 

I loathe fines at the best of times, especially as this was a pure mistake and I hadn't noticed the area was a bus lane. I argued my points and whoever looks at these things decided they were right and I was wrong - gormless greedy idiots, but none the less I'm left with it and it's too late to go faffing about with it any longer.

 

However, me being me saw red when I read that statement, anyone any comments on how this should be treated?

 

Thanks

 

A1

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I agree, ask the court if they have sent an order to you and if so, could you please have a copy as you dont appear to have received it. Copy it to Equita to let them see you arent going to take their word for the statement they have made.

 

Or ask Equita to provide a copy of the order.

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi Myrtle-long time no see-hope you are well.

 

I have been looking at Equitas websites and it says this on one-

 

About our Bailiffs

 

All of Equita’s bailiffs work in a uniform and professional manner and in full accordance with relevant codes of practice and legislation whilst maintaining high standards of business ethics and practice.

 

From that you could take it that they are pretty honourable chaps and it seems unlikely that they would resort to anything. underhand in their dealing with you.........................

 

Interestingly on another of their websites http://www.inorthamptonshire.co.uk at the bottom, they invite customers to review them and noone appears as yet to have written a review.

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Hi Myrtle-long time no see-hope you are well.

 

I have been looking at Equitas websites and it says this on one-

 

About our Bailiffs

 

All of Equita’s bailiffs work in a uniform and professional manner and in full accordance with relevant codes of practice and legislation whilst maintaining high standards of business ethics and practice.

 

From that you could take it that they are pretty honourable chaps and it seems unlikely that they would resort to anything. underhand in their dealing with you.........................

 

Interestingly on another of their websites http://www.inorthamptonshire.co.uk at the bottom, they invite customers to review them and noone appears as yet to have written a review.

 

 

Hmm, so they refused to post my comments, did they :lol:

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Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

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5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Hi LFI, yes it's been a while, that's not to say I'm doing now't though, quite the contrary actually. How about yourself?

 

Thanks for the information everyone, most helpful. This could be a double edge sword stoking the fire as if I contact Equita about anything at all, they'll ask me to pay - and they've had it for a week or two and I really don't want some muppet turning up at the door either.... we'll see and I'll check out the court. I've never heard of a Court Order to chase the arrears on a traffic offence fine, not like a mortgage is it after all?

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What you have is a Council issued ticket - did you know anything about it originally, I also believe you should have had other notifications from the Council before it got to this stage. Since the original misdemeanour occurred have you moved house or was the vehicle registered at a different address?

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What you have is a Council issued ticket - did you know anything about it originally, I also believe you should have had other notifications from the Council before it got to this stage. Since the original misdemeanour occurred have you moved house or was the vehicle registered at a different address?

 

Hi Ploddertom, well I first knew about this when I received a camera shot from the council with the Penalty notice. That said, in trying to answer your question I just looked carefully at the documentation I am sitting on and there is an Order on form PE2 for the recovery of Unpaid penalty charge in the sum of £195 + £7 court registration fee, so I guess that's what they are referring to? That was dated 7/02/12, date of contravention 07/07/2011.

 

I suppose I ought to phone these creeps or they'll be sending in the men with the dogs and dark glasses.

 

I was just so up to my neck with all things loan company and litigation issues that I wasn't the fastest out of the blocks to address any of these things. I just feel so angry they wouldn't take this as a mistake. I had good argument this was not clear when I entered into the area and they just ignored my pleadings. Yes I went into the lane, but there was not another car or bus in sight and I had just turned back on myself after picking up a kebab from the take-away not realising that the white line in the centre of the road was indicating a bus lane. It's a small slip road.

 

Anyway, too late for all that, I just have to deal with the fall out first. It's like a Police state - no common sense, just pay-up. :mad2:

 

No, I've not moved house or changed the registered place for the vehicle.

 

What do you think, should I call them?

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You could of course ask to see the the Warrant, I believe this may be a figment of their imagination but don't really know a lot about these. May pay to ask Fairparking or Jamberson if they could advise.

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I thought bus lanes were red !!

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I thought bus lanes were red !!

 

Oh you do have a sense of humour Mrs! LOL

 

Look, I pulled up into a loading bay one side of the road, picked up my kebabs, saw there was no traffic and had not seen any signs from across the junction I'd just come over that the opposite lane was a restricted bus-lane. To be completely honest about it, I jumped into my car and never gave a second thought to white lines, red lanes or anything else, I was more 'looking about' than scrutinising every line on the road and was just looking forward to supper. It's a 2 lane road, quite narrow, but shops everywhere and it was getting late. I saw the road clear in both directions as there are lights one end and I spun the car around doing a U turn off the loading bay and onto the road and went back 100 yrds to the lights. There was nothing about and I didn't feel I was doing a thing wrong, never even gave it a thought it might be a bus lane. Next I knew I got this wretched thing through the post. If I had jumped a red light or done anything dangerous I wouldn't be speaking now about it, but £200 for spinning the car around is just ludicrous and as I say was a complete and utter mistake - pure and simple.

 

It wasn't me thinking I'd get away with something as there was no traffic, nothing like that, I just didn't think about it and was off in my own land of treacle with the fairies. Like you do!

 

I just hate these 'traps' sitting there waiting to catch us out sitting on the top of some lamp post somewhere for the most stupid of things. Lucky they didn't have these damned camera's when I was a teenager, they'd have caught me going around roundabouts the wrong way on a motorbike and sidecar frame with no box on, just a slab of concrete keeping the frame from lifting when we spun it around corners and my chum sitting on the frame hanging on for dear life! :madgrin:

 

Those were the days! LOL

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