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    • Yeeeeees! Well done on your victory!  👏
    • Hearing held today in court. I attended in person and Evri had an advocate attend on their behalf to defend their position that my contract is with Packlink and not with them. I also provided a copy of Evri's terms and conditions which explains that a contract is entered into when a parcel is sent with Evri. The judge pointed this out to the Advocate and agreed there is a contract between me and Evri under the Ts and Cs. The judge explained that while Packlink are responsible for organising the delivery of the item, it is Evri who are responsible for handling the goods and delivering them, and therefor Evri has a responsibility to handle the goods with reasonable care and skill. So am pleased to say the judge found in my favour. Hearing lasted about 75mins. Evri has been ordered to make payment within 21 days. Also nice to meet @jk2054 in person.
    • Good morning,    I just wanted to update you on the situation.    I have visits piling up with my current employment and they need doing before I finish at the end of this month.  I am moving to Wiltshire in 3 weeks for a new job helping care homes with their Dementia patients. I tried to work it out and at a guess I will be doing about 20-25,000 miles a year. So need a vehicle that can cope with that mileage, my old car would have done it easy but 🤷‍♂️ I have taken out a loan and got a friend to find me a reliable car that can cope with the miles and hasn't been written off in the past.   I phoned Adrian flux to see if I could use the last months insurance on a new car I have bought, the girl I spoke to phoned Markerstudy and asked them but they said no, my new car doesn't have any modifications.    I had an email from someone who saw one of my appeals for information, they live near the site of the accident and know a nearby farmer who has a security camera at his entrance that catches the traffic and specifically registration plates as he has been robbed before. They said they would reach out for me and see if he still has the data. Unfortunately it wont catch the scene of the crash.   The Police phoned me and said they were closing the report I made, even if they found footage of the vehicle at the time I said the actual incident would be my word vs theirs.  My first response was I am sure google maps would show that they turned around at that location which would verify my version of events, but upon reflection I do understand, I have seen people doing make up with both hands while driving, eating from a bowl steering with their knees and veering all over the place. I am sure some of these people go off the road and claim that someone forced them off.    Markerstudy phoned me yesterday to say that my car is now at Copart, the £80 tank of Vpower diesel was emptied on entry to the site for safety reasons, which I get but it sucks.  It is awaiting being assessed and shouldn't be too long, which is a relief.  I am really glad things do not seem to be going the way of the other stories and they seem to moving quickly.   However I was informed that my car was a structural write off before I bought it - this destroyed me, I was almost sick.  and this is going to affect any offer of money - after hearing the first statement this didn't affect me.   They need to wait for the assessor to check it over but it is highly likely to be written off and the maximum they can offer is £2300.  I was desperate for a car as I was working for an agency at the time, no work no pay, and did not do a vehicle check because I didn't know about them.  The seller did not tell me that it had been structurally written off, he told me that it had the front wing damaged while parked and was repaired at an approved repairer.  Markerstudy records state that it was sold at auction, no record of repair at an approved repairer.  I bought it bank transfer with hand written receipt.    It gets worse.    It turns out my airbags should of gone off. For some reason they are not working. I think we can figure out why.  If I had hit that car head on and had no airbags.    Some good news.    I can arrange a time with Copart to go and take my stereo equipment and any personal items that are left in the car only. I cant live without music and need quality sound, my speakers and amps are Hertz and JLaudio, (no I am not a boy racer with booming subs, I am an audiophile on a budget) I was really worried I wouldn't get them back so this is a huge relief for me. It is stuff I have built up over years of saving and collecting. Everything to do with the vehicle and mods I have declared need to stay to be assessed.   The accident has gone as a fault on my record, I have to remove 2 years NCB which means I still have some to declare which is good.  So it appears at this point that it may be resolved quickly, not in the way I was hoping, but not as bad as I presumed it was going to be based upon that tow truck drivers attitude and behaviour and the horror stories I read.   I am not going to buy the car back and try to make money with all the parts on it, I don't have the time or energy.   I may need an xray on my back and neck.  The whole situation has left me feeling physically sick, drained and I need it done.   The lesson learnt from this  -  My conscience is 100% clear, my attitude to safety and strong sense of personal responsibility - A rated tyres even if on credit card, brake fluid flush every year, regular checks of pads and discs, bushes etc, made avoiding what I believed to be a certain broadside collision possible.   Get a dashcam (searching now for the best I can afford at the moment)  -  Research your insurance company before you buy  -  Pay for total car check before you go and see a car and take someone with you if you are not confident in your ability to assess a vehicle.      Thank you to everyone here who volunteers their time, energy and information, it is greatly appreciated.  You helped my sister with some advice a while ago but we weren't able to follow through, she is struggling with long term health conditions and I ended up in hospital for a while with myocarditis, when I got out and remembered it was too late.  I am going to make a donation now, it is not a lot, I wish I could give more, I will try to come back when things are on a more even keel.    Take care
    • It seems the solicitor has got your case listed for this “appeal” but not for the Stat Dec(SD). You need to ensure you can perform your SD on the day. If you are able to make your SD in court, the situation you are in now is more straightforward than if you made your SD via a solicitor. You have been convicted of two offences (and two were dropped) via proceedings of which you were not aware. The way to remedy that is to perform an SD. No appeal is necessary (nor is it available via the magistrates’ court). If you are able to make your SD this is how I see it panning out: You will make your SD to the court. The court must allow you to make it as it will have been made within 21 days of you discovering your convictions. You will then be asked to enter pleas to the four charges again. At this point you should plead not guilty to all four but make the court aware that you will plead guilty to the speeding charges on the condition that the FtP charges are dropped. The prosecutor will be asked whether or not this is agreed. In my opinion the overwhelming likelihood is that it will be. If it is you will be sentenced for the two speeding offences under the normal guidelines. In the unlikely event it is not accepted,  the speeding charges will be withdrawn (they have no evidence you were driving). You have no viable defence to the FtP charges and so should plead guilty. This will mean 12 points and a “totting up” ban (as you have already suffered). You can present an “Exceptional Hardship” argument to try to avoid this (explained below).   Because of this, I don’t see any need to make an argument to ask to have any ban suspended (pending an appeal to the Crown Court) unless and until you are banned again. The only reason I can think the solicitor suggested this is to secure a (Magistrates')  court date. I was surprised when you said you had an appointment so quickly; a date for an SD usually takes longer than that. However, if you can use it to your advantage, all well and good. I can’t comment on the argument that the two speeding offences were committed “on the same occasion” as I don’t have the details. That phrase is not defined anywhere and is a matter for the court to decide. It’s an interesting thought (and only that) that such an argument could equally be made for the two FtP offences. If the requests for driver’s details arrived at your old address at the same time, with the same deadline for reply, it could be argued that you failed to respond to hem both “on the same occasion” (i.e when the 28 days to respond expired) and so should only receive penalty points for one. Hopefully you won’t need to go there. I think you have information about avoiding a “totting up” ban. But here’s the magistrates’ latest guidance on "Exceptional Hardship" (EH) which they refer to: When considering whether there are grounds to reduce or avoid a totting up disqualification the court should have regard to the following: It is for the offender to prove to the civil standard of proof that such grounds exist. Other than very exceptionally, this will require evidence from the offender, and where such evidence is given, it must be sworn. Where it is asserted that hardship would be caused, the court must be satisfied that it is not merely inconvenience, or hardship, but exceptional hardship for which the court must have evidence; Almost every disqualification entails hardship for the person disqualified and their immediate family. This is part of the deterrent objective of the provisions combined with the preventative effect of the order not to drive. If a motorist continues to offend after becoming aware of the risk to their licence of further penalty points, the court can take this circumstance into account. Courts should be cautious before accepting assertions of exceptional hardship without evidence that alternatives (including alternative means of transport) for avoiding exceptional hardship are not viable; Loss of employment will be an inevitable consequence of a driving ban for many people. Evidence that loss of employment would follow from disqualification is not in itself sufficient to demonstrate exceptional hardship; whether or not it does will depend on the circumstances of the offender and the consequences of that loss of employment on the offender and/or others. I must say, I still do not understand what the solicitor means by “As a safeguard we have lodged the appeal and applied to suspend your ban pending appeal due to the time limit for being able to automatically appeal without getting leave of the Judge.” When they speak of “leave of the judge” I assume they mean they have lodged an appeal with the Crown Court. I don’t know what for or why they would do this. It seems to follow on from their explanation of the “totting up” ban. If so, I’m surprised that the Crown Court has accepted an appeal against something that has not yet happened. But as I said, i is no clear to me. Only you can decide whether to employ your solicitor to represent you in court. If it was me I would not because there is nothing he can say that you cannot say yourself. However, I am fairly knowledgeable of the process and confident I can deal with it. That said, I do have a feeling that the solicitor is somewhat “over egging the pudding” by introducing such things as appeals to the Crown Court which, in all honesty, you can deal with if they are required. I can only say that the process you will attempt to employ is by no means unusual and all court users will be familiar with it. I can also say that I have only ever heard of one instance where it was refused. In summary, it is my view that it is very unlikely that your offer to do the deal will be refused. If it is accepted, you may be able to persuade he court that the two speeding offences occurred "on the same occasion" and so should only receive one lot of points. Let me know the details (timings, places, etc) and I'll give you my opinion. Just in case your offer is refused, you should have your EH argument ready. Whether it's worth paying what will amount to many hundreds of pounds to pay someone to see this through is your call.  Let me know if I can help further.    
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

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just got my full offer letter :D :D :D


Madam Ra
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Hi all,

 

I have been given a date for a preliminary court hearing. The letter states that this will only last 15 minutes. How likely is it that I will have to go to this?

 

I'm pooping my pants now - i really don't want to go. I have a terrible stammer when nervous and I'll never get my point or anything across!

 

I know in the majority of cases, Barclays pay up just before the court date. But Is THIS the court date? It says it's preliminary.

 

Any advice would be gratefully recieved! The hearing is on the 9th :shock:

 

Ra*

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(BUMP)

 

My preliminary hearing is on the 9th Oct... has anyone else had a preliminary hearing? I have not heard it mentioned before.

 

I assume, as it is only 15 mins, I shouldn't need to take too much with me, but will have my spreadsheet. Should I prepare anything else?

 

I'm wondering whether they are so used to getting court trials like this and Barclays paying up at the last minute, perhaps they don't have a 'proper' court session as it's a waste of thier time (if barclays fail to show up so regularly)?

What's everyone's opinion on this?

 

Thanks guys!

 

Ra*

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i have been to court over a different matter and if this is a Pre-Trial Review(PTR) then it is really just a chance for the judge to make sure that he knows what the case is about and to tell you that you need to justify your claim.

 

make sure that you have completed all your spreadsheets etc. as described in the advice section. if you don't feel confident then you should be allowed to have a lay representative accompany you. this can be anyone but only a professional solicitor can act in your absence. check this with your court.

 

don't worry. the newspapers are full of this and it is unlikely that the judge won't be fully aware. because of the nature of the case, they have to show that the charges are genuine and not just a moneyspinner, which they haven't been too keen on to date.

 

good luck and keep smiling

Newacre

LoydsTSB - £4,158.82 inc interest @16%

SARS request - July 06

Prelim letter - 19 Sept

Letter back saying how devastated all the lads at Head Office were to hear... - 31 Oct 06

LBA sent - 8th Nov 06(had to send a 2nd as Royal mail lost it)

Summons reg at CC 15th Dec 06

Nice letter saying that they would be refunding £750, no strings! 18 Dec 06

SC&M acknowledged service and will be defending claim in full - 4 Jan 07

25 Jan 07 transferred to mercantile Court with about 50 others

06 Feb 07 SETTLED IN FULL! - £4466(includes a bit extra interest)

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It's asking for me to keep it confidential...:p I need to write back to accept.

 

Should I write the letter accepting it, then say I cannot keep it confidential - They have charged me a few hundred pounds since i started the claim... should I add this in with my letter?

 

Sorry - I'm just so shocked they have finally got this far :o :D

 

RA!!!!!! :D

 

THERE IS HOPE FOR YOU ALL!

 

 

ps> sorry for starting a new thread - just too excited to find my first one!

 

pps> I am not breaching the confitentiality as I have not accepted yet and you all don't know who I am :p

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At what stage did they send you the full offer? I'm awaiting for judgement day to arrive (7th October) and would love to get such a letter now...

"The instant you open your mouth to describe a problem you can't fix, the solution you need will occur to you!"

 

Claim against Barclays 1.

Settled in full - 17th January 2007.

 

Claim against Barclays 2.

Settled at 75% of offer - cash required for Xmas.

 

Claim against Smile.

Settled in full, without MCOL involvment.

 

Claim against MBNA.

S.A.R. - 18th September 2006

Pre Lim - 24th November 2006

Damm, forgotten about this one!

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Well my definition of judgment day was the 14 day period from submitting a claim online and it being deemed as served. So I take it that they filed an acknowledgment of service and then filed a defence. This would result in a court date being given (if I take the proceedings to be correct). If so, I have some time to go then! (Maybe I should reword my judgment day!)

"The instant you open your mouth to describe a problem you can't fix, the solution you need will occur to you!"

 

Claim against Barclays 1.

Settled in full - 17th January 2007.

 

Claim against Barclays 2.

Settled at 75% of offer - cash required for Xmas.

 

Claim against Smile.

Settled in full, without MCOL involvment.

 

Claim against MBNA.

S.A.R. - 18th September 2006

Pre Lim - 24th November 2006

Damm, forgotten about this one!

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teehee, I would have seen that if i'd read your signature, but I'm still a little hyper that I'm going to have all my money back!!!!!!!!

 

after I filed my claim online, it was about 1 month, and barclays filed thier defence. about a week later i got my allocation questionairre, which had to be back after 2 weeks. then about 2 weeks later i got a court date for about 3 weeks after. so I'd say it took 11 weeks or so after my online claim was accepted.

 

I started tha ball rolling back in june! I'm so chuffed it's all over!... nearly.

I have to accept it yet... I'm still unsure about what to do about the money they have taken from me in the meantime. I think I will have to write another letter in with my acceptance. Any one have any Ideas on how I should word this?

 

:D

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Hi Madam Ra,

 

It may well be worth knocking up a letter along the lines of 'I will accept your offer in settlement of my claim, only under the premise that it is unconditional and the following charges additionally made to my account are refunded:

 

Date / charge type / amount

 

This makes a settlement total of "£xxxx.xx". Once this amount has been refunded to my account I will contact the court to withdraw the claim'.

 

Should do it :)

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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reload - That sounds FAB. Thank You!

 

I'm off to write it up now!

 

:D

 

I really hope that this brightens you all up since nobody has told us that they have got all their money back recently

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Well done Madam RA, My court date isn't until 18th Jan so ive got ages yet. Lets hope they are still paying up then.

Isherwood v Barclays £1155

1st letter sent 3/6/2006

Offer of £465 rejected 1/7/2006

LBA sent 10/07/2006

bogoff REPLY SENT 12/07/2006

MCOL COURT ACTION 17/7/2006

ACKNOWLEDGED 28/7/2006

DEFENCE ISSUED 17/8/2006

Defence and AQ received 23/8/2006

AQ delivered by hand to the County Court 24/8/2006

Court Date received on 26th Sept for 18th January

Documents Sent to Barclays and Courts 12th Oct

2ND JAN SETTLED IN FULL

 

MBNA request for £67 refund sent 17/7/2006

Halifax - Your next :eek:

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UPDATE!

 

Right. Well i sent off the letter to Barclays saying:

'I will accept your offer in settlement of my claim, only under the premise that it is unconditional and the following charges additionally made to my account are refunded:

 

Date / charge type / amount

 

This makes a settlement total of "£xxxx.xx". Once this amount has been refunded to my account I will contact the court to withdraw the claim'.

 

As above, thanks reload!

 

Well, I had an answer machine message on thursday evening (in a panicky voice!) asking whether I had signed the letter and sent it back yet... I also go a letter with the same on, first thing friday!

 

So I called this guy back on Friday morning explaining I had sent a letter on tuesday. I expolained that I would only accept if I got the extra money. He said he'd have to call me back. 10 mins later he called back saying... well we shouldn't, but my manager has agreed you may have the extra money... can you cancel the court now please!?? hehe,

 

So I say of course, as soon as I see that the full amount plus the extra couple of hundred is in there I will call them and cancel. He agrees.

 

I checked my account about 3 times and nothing. so at 1.30ish, I ring back and say 'you do know if this is not in my account before 3pm I won't have time to call the court and I will have to see you there on Monday'. He panicked and said it will be in soon, there was some problem. I said, well that's not my problem - I have no problems with going to court on monday so it's up to you.

 

I get another call about 5 mins later saying it is in my account :-D

So I checked - It was :-D

 

AND they still haven't recieved my letter, saying that I won't keep it secret!!! Heehee which tabloid should I go to first ;)

 

I guess i best withdraw the money pronto so they can't take it off me again!

 

HOORAH! One up for the little people :lol:

Ra*

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and I'd just like to add...

 

I badged most of the entire process up. If anyone is worried about little things like putting the wrong amount on the letter or adding the interest when you shouldn't - DON'T WORRY... I did it alll and still got it all back!

 

Firstly, when I did my first schedule of the charges, I cocked up the calculations of interest (even though i wasn't meant to put them on :p ) which meant I asked for £6 interest back instead of £120ish!!!!!!

 

But on the next letter I set it straight.

 

THEN I messsed up when I wrote up my MCOL form. I thought it was meant to be a brief statement and that they wouldask for the rest of the details later - so I didn't even put my banking details! Only the amount!!! (I didn't see the template on here :rolleyes: )

 

YET I STILL WON :lol::-D

 

I just want everyone to know that it doesn't really matter if you mess it up - keep going, you'll get your money back!

 

AND do ask for any money they may have charged you in the mean time - they will give it to you rather than go to court!

 

Hope this helps you guys... this was what I was worried about (obviously) as I had done so much wrong!!!!

 

Ra*

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Congratulations!! Well done!!

 

I just absolutely LOVE your story of the telephone encounters with Barclays' "panicky" little man. It's made my day.

Victimnomore

By day, quiet unassuming bank customer - but, by night, .. .. .. .. ..

Barclays Case1

14/03/07 **WON** FULL settlement £3358.39

Barclays Case2

08/09/08 Prelim: please give me my £187.91 back.

Halifax Case1

14/03/07 **WON** Refunded £728 (including £54 costs)

Halifax Case2

08/09/08 Prelim: please give me my £268.24 back.

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