cat vs natwest

[purplecatlover]

oh thankies westy and deller, i was in such a tiswaz i didnt even think to go looking for the bundle which i knew existed and had bookmarked for when i needed it.

 

i really really really hope i do get a better offer form them soon

[purplecatlover]

im thinking of sending cobbetts an uptpdate version of my schedule of charges, since i started there have been a couple more charges applied to my account, and obviously interest as changed since then too. do you reckon i could add them on and send it to cobetts with a letter something along the lines of please find attached an udated schedule of charges, the ful ammount of xxx being the amount i would accept as settlement of this case. documents to be used in court to follow. ?? (and i downloaded the court bundle, opened it in word and it wouldn tlet me save as it is a read only file, how can i make it not read only?

[natwesttookmymoney]

My personal feeling is to run with the existing claim and then go back for the rest after the first claim is settled. BUT if you can get cobbett's to agree then it may be worth it - as long as you're prepared for them to amend their defence. In my case (see my thread) there's absolutely no way I'm going to give them a sliver of an excuse to improve their defence.

If they don't agree, you can ask the court. The amendment fee is £35 and it's non-refundable.

that's my understanding, anyway.

Westy

[Deller]

I'm pretty sure though that if you do wish to go down the amendmant route then it will mean re-submitting your claim through the courts, which of course is going to further delay proceedings.

I feel as though in this case it's probably best to make a seperate claim after settlement of this one.

[purplecatlover]

shucks, i was hoping i could just add them on. oh well it was only a couple, they can wait. thanks

[purplecatlover]

well well well! i just had a knock ont he door wiht an unexpected special delivery letter. from cobbets, the ful and final settlement, the usual blah about their costs would exeed but they would win and two conditions 1. i agree not to disclose to any 3rd party any details relating to the payment 2. i withdraw my claim now do i accept? or do i push for withdrawal of the first condition?

[RobberBank]

There is a draft letter on here somewhere to respond to that which asks for payment to keep quiet. Did the letter come with the cheque?

[purplecatlover]

yes it did for the full ammount.

[purplecatlover]

oh sod it im gonna pay it into my account and send of the court cancellation of case thingy.

[RobberBank]

Make sure you wait until the cheque's cleared first!

[purplecatlover]

oh glad you reminded me i hadn't even thought of that thanks

[RobberBank]

Not sure about the timings etc re cancelling the claim, so it may be worth checking if there are deadlines etc.....but the important bit is to get the cheque cleared and put the money somewhere safe!

[purplecatlover]

timing wise i had till the 18th jan to send in the court bundle so check will be cleared before then and cancellaions can be sent then. check is all paid in now something for others to watch for if your paying your check into a diffwerent account, on my check where they ahd written my name they had also written into account no and my account number. i was paying it into their anyway since i dont ave another account but watch out folks. (and as a by the way i am reading along on some of your threads, just being quiet) a big thank you to everyone who has offere me help and advice, reasurance and encouragement here.