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    • The case against the US-based ride-hailing giant is being brought on behalf of over 10,800 drivers.View the full article
    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
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Letter from Red saying that they now have a copy of my credit file.


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Hi all

 

I have received a letter from Red saying that they now have a copy of my credit file and are assessing the best way to recover the money I owe to Lowell. Can they get a copy of my credit file without my authority?

Lloyds TSB claim £1896.27

Need to send DPA to Barclaycard and Barclays Bank

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Hi all

 

I have received a letter from Red saying that they now have a copy of my credit file and are assessing the best way to recover the money I owe to Lowell. Can they get a copy of my credit file without my authority?

 

Of course they can. Their letter does mean anything. If Lowell are dealing with a debt in your name, then that is sufficient for them to access your credit record.

 

Your reaction to their letters is the one they are hoping for. Ignore them, unless they send you a letter before action saying that they will be taking court action or you receive a court claim.

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Hi, foxyred.

 

I have moved your post to start a new thread for you, please continue to post here regarding this issue.

 

Thanks.

 

Scott.

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Hi all

 

Thanks for your advice and for moving the thread.

 

The letter does offer for me to pay 70% of the balance as full payment. I can't keep up with this as they keep changing the DCAs and confusing the situation.

Lloyds TSB claim £1896.27

Need to send DPA to Barclaycard and Barclays Bank

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The letter does offer for me to pay 70% of the balance as full payment. I can't keep up with this as they keep changing the DCAs and confusing the situation.

@foxyred, that's what they want.

don't let the bast*rds grind you down

If they offer 70% tell them 10%.

If they change dca's deny any knowledge of the debt unless they notify you of the change in writing.

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I have received a letter from Red saying that they now have a copy of my credit file and are assessing the best way to recover the money I owe to Lowell.
Oh dear, looks serious, until you realise that Lowells and Red are the same company.

next is Hamptons?

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Hi all

 

Thanks for your advice and for moving the thread.

 

The letter does offer for me to pay 70% of the balance as full payment. I can't keep up with this as they keep changing the DCAs and confusing the situation.

 

If they are offering a discount means one of the follwing thing

 

The debt could be statue barried

the debt could have no paper work to back it up

there could be PPI on it

 

dont pay them just yet until they proove to you that you lawfully owe this.

 

How old is the debt? Whats it for and when did you last make payment

 

Have you checked your credit file?

 

Remember knowledge is power the more you know the less they can do you for

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You gave permission when you signed the original agreement

for your data to be shared and reported on CRAs Lowell having

bought a debt no have the right to search your files.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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  • 1 year later...

Oops, sorry didn't check back on this one. Thanks guys for your assistance. I'm just about to start a new thread so going to need your help on that one! :)

Lloyds TSB claim £1896.27

Need to send DPA to Barclaycard and Barclays Bank

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