Cabot chasing old Barclays student account from around 2002!!

[lakesidelady]

No I haven't signed any correspondance :-)Thanks will send the Dispute letter this week.

[lakesidelady]

UPDATE:

 

Received the below letter today

 

Dear ********

Unfortunately Cabot Financial has not yet obtained the required information from Barclays PLC to comply with your request under section 77/78 of the Consumer Credit Act 1974. We will continue to request the information from the original lender to assist you with your request and shall forward this to you once received.

Your credit agreement is currently unenforceable which means we are not permitted to obtain a judgement or decree against you in Court. However we would like to remind you that you remain liable to repay any outstanding balance under your credit agreement and therfore recommend you contact us to discuss the repayment options available to you.

Yours sincerely

Customer Assurance Team

So my question is do I now just assume that these low lives will leave me alone or do I need to contact them again. Is it possible that the whole cycle will start again in a few months with a new DCA?

 

Thanks

[havinastella]

Hi LL,

 

It's possible, but just send them a copy of that letter to see them off!

[dx100uk]

thread title sllghtly changed and moved to barclays forum.

 

dx

[slick132]

Hi Lakesidelady,

 

From reading the first page of your thread, the debt appeared to be Statute Barred.

 

On page two of the thread, there's the suggestion that payment of £140 was made in 2007. Has anyone sent you anything to prove this is so.

 

If not, you should continue to treat the a/c as S-B'd. This is backed up by the lack of any CRA data showing for this a/c over the last 6 years.

 

Even if they managed to pull a loan agreement out of the hat, they have still to prove the a/c is NOT S-B'd.