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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • FTMDave
      Alliance Parking ANPR PCN (NTK now LOC) - Appeal Refused - 17min Overstay - Harlyn Bay

      By FTMDave · Posted

      Notice how Kev goes about his scam.  In Kahunaburger's case they left the car park well before the time shown on the ticket they had purchased.  But because Kev added on the time taken to look for a parking spot and queue to pay/try to get an internet signal he still sent them an invoice. So If you had left before the Justpark message, say at 3:55, Kev would still have managed to turn that into a stay of 4:06 and thus an overstay and an invoice. Unfortunately for Kev, judges have ruled against his reasoning.  Have a read of this famous case  http://parking-prankster.blogspot.com/2014/03/waiting-for-space-is-not-parking.html  
    • fkofilee
      Perch/TM PAPLOC - old Oakbrook PDL

      By fkofilee · Posted

      Its okay - It happens. And this is why DCAs  user every trick in the book to try and make you crack.  Now its time to come back.    Im not sure how to proceed if Im honest if they have issued a Letter Of Claim.  Only as You could complain to Oakbrook and they still proceed with Legal Proceedings, but I dont know if that would help or hinder the legal proceedings if they began down that avenue.  I know a FOS complaint wouldnt stop Legal Action and probably run along side it.  But I guess a judge would view a disputed balance with the original creditor as cause for concern whether the DCA's claim is valid?    A bit of a muddle.     
    • FTMDave
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      By FTMDave · Posted

      That is superb. To answer your question - Dear Mr Dhaliwal Change the sentence - As our disabilities were ignored and disregarded for the time taken I believe this is discrimination against us ... To - As our disabilities were ignored and disregarded for the time taken I believe this is discrimination against us contrary to the Equality Act 2010. Iceland have always been useless, not only in your case but in others, but I think if they realise they are breaking the law it will encourage them to act. I also think the letter is overlong and you could lose the paragraph - I cannot afford any unfair charges of this kind as I am severely struggling financially. I cannot work and am a carer for my disabled Son who also has a mental and mobility disability. I obviously do not have any disposable income and am in debt with my bills. So its an absolute impossibility for me to pay this incorrect charge - as the main points are made elsewhere.  
    • catscratch
      Perch/TM PAPLOC - old Oakbrook PDL

      By catscratch · Posted

      Hands up in the fact that i have probably F***** *P!!
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      Car Finance Awards celebrates best of the industry

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      Car Finance Awards celebrates best of the industryView the full article

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

ESA Time Limit You Can Cliam For

confus

By confus
in Benefits and HMRC

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confus

confus

Posted
Posted

I have just read that you can only claim ESA for a year as opposed to ongoing whilst on IB, is this correct and if so, what is somebody who has long term mental health problems supposed to do after that year? They cannot be sure that that person will be well enough to work?

 

Also, I read that whilst claiming ESA you can get help paying interest on your mortage, would you be able to do this if 2 people (who are seperated) are named on the mortgage, one working and one on ESA? Would they pay the part that the person on ESA pays? If that makes sense.

 

I have a very distraught relative with servere mental health issues who is now (after reading the above) having some sort of meltdown and I do not know how to to advise her. It seems this government is just going to hang people out to dry with no thoughts on how ill people are doing to deal with all this.

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Eagle Eyed

Eagle Eyed

Posted
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Employment and Support Allowance (ESA) is the benefit that is replacing Incapacity Benefit (IB) which is being phased out. The Government has today voted to push through plans to limit Contribution-based ESA to one year, and these changes will go through from April this year if this Government does indeed force them through.

 

It is important to stress that your relative may well be in the "Support Group" which would mean that they are exempt from removal of the contributory based ESA. It is important to check this, as it may be that they are in the "Work Related Group" or the "Support Group".

 

As I understand it, those who fall foul of this change will be moved onto Income-based ESA, which is means tested and takes savings into account on calculation.

 

To be frank, the changes are an absolute disaster and will be further muddled next year with the arrival of the Universal Credit.

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confus

confus

Posted
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Posted

Thank you for replying, she is in the Working Related Group.

 

Income based ESA - does this include what a person has coming in every week or is it just related to savings

 

I must admit, I agree with you totally and I don't see how these changes could work alongside Universal Credit, nothing seems to make any sense now and it certainly doesn't help the people concerned who are ill in some way or other. I just would like them to clarify all changes and leave it at that but they seem not to know their a***s from their elbows.

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Eagle Eyed

Eagle Eyed

Posted
Posted

If she has been on ESA for a year in April, then I'm afraid that the contribution-based ESA will end and she will be moved to income-based ESA. Income-based ESA is means tested, that means that any income she has, and her partner/spouse if she has one, will be taken into account as well as any savings. If she has a recent letter detailing her benefit level, it may well detail how much she would get on Income-based ESA and would be worth checking.

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confus

confus

Posted
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Posted

Thanks again, she moved onto ESA in November so I presume that will end this coming November, she is a single parent but my son still pays half of the mortgage. Do you know what kind of income she is allowed to have in order that she can claim ESA or perhaps somehwere I can find this information? Thank you for all your help

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antone

antone

Posted
Posted
Thank you for replying, she is in the Working Related Group.

 

Income based ESA - does this include what a person has coming in every week or is it just related to savings

 

I must admit, I agree with you totally and I don't see how these changes could work alongside Universal Credit, nothing seems to make any sense now and it certainly doesn't help the people concerned who are ill in some way or other. I just would like them to clarify all changes and leave it at that but they seem not to know their a***s from their elbows.

 

There are two types of ESA: contribution based ESA© and income based ESA(IR). ESA© is based on her NI contributions and isn't affected by savings or a partner's income. ESA(IR) is based on the amount of money a household has coming in each week, so savings over £6000 are considered, as is any partner's income.

 

At the moment, there is no time limit on ESA© but legislation currently before Parliament would set a maximum time of 12 months to claim this benefit. No time limit exists or is proposed for ESA(IR).

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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confus

confus

Posted
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Thank you both, much appreciated, will have to find out which one she is receiving. Is it likely the the ESA© will go through parliment at a set time of one year or is that up in the air too?

 

She has no savings so that cannot be taken into account.

 

Very helpful forum, thank you very much

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norby500

norby500

Posted
Posted

sorry for seeming to be a bit stupid but i have been on ESA since 2009 (december) and only in september 2011 i was awarded my full ESA and put into the work related activity group....in what way will i be effected?

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antone

antone

Posted
Posted
sorry for seeming to be a bit stupid but i have been on ESA since 2009 (december) and only in september 2011 i was awarded my full ESA and put into the work related activity group....in what way will i be effected?

 

Do you receive ESA© or ESA(IR)?

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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Eagle Eyed

Eagle Eyed

Posted
Posted
sorry for seeming to be a bit stupid but i have been on ESA since 2009 (december) and only in september 2011 i was awarded my full ESA and put into the work related activity group....in what way will i be effected?

 

If your ESA was backdated to December 2009, then I am afraid you will be affected in April.

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Eagle Eyed

Eagle Eyed

Posted
Posted
i did receive a backdated payment but i don't believe it was backdated back to 2009 december...i got all but 3 months

 

I'd certainly query that. You need to know how long they are counting that you have been on contribution-based ESA, and therefore how long you will be covered for.

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Eagle Eyed

Eagle Eyed

Posted
Posted
okay thank you...what changes will happen? as i don't have any kind of savings and i will be living with my brother who supports himself and pays his own mortgage which i can't afford to give him rent and survive.

 

I'm not sure how they will look at your case. As I mentioned earlier, Income-based ESA is means tested, so I cannot be sure as to how they will look at your circumstances I'm afraid.

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antone

antone

Posted
Posted

If you have no savings and no other income then it seems likely you would qualify for ESA(IR). Note, though, that we can only give general guidance here, we can't say for sure.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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norby500

norby500

Posted
Posted

hi antone, thank you for the somewhat breath of slight fresh air. i am completely tangled by all of this. I live with my brother and it is his house and he pays the bills so i only have my benefits to live on. I don't see how people have 6,000+ savings on benefits anyway, i have just enough to live on.

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