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    • Why would you do a Freedom Of Information Request? Thats for public and government bodies only...    Either way, this is what happens in debt collection. Accounts sold as a figure on a spreadsheet loaded into a system that contact people to pay until they give in .  They never send the original agreements with pruchase. And yes, please do name names..
    • I bought a rare collectible item from a friend in USA. I paid him via Paypal and had him send it to my forwarding address in USA. This is a business called Stackry which is essentially storage lockers that consolidate packages for you and you choose how and where to ship them, thus cutting on international shipping costs. I have done this many times before and never had an issue. On this occasion, I chose the option of Global Mail Direct. The package was picked up and handed to DHL e-commerce and I was able to track it all the way to the UK. From then on, it was handed over to Evri and a new tracking number was generated. Long story short, they lost it. The driver marked it "out for delivery" then 2 hours later "returning to sender". I was at home and no attempt for delivery was made. What followed was several weeks of back and forth with Evri through chatbots, emails and phone calls trying to locate the package and have it delivered to me. They said I should contact the sender. I explained that in this scenario I am the sender and the recipient. I did not get anywhere. I emailed the CEO and joined a Facebook group. I kept screenshots of everything. At no point did they make a genuine attempt to intercept the package or locate it or at least assure me that it's on its way back to its origin in the US. For several weeks now, the tracking is simply stuck at "on its way back to sender". They owe me £200 and I intend to get it. I do not care how long it takes or how much it costs me. I am prepared to fight this to the end. I wrote them a letter before action and sent it by tracked post to their HQ giving them 14 days to make things right before I take the matter to court. It has been a week now and I have had no response.  I have no experience with legal matters and I am hoping someone can guide me into what I should do next. Thank you.
    • Thanks Dx, Tbh, I’d forgotten that this account was the subject of a charges claim - nearly 10 years ago now! I don’t know for sure that a default notice was issued by Barclays when the account was in arrears but I would guess there may have been one somewhere in 2010. A suspended repossession order was awarded around May 2010 so I’d assume that a default notice would have been a pre-requisite. Based on the info in the thread those arrears were cleared around 2014-2015 but I don’t have any more info to hand atm since it’s such a long time ago. I believe the files I prepped for court in 2015 have since been shredded. How would the presence or absence of an old default notice help with this current issue? Thanks for the merge/support. J  
    • This is the full SAR documents that I received. It includes the proof that they deliberately chose not to give me a physical PCN at the time of parking. W3 SAR documents .pdf
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Tax credits investigating living together - please help


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hi honeybee, i think this forum is brilliant and all the advice that people got, it kept me sane.

my position now is i was advised to appeal against what happened to me and wish i had, but at the time was to ill, and just wanted it dealt with. i ended up paying a lump sum back and the rest in instalments.

i would advise anyone going through this , to go to cab and stay strong as it is not worth having your life ruined by it.

 

 

folle xx

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Hi thanks to everyone.. i thought i would update everyone.. yes been a hard couple of years and came through it.. the cab wanted me to fight my case.. but i had not got the strength.. just wanted it over.. but anyone going through this.. chin up and fight for your rights ..wish i had and thanks for all the help people gave me xx

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hello. folle. i was recently investigated by tax credits. i received a letter back in december stating i was being investigated because they believed i was not longer single and they were right, i had been living with my partner for a good few months. i had not declared it but this was becuase there were other issues in my life and i simply 'didn't get round to it'. I nearly drove myself mad over it it, i could not sleep, eat and i was driven to distraction becuase i thought i was going to be prosecuted and go to court bla bla bla, i couldn't even bring myself to call them! I wrote to them explaining my situation, I didn't send in anything they asked for, bank statements, utility bills , mortgage stuff etc, i simply wrote explaining everything and telling them the truth. I had a letter come yesterday asking me to call them , which i did. The man I spoke to was absolutely fab, he was very approachable, did not judge me or have an attitude etc. Becuase my time span i was being investigated for was only 5 months , he has cancelled my single claim and told me to apply in joint claim and that is basically it. It's over and I have nothing further to worry about. I should have just rang them in the first place, i would have had much more peace of mind. At the end of the day I don't think they would have the capacity to go around prosecuting everyone, as there are soooo many people who must be under investigation at any one time and I am sure that the case officers just want to get their caseloads dealt with in the most efficient way possible. Please call them, don;t do what i did and wait a month for a reply ( a month that was completely spent worrying about the outcome). Ring them , explain your circumstances, they will understand. xx

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hello. folle. i was recently investigated by tax credits. i received a letter back in december stating i was being investigated because they believed i was not longer single and they were right, i had been living with my partner for a good few months. i had not declared it but this was becuase there were other issues in my life and i simply 'didn't get round to it'. I nearly drove myself mad over it it, i could not sleep, eat and i was driven to distraction becuase i thought i was going to be prosecuted and go to court bla bla bla, i couldn't even bring myself to call them! I wrote to them explaining my situation, I didn't send in anything they asked for, bank statements, utility bills , mortgage stuff etc, i simply wrote explaining everything and telling them the truth. I had a letter come yesterday asking me to call them , which i did. The man I spoke to was absolutely fab, he was very approachable, did not judge me or have an attitude etc. Becuase my time span i was being investigated for was only 5 months , he has cancelled my single claim and told me to apply in joint claim and that is basically it. It's over and I have nothing further to worry about. I should have just rang them in the first place, i would have had much more peace of mind. At the end of the day I don't think they would have the capacity to go around prosecuting everyone, as there are soooo many people who must be under investigation at any one time and I am sure that the case officers just want to get their caseloads dealt with in the most efficient way possible. Please call them, don;t do what i did and wait a month for a reply ( a month that was completely spent worrying about the outcome). Ring them , explain your circumstances, they will understand. xx

 

 

I have just been investigated for similar thing! I today rang TC office and they said I've been issued with a 3k fine :( does that mean I can get further punishment ?

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I have just been investigated for similar thing! I today rang TC office and they said I've been issued with a 3k fine :( does that mean I can get further punishment ?

 

hello, i'm not expert here but I do not believe you will get any further punishment after a fine.

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Hi i'm posting here to give my experience and outcome. I was investigated for living with a person they believed to be my partner. They initially asked me to send in utility bills, mortgage statements, bank account statements, and council tax bill to prove my single claim which I did. The person they believed to be living here is a really good friend and has been for ten years, He had helped my daughter obtain a car on finance. basically as she had just turned 18 and couldn't get credit, in doing so he had to change his driving licence to my address. They had suspended my payments which caused a real financial hardship.

Upon receiving the evidence above they phoned me to say it was insufficient, in reply I said I have sent you everything you asked for, The lady I spoke to on the phone at this point was really rude and said if he is not your partner why are his bank statements, his p60, and doctors registered at your address, As you can imagine this really threw me and it made me really angry, Having believed what she had said I phoned jay and asked him about it keeping in mind that I would have known if his bank statements were coming here, He insisted none of what the lady said was true, she also asked why I wasn't claiming the 25% single person discount on council tax, I told her I had an 18yr old daughter living with me so I wasn't entitled to it.

Jay came to see me on the Friday evening with p60, bank statements, doctors letter all in hand, proving the woman had blatantly lied to me. Jay then sent all this documentation of with a covering letter. Now what they don't want you to know is they get commission on every penny they claim back so my advice to anyone who is investigated and truly are entitled to the monies claimed fight your corner do not be bullied into admitting guilt if innocent.

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