Jump to content


  • Tweets

  • Posts

    • You can't, but you can (and really should) bring up the point that the lender isn't meeting their legal obligations in selling the property for fair market value. You'll have to do this in court, though.     A receiver is bought in by the lender, not you. If they're a registered insolvency practitioner, you may be able to raise a complaint to the insolvency service but there are no guarantees here. Many receivers are also registered with the RICS and self-regulate so if you know the name of the receiver you can check there, again no guarantees.   https://www.rics.org/surveyor-careers/career-development/accreditations/registered-property-receivership-scheme
    • China green-lights mass production of autonomous flying taxis — with commercial flights set for 2025 | Live Science WWW.LIVESCIENCE.COM The EHang EH216-S autonomous flying taxi is the first eVTOL ready for mass production and could lead the way for flying cars around...  
    • Lolerz - I don't understand you.  Rebuked you?   No. I simply replied to your orange comments with legal facts as I know them.  I've already worked through the s42 and s146 issues - over the last 3-4y - and these issues are (mostly) resolved legally.  In terms of posting evidence.  Sure I can post some.  But my most recent questions have been a) how can I enforce a sale before trial?  And b) how can I make a complaint and/or a claim v receiver? (E.g. to which body do I complain?).  At the mo I'm asking for some helpful pointers on those specific questions??  I'm not asking for help with how to prove or present evidence. Fwiw - all evidence for trial has been disclosed (although additions are poss). The lender sent me like 10,000 emails and docs.  There's also 000s of emails, docs, photos, videos, recordings and texts that relate to freeholders/ me.   I read, filed and categorised everything for ease of future reference.  Witness statements and evidence were prepared for trial in the 42 and 146 matters. (now joined with current claim to save duplication).  I've lived the process before.  My current statement and linked evidence has taken like 6 months to draft/ write - to ensure I can succinctly prove my defence and counterclaim points.   Whether I can convince a judge at trial w/o lawyer / barrister is debatable 🙄   But I've prepared.  And continue to try better prepare - which is why I visit this site (and clinics).  This is NOT my business or expertise at all.  I'm just trying.  Not that anyone should ever have to justify why they need help if they ask politely! 
    • Thanks for the other info will also take a look at that.
    • It doesn't use the word reconstructed in the cover letter.  Although, I have just noticed on the cover letter they have asked me to complete a financial statement and offer a repayment within the next 10 days, or they will continue to follow court directions.  They sent a separate letter on the same day advising me they will be continuing with their claim ?  They have done the same for both claims.  Is it worth just doing that - doing the financial breakdown and offering a x amount.    
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4522 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi looking for a little advice

 

My mother has been a customer with BAYV for some years now she has several products from them to a walue of £180 every 6 week

 

she is 65 years old and is disabled

 

about 2-3 month ago she found it really hard to keep payments and took the advice of a family friend to just stop paying which she did

 

after a while she offered a reduced payment which she pays every week

 

a few days ago some snotty manager phoned and told her they wanted the goods back - which my brother has sold most of

 

she tried to say she would pay £20 a week but they refused and said they were phoeing the Police

 

now she does not know what to do

 

Can/Will these companys BAYV/Perfect Home get the police involved

and if so what will happen with my mother

 

Thanks in Advance.

Link to post
Share on other sites

i'd report THEM to the police

 

no they cannot get the police

 

what a load of ole twaddle.

 

its a CIVIL debt.

 

end off.

 

pay what you can

and stuff' em

 

though i think you have other issues that need resolving

 

like the selling of goods that were not hers to sell?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

That is what i thought but she is petrified now incase she gets knocked up and arrested

 

i have told her about getting things for other people on HP

she has learned the hard way i guess this has really annoyed and upset her

and had kept me awake at night wondering what would happen they were really nasty with her

 

she offered to pay £20 a week only a few quid off what they wanted

but they refused point blank

 

i will give her your advice tomorrow and lets hope that is the end of it and she has learned a lesson thanks heaps.

 

She did not sell them she got them for my brother who sold them i think

that is what she is worrying about with them belonging to bayv and him selling them incase they call police for theft.

Edited by Biggie7619
Link to post
Share on other sites

thats his problem NOT hers

 

but it would be a VERY VERY long way off

 

even though not as such related

it might be of int

for you to read this thread.

http://www.consumeractiongroup.co.uk/forum/showthread.php?309656-Police-arrest-customer-to-allow-Buy-As-You-View-to-seize-goods

 

and other threads in this forum

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Buy As You View.

 

Your so called Family Friend didn't do any favours by telling your Mum to stop paying.

 

Never mind, pay what she can, stay OFF the phone, they have an email address you can use to talk to them, so do that.

Give your brother a kick up the backside putting your Mum in such a difficult position....they are only really nasty on the phone because they think they can get away with it, so unless you are able to record phonecalls, then it is either email or letter.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

Thanks Guys for all your advice

 

dx100uk

Re: BAYV and the Police

thats his problem NOT hers

 

but it would be a VERY VERY long way off

 

even though not as such related

 

So they would be able to get the police in for that but it would be my brother who was arrested or am i reading it wrong.

 

Bazooka Boo

Re: BAYV and the Police

Buy As You View.

 

Your so called Family Friend didn't do any favours by telling your Mum to stop paying.

 

Never mind, pay what she can, stay OFF the phone, they have an email address you can use to talk to them, so do that.

Give your brother a kick up the backside putting your Mum in such a difficult position....they are only really nasty on the phone because they think they can get away with it, so unless you are able to record phonecalls, then it is either email or letter.

 

I Think she has learned not to listen to what the family friend says anymore and we have fell out with my brother over this.

Link to post
Share on other sites

Thank you for letting us know of your concerns. In terms of the legal position, the goods were purchased under a Hire Purchase agreement and as per the Consumer Credit Act, we retain ownership of the goods until they are fully paid for. Full details of the legal situation and payment terms will be on your copy agreement. If you need further information and wish to seek clarification, then we would encourage you to take independent advice from a 3rd party such as your local Trading Standards Office who can give correct advice on the legal position.

However, in order to try and resolve this matter, we can review the situation and arrange to contact your mother to discuss the options available to her. If you can provide me with your mother's name, address and telephone number, then we can review the positin and advise accordingly. You can either send me a private message via this site (please do not post your details on line), or alternatively contact me by email or telephone as below. We look forward to hearing from you shortly.

Linda Davies, Customer Service Director

Email: [email protected]. Tel 07854 000665

 

Hi looking for a little advice

 

My mother has been a customer with BAYV for some years now she has several products from them to a walue of £180 every 6 week

 

she is 65 years old and is disabled

 

about 2-3 month ago she found it really hard to keep payments and took the advice of a family friend to just stop paying which she did

 

after a while she offered a reduced payment which she pays every week

 

a few days ago some snotty manager phoned and told her they wanted the goods back - which my brother has sold most of

 

she tried to say she would pay £20 a week but they refused and said they were phoeing the Police

 

now she does not know what to do

 

Can/Will these companys BAYV/Perfect Home get the police involved

and if so what will happen with my mother

 

Thanks in Advance.

Link to post
Share on other sites

please keep us informed on this

 

you came here for help

 

dont let the thread die.

 

your replies could help others.

 

barring private info that obv cannot be exchanged on a public forum

 

the rest of the comms should be in the open not

via secret emails .

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

any updates please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...