Firstplus PPI claim

[rgale40]

Ok, I'll let you know how I get on...

[ims21]

[rgale40]

Ok - I've had an initial response from FirstPlus.

 

They've written regarding loans 1 & 2 saying that they'll investigate the complaint & respond no later than March 14th.....which is exactly 8 weeks from the day they'd have received the complaint.

 

Regarding the 3rd loan, they've said that they've investigated & as no PPI was sold with the loan my complaint hasn't been upheld. They also said that this decision was final, and if I didn't accept it I'd have to complain to the FOS.

 

I'm inclined to wait & see what happens with the first two loans & take it from there.

 

What do you think?

[ims21]

Hi

 

Yes I would agree...wait and see what the outcome is of the other two

 

ims

[rgale40]

Good morning.!

 

Well, I've had a response from FirstPlus........nearly 4 weeks before the 8 weeks is up, which is a little surprising. What's even more surprising is the amount that they appear to be offering me?

 

Any chance you could have a quick look at the paperwork to make sure that I'm not misinterpreting anything?

 

It all sounds a little too good to be true.......

[ims21]

Hi

 

Yes post up the details....remember to remove any personal details/identifiers if posting up actual docs.

 

Regards

 

ims

[rgale40]

Ok, will do.

 

It might take a little while 'cause I'll have to copy all the docs & remove the identifiers.

 

I'll get back to you in a bit.

[rgale40]

Ok, here you go.

 

I've attached the following:-

 

Covering letter

Details of how they calculated the refund

Tax information

Acceptance forms for loans 1 & 2

 

I'll have to send the acceptance form for loan 3 in a separate post, 'cause I can only attach 5 items at a time. I've blanked out the loan account numbers & substituted 'loan1',' loan2', & 'loan3' - hope that's clear?

 

Also, I haven't bothered to send the second page of each acceptance form, 'cause all that's on them is a space for a signature & date.

 

Many thanks for taking the time to look at them for me..

Tax0001.pdf

Acceptance Loan 30001.pdf

Refund calculations0001.pdf

Covering letter0001.pdf

Acceptance Loan 20001.pdf

[rgale40]

Here's the acceptance form for loan 3......like I said, all to good to be true - ??

Acceptance Loan 30001.pdf

[ims21]

Hi

 

I'll see if I can grab a look at these tonight

 

ims

[staylor17]

Hi, I took out a similar first FirstPlus loan as yours in 2003 , but have had no joy in getting the PPi payments refunded. I wrote to FirstPlus and they said the PPI was with Central Capital as they are the selling agents. I wrote to Central Capital and they said that they were not a member of the GISC or ABI, and as it was longer than six years ago it is in fact time barred from the courts and FOS. I wrote to the FOS and they agreeded it was not much they could do as it was before 2005.As your loan was more than Six years ago any ideas why your case if different to mine ?Many ThanksSteve