Hi, I took out a similar first FirstPlus loan as yours in 2003 , but have had no joy in getting the PPi payments refunded. I wrote to FirstPlus and they said the PPI was with Central Capital as they are the selling agents. I wrote to Central Capital and they said that they were not a member of the GISC or ABI, and as it was longer than six years ago it is in fact time barred from the courts and FOS. I wrote to the FOS and they agreeded it was not much they could do as it was before 2005.As your loan was more than Six years ago any ideas why your case if different to mine ?Many ThanksSteve