MCS, Rockwell, HSBC?

[summer30]

I have been paying MCS for an HSBC debt for about 3 years now, recently however I got 2 letters from Rockwell saying I haven't paid this outstanding debt and how am i going to pay it.

 

Are these companies related? I've never had a letter to say they took over just these 2 letters, tbh I thought the first was an error and didn't take much notice.

 

 

I've emailed them saying what's going on as ive been making payments in good faith to MCS. Just wanted to ask on here see if anyone could shed any light. thanks

[dx100uk]

i seriously question WHY you are paying anyone

those two are well know spoofers on closed debts

 

check your CRA file

 

if a debt does not show - 9/10 its dead and needs not be paid.

 

tell us more about the debt history.

 

dx

[summer30]

that sounds worrying. I have 2 hsbc debts which I did all the CA requests etc which all came back and ended up paying a small amount per month, I did get a lot of letters from MCS when I was paying ,saying I hadnt etc it because it became such a joke I just ignored it and kept paying and wrote them a letter saying whats going on stop sending these letters, Nothing happened and no letters came through until this year when I started getting the Rockwell ones saying I owe this debt and their client hasn't been paid. So far I have just contacted them and said I'm paying a dca plan that was set up 3 years ago and what are they now playing at. Currently awaiting reply.

 

what is the 9/10 ? thing I dont know what that means ,. thanks

[dx100uk]

i mean if a debt does not show on your CFA nine out of ten times, the debt is spoof!

 

check your cra file

 

something smells here bigtime

 

if other dcas are chasing a debt your are paying

i wonder if MCS are just pocketing the money you are paying

 

me thinks you've been spoofed

HSBC wrote this off years ago against tax.

 

a CCA is NO legal doc to demand payment, just means they can prove its yours.

 

cra file PDQ!

 

dx