Jump to content


  • Tweets

  • Posts

    • Lolerz - I don't understand you.  Rebuked you?   No. I simply replied to your orange comments with legal facts as I know them.  I've already worked through the s42 and s146 issues - over the last 3-4y - and these issues are (mostly) resolved legally.  In terms of posting evidence.  Sure I can post some.  But my most recent questions have been a) how can I enforce a sale before trial?  And b) how can I make a complaint and/or a claim v receiver? (E.g. to which body do I complain?).  At the mo I'm asking for some helpful pointers on those specific questions??  I'm not asking for help with how to prove or present evidence. Fwiw - all evidence for trial has been disclosed (although additions are poss). The lender sent me like 10,000 emails and docs.  There's also 000s of emails, docs, photos, videos, recordings and texts that relate to freeholders/ me.   I read, filed and categorised everything for ease of future reference.  Witness statements and evidence were prepared for trial in the 42 and 146 matters. (now joined with current claim to save duplication).  I've lived the process before.  My current statement and linked evidence has taken like 6 months to draft/ write - to ensure I can succinctly prove my defence and counterclaim points.   Whether I can convince a judge at trial w/o lawyer / barrister is debatable 🙄   But I've prepared.  And continue to try better prepare - which is why I visit this site (and clinics).  This is NOT my business or expertise at all.  I'm just trying.  Not that anyone should ever have to justify why they need help if they ask politely! 
    • Thanks for the other info will also take a look at that.
    • It doesn't use the word reconstructed in the cover letter.  Although, I have just noticed on the cover letter they have asked me to complete a financial statement and offer a repayment within the next 10 days, or they will continue to follow court directions.  They sent a separate letter on the same day advising me they will be continuing with their claim ?  They have done the same for both claims.  Is it worth just doing that - doing the financial breakdown and offering a x amount.    
    • hahah except I can't locate the courier to frighten them with it hahaha   
    • Dx100uk according to the ICO office, who I spoke to at some length earlier today after getting the email from the court, Equita are the data controller if they have instructed the contracted EA. The ICO have noted the case, and stated very clearly that the court has the higher standing in terms of dealing with, and punishing either party if they fail to adhere to the district judges order and any action they take will not be criminal.    but they also stated very clearly that with what I’ve told them, and on the basis of accepting what I’ve told them as gospel (which it is with written confirmation from both the courts and the police) then there is some major red flags being raised on both sides with them blaming each other.    they’ve advised me to essentially keep my powder dry until there is a charging decision and an outcome from the seperate proceedings with the EAC2 complaint, and then come back to them with the case and they will be in a stronger position to act against Equita and the EA as there will be established facts and evidence that have already been laid before a court.     
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Equita Bailiffs, can someone please help


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4376 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hi,

 

I posted about this problem about a week ago, but I didn't get any replies, and have spent all week trying to find out my rights, and the best course of action, but feel like I am getting no where fast, so I am hoping someone can help with more specific issues I have with equita bailiffs.

 

So I have 3 x PCN's, unpaid, from xmas, I shouldnt have got 2 of them and was told by someone who worked at the council I wouldn't have to pay them, but I didnt fill in the appeal in time, and so now I have bailiffs hounding me.

 

So he wants £1400 (which he will kindly reduce to £700 if I pay £400 ASAP) for £210 worth of fines, I have asked for a breakdown of charges and he has charged 2 x £160 attendance charges, he has only been once, the other charges seem to be pretty much within the law, and total around £600.

 

I have told him I just dont have that type of money, and I am a single mother on benefits, and I really do not have anyone who would lend it to me, I told him this over the phone, which he twisted my words, and said if I am refusing to pay, he will be reattending the property with a lock smith this week to take the goods, I told him I knew my rights and I have never let him in he wouldnt be able to, to which he basically said thats what you think. Now I almost want it to go back to court somehow so I can fight my corner but am fed up of living in fear, and I want to get this sorted somehow. I have been to CAB, called the council who issued the tickets and begged, looked into legal aid and spoken to a debt specialist to see if I could get legal aid, he basically said if the bailiffs cant get in it will go back to the council who will instruct new bailiffs to try, and if they have no joy, the council will either, can not remember the exact name but basically the debt will sit on my house till its sold, and then will need to be paid, or they will try and force bankcrupcy!

 

This is a absolute nightmare for me, my ex partner only left me, 6 weeks ago, and now this, I would really appreciate it if anyone could advise me, or I am going to have no option but to just let him in and take mine and my childs things.

:|

Many thanks in advance.

Link to post
Share on other sites

Hi leeseylee,

 

I am so sorry that you did not receive an earlier reply.

 

I don't know enough about bailiffs to advise you properly but I'm certain it is the law that they cannot enter a property when a child under 12 is there. Is your child of school age? If they are then obviously the bailiff can time a visit during school hours. Never, ever, ever let them in no matter what excuse they come up with. They can legally enter through an open door or window so keep them shut.

 

There's also the matter of charges. I don't believe they can charge the full rate for more than one visit, so this bailiff is obviously trying it on.

 

I'm going to alert the site team for you and ask someone with specialist knowledge to come to this thread.

 

I am so sorry for you. You must be absolutely frantic.

 

DDx

Link to post
Share on other sites

Hi lee

 

Sorry we missed you, if it's urgent send a message via the black triangle in future.

 

As DD has stated, make sure all windows/doors are locked. As you've stated, you need to get this debt returned to the council.

 

Here there is list of vulnerable persons, it is part of The nation standards of Enforcement agents 2002

NATIONAL STANDARDS FOR ENFORCEMENT AGENTS MAY 2002

 

Those who might be potentially vulnerable include:

  • the elderly;
  • people with a disability;
  • the seriously ill;
  • the recently bereaved;
  • single parent families;
  • pregnant women;
  • unemployed people; and,
  • those who have obvious difficulty in understanding, speaking or reading English

You need to E-mail the correct department at the Council and tell them that you are a 'Vulnerable Person' as you are a 'single mother'. Tell them the debt needs to be returned to them. You can also send the E-mail to the bailiffs.

 

Template at the second from bottom:-

 

Vulnerable Situations

 

http://www.consumerwiki.co.uk/index.php/Bailiffs:_Useful_Template_Letters

Link to post
Share on other sites

Thanks so much for your help people! I have sent emails to both Equita and the council although I sent an email already to the council explaining my situation, and have heard nothing, this was last week sometime. I already hide my car, its an old one, no finance. I called to ask about legal aid and had to first speak to a specialist on the general helpline, he told me that the debt would go back to the council, and I would still be liable to the bailiffs fees? Is this right? Why do you get such conflicting advice where ever you go? Such a headache for PCN's when a, I wasnt driving on 2 occasions b, we were told would be revoked by someone who worked at the council, and c, the third one, I was 4 minutes after the limit, and I fully admit is my fault but still cant not afford to pay!

 

Once again thanks, I feel relief already and no longer like I am going round and round in circles.

Link to post
Share on other sites

Hi lee,

 

Hopefully that will help you. In the meantime, until it is resolved, keep your little boy with you in the house at all times because they really can't come in while he is there.

 

DDx

 

Unfortunately they can. This only applies to children left at home on their own, if a responsible adult is present then that is OK. I don't know much about PCN's however.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

If you have a brother, sister or friend who is under 18 and who could stay with you for the weekend then they can answer the door if a bailiff turns up and the bailiff can only ask them when you will be back. "Er, I don't know."

 

It's getting a bit late in the day to get something resolved with the council and I'd hate you to be on your own and worried all weekend.

Link to post
Share on other sites

Sorry, I stand corrected. That information is given on a number of websites though, including This is Money.

 

Hopefully this situation won't come to that.

 

The underneath is taken from the rest of the Vulnerable Category in the national Standards for Enforcement Agents.

 

  • Enforcement agents must withdraw from domestic premises if the only person present is, or appears to be, under the age of 18; they can ask when the debtor will be home - if appropriate.
  • Enforcement agents must withdraw without making enquiries if the only persons present are children who appear to be under the age of 12.

Whilst not Law it is advisory and you must remember that all enforcement companies have signed up to abide by this. Even most of the Councils insist on their contractors abiding by these guidelines.

 

PT

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

Ive checked the database for certified bailifs and he isnt on there, so I am guessing there isnt alot he can do, what with the vunerable person bit and the fact he isn't certified?

 

This is the happiest I have felt about the situation in ages, as someone said in another thread knowledge is power, I just feel sorry for people who do not know their rights and dont know where to look, and then have these **** bags hastle them. Even the people who should know (CAB, CCCS, even a specialist debt adviser) havent been able to give me as much advice as a few short posts on here, so a massive thank you to those who replied.

Link to post
Share on other sites

Ive checked the database for certified bailifs and he isnt on there, so I am guessing there isnt alot he can do, what with the vunerable person bit and the fact he isn't certified?

 

Please note the online database is not 100% accurate, to find out for sure you should ring the MOJ.

 

PT

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

I am so pleased you are feeling happier.

 

If there is anything else we can help with, please let us know.

 

This site is an absolute lifesaver, and I was at my wits' end when I joined in 2008. As you now know, knowledge is power.

 

Have a lovely weekend with your little boy.

 

DDxx

Link to post
Share on other sites

  • 8 months later...

I know this is a really old thread but I wanted to ask a question, since this I emailed the council and the bailiffs and have heard not a peep since, I am still a bit nervous when the door goes and was wondering if they might still come back to me? As a single parent (thus in the vulnerable category) what would happen if I met someone and they moved in? Would they then be able to come back round and demand I pay hundreds to pounds? Any help really appreciated as always :)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...