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    • So as I stated, I posted my letter off but over 2 weeks later I've had a visit from one of their reps. I didn't indulge him in any conversation, and I just stated that any such debts are statute-barred and closed the door on him. I was hoping they'd take notice of the letter. Where do I go from here? Thanks
    • I apologise if I was being unclear. Where it currently stands is that they will have it repair, placing scaffolding in our garden for 5 days. They have moved fast, but we will still have to postpone our contractors, meaning, we won't necessarily have the work done in time for the wedding and therefore will incur additional expenses for either a marquee or a wedding venue. They are vehemently against having any kind of liability in any regard but continue repeating that they are legally entitled to use our garden for their repairs (I believe this is true unless the work can be carried out using a cherry picker). The neighbour seems either indifferent or oblivious to the fact they can't reach all of the side of the roof from the space where they can place the scaffolding. They have asked their roofer of choice about using a cherry picker but the roofer has said it wasn't possible. It's not clear whether the roofer doesn't want to use a cherry picker or whether there is an issue with it. They have told us it is a problem that we are installing a gazebo as it will prevent them to access their roof from our garden in the future?!?  
    • Couldn't agree more, really wanted a true ruling on this just for the knowledge but pretty sure the Judge made some decisions today that he didn't need to?.. maybe they all go this way on the day? We hear back so few post court dates I'm not sure. Each Judge has some level of discretion. Their sol was another Junior not even working at their Firm, so couldn't speak directly for them! that was fortunate I think because if she would have rejected in court better, she might have  been able to force ruling, we are at that point!, everybody there!!, Judge basically said openly that he can see everything for Judgement!!!  but she just said "I can speak to the claimant and find out!" - creating the opportunity for me to accept. I really think the Judge did me a favor today by saying it without saying it. Knowing the rep for the sol couldn't really speak to the idea in the moment. Been to court twice in a fortnight, on both occasions heard 4 times with others and both of my claims, the clerk mention to one or both parties "Letting the Judge know if you want to have a quick chat with each other"! So, it appears there's an expectation of the court that there is one last attempt at settling before going through the door. So, not a Sol tactic, just Court process!. Judge was not happy we hadn't tried to settle outside! We couldn't because she went to the loo and the Judge called us in 10 minutes early! - another reason to stand down to allow that conv to happen. Stars aligned there for me I think. But yeh, if the sol themselves, or someone who can make decisions on the case were in court, I would have received a Judgement against today I think. She was an 'advocate'.. if I recall her intro to me correctly.. So verbal arguments can throw spanners in Court because Plinks dogs outsource their work and send a Junior advocate.
    • that was a good saving on an £8k debt dx
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Sent a number of letters to OC several months ago: many repayment offers, CCA request, Account in Dispute, In Writing Only and anti-Doorstep letters.

 

Account has since been passed to the DCA merry-go-round. None of the DCA's are taking any notice.

 

Question: How many (if any) of these letters sent to OC have any bearing on later DCA activity?

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None what so ever, when debts are sol or assigned

there is little information passed on as they are bought and sold

in bulk often by the thousands.

They are literally sent with a spread sheet and

minimal details, agreements are not included, and

they are not informed of previous collection activity.

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Sent a number of letters to OC several months ago: many repayment offers, CCA request, Account in Dispute, In Writing Only and anti-Doorstep letters.

 

Account has since been passed to the DCA merry-go-round. None of the DCA's are taking any notice.

 

Question: How many (if any) of these letters sent to OC have any bearing on later DCA activity?

 

Which letters? the ones you send to the DCAs?

 

You can almost guarantee that any letter sent by the "debtor" will NOT be read entirely, especially if it looks to be a templated letter. Which is why you should always try and personalise them :)

 

You could always start off any of the templated lettters by saying..

 

I am in receipt of your letter dated XX XXX 20??.

 

Please note that you are the ??th DCA to have been passed this account and my position remains the same now as it did with the previous DCAs which is..................

 

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They are all just part of very large portfolio' of debts,it's a bit like

buying a box of junk at an auction and hoping to find a valuable item, or in this situation

some mug who will pay up without arguing.:madgrin:

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Many thanks. I'll have to write some more letters.

 

I know they aren't the most catious or thorough of businesses, but you'd think a certain amount of due diligence was to be expected...

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:madgrin: Would you buy a raft of debts knowing

a very large percentage were lemons:jaw:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Just drafted a short but sweet hardball letter that covers all of the above, plus some other stuff for good measure. Should make them think twice, and only the header needs altering for new DCA's. Lots of big bold lines. Which is nice.

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Sock it to em, nothing to loose at this stage IMHO.:madgrin:

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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