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    • sorry but that letter needs to be much much better. you need to express that it was a stilly youthful mistake trying to be the big man and jumping the turnstile to look big infront of your peers. TfL prosecutors are on the email address on their first letter. get the court form sent back to the court , (but copy it first) stating you plead guilty and wish to attend to address the judge in person face to face to show your genuine remorse for your stupid youthful exuberance.      
    • I thought I should send the begging letter to the prosecutor. Does the hearing means the time I need to send back by? If so, it’s June 5  I plan to send the new begging letter as following, can I ask for some suggestions? Dear Investigator/Prosecutor,  Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.  I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.  I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.  Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.  I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.  I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.   Yours sincerely,
    • LoL Dx you crack me up. Thanks for the advice. I'll stay positive.
    • Utter Rubbish!! lowell dont write and beg for deals once they start court. as for your attitude, we'll thats nothing new for you.😎 you wont be quizzed, it's not like TV, simply refer to your defence/WS when answering anything the judge may ever ask. well it involves chickens. dx  
    • Thanks fk, I hope I don't have to face the court. Bless you for the reassurance. 
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sajabu2003 v Yorkshire Bank ***WON***


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Believe me I'm trying my hardest to get it for you and everyone. I do have some additional things, but they are no use without the CYNthesys info which I don't have, although I know a very overworked man or even two, who do.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Right my court bundle is ready to go in the post to Ms Ross tomorrow and also being handed in at the court. Just need to print off latest schedule of charges and witness statement. I think that's everything now.

 

Any news on CYNthesys information? :rolleyes: Don't worry this will be the last time that I ask :D No doubt others will though lol.

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

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Quick question... In YB's defence it says

The charges were a fee for the service provided by the Bank to the Claimant in extending facilities to him, all as envisaged by the agreement in place between the Bank and Claimant. Further and in any event, the Charges were a genuine pre-estimate of cost resulting from the Customers' failure to keep within the agreed overdraft limit on the account.

 

Which statement of evidence do I use? The 'SERVICE CHARGE' or 'GENUINE PRE-ESTIMATE' :confused: I'm sooooooooooooo confused and running out of steam now.

 

Can't wait to get this stuff posted out tomorrow and then I have only 15 days left until court.

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

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I would have thought the genuine pre-estimate as it says "in any event". I've got a similar dilemma. I know what you mean about running out of steam and being confused and everyone seems to have deserted us!!!! TBH people must be getting fed up with the same old questions being asked but I have tried searching the threads for different things and there is SO MUCH to trawl through that a) I run out of time (seemed to be all day on my court bundle yesterday and still more to do) and b) get more and more confused. Thanks again for your help yesterday.

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Yeah I thought that and then started questioning myself as it also mentions the charges being a fee for a service. I always search the YB threads and sometimes other bank forums on here as you can normally find the answer somewhere but this has got me stumped. I've sent a private message to a moderator so hopefully they might have the time to offer me some advice. You're welcome about the help yesterday :D I do try to offer as much advice as possible on here as I know that there's always someone here to help me.

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

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Hello sweetheart.

 

Not that it helps but when I got mine together I chose the "genuine pre-estimate". This wasn't on the advice of any mod, just did "ip-dip"

 

I'm really rooting for you now. This has gone on far longer than it needed to. You must be getting some money soon. I'll keep checking in on you.

Prelim letter sent - 29/12/06

'Go away' letter recieved 05/01/07

LBA (7 day to sort it) letter sent - 05/01/07

'Will look in to' received - 10/01/07

Claim submitted - 16/01/07

Date of hearing set for 21/05/07

Offer of charges plus costs rejected - 17/04/07

Offer of charges,interest,costs accepted - 25/04/07

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Hahahaha I nearly just wet myself @ the "ip-dip" bit :lol: I'm currently sat here reading through both statements and still none the wiser. I sent GaryH a private message but I don't think he's on here again until this evening which isn't really any good to me. I'm hoping a mod will spot this and be able to give me some advice and failing that I think I'll be playing "ip-dip" lol :rolleyes:

 

Hope you're well and the studying is going to plan.

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

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Hi, I am at the same stage and waiting for an answer re the statement of evidence. I thought that the pre-estimate one was most applicable but I am also getting confused with all this reading. If anyone does manage to get the T & C's can you post here. One final question is anyone using the information regarding CYNTHESYS in their bundle

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Hi Sarah, I'm afraid I've failed miserably to get you anything. I suggest that for now you include BankFodders description of CYNthesys in your bundle, and I will continue my efforts to get something more concrete for you should you get to court. If I succeed you could always send it later with a covering letter to explain that you have only just got it but believe it to be relevant. This is what I think you should use for now, and if you use thread tools you can get a printable version. I think it could be enough for a judge to ask the bank for more information, and the fact that it has gone to an MP lends credibility.

 

http://www.consumeractiongroup.co.uk/forum/yorkshire-bank-clydesdale-bank/78681-clydesdale-yorkshire-northern-system.html

 

Maybe Andrew George MP's press release could be included too.

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-690529.html

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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caro you are a star :D I've decided which statement of evidence I'm going to use and it's all printed off with the relevant documents to support it. I shall also add this to my court bundle {{{HUGS}}}

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

Frequently Asked Questions

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Thank you. {{{HUGS}}} back.:D

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Sarah, if it isn't too late I have just been sent an email with the info you need. Hallelujah!!!!!!!!

 

I need to look at it first and go over it with Robertxc, which won't be until later tonight, but should be able to let you have it later tonight or tomorrow. Can you email me at [email protected] so I have an email address for you.

 

I imagine we will be sorting it for others shortly too, so please just be patient a little longer if you can please folks.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I'll email you in a sec :D I need to hand my bundle in by close of court tomorrow so I'll wait and see if Robertxc and yourself manage to find the time to send me something by the morning. If you can't then not to worry, I do understand that all of us have real lives outside this site lol.

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

Frequently Asked Questions

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Have a look at this thread... New strategy for Allocation Questionaires Post #55. You'll need to read through the defence that YB sent to you and decide which statement fits your claim.

 

Hope that helps a bit.

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

Frequently Asked Questions

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Sarah,

Just been 'trying' to make sense of all your posts, you sure have got your hands full havent you!? Sounds like the help and support on here have been really good - as per usual.

 

Think that will be me soon - I have until nxt week for YB to make a move.....

 

Good luck - got everything crossed for you!

Claire x

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:rolleyes: Guess not lol. I've printed mine off now anyway and it's going in the post this afternoon and being handed into the court :D

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

Frequently Asked Questions

Example Step-By-Step Instructions

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