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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • CrazeUK
      Failure to insure Fine

      By CrazeUK · Posted

      Hi All. A family friends car was having issues when she was on a trip visiting family up north at the begining of January.  She ended up leaving it at my friends garage in the same location, who parked it on his forecourt to investigate the issue, howver he said most likely it is beyond economical repair as its a serious gearbox fault. In the meantime i replaced her car with one of my spare cars. The insurance on the car then expired in at the end of January.  When the insurance expired, I sent a paper V890 paper as i didnt have her V5 Reference number in hand to do it online (i have a copy of this).  She didnt mention she hadnt recieved any confirmation as she didnt know if she would get one.  She then cancelled her road tax at the end of March (i think) as she was paying by DD. She then was travelling up north so didnt get her ,ail until last week. She recievd a letter dated 09/04/2024 stating she had failed to insure the vehcile and there was a £100 fine which could be reduced to £50 if she respons by 11/05/2024.  As soon as we noticed, i got her to dig  out the V5 and SORN'd the vehicle.   My friend has been a bit slow in checking the fault, however i suspect it will still be scrapped and is still on his forecourt. Is this possible to appeal?
    • dx100uk
      Trying to find contact details for prime credit 5 S.a.r.l

      By dx100uk · Posted

      worthy to not forget Just to let you know this bunch Kensington have been fined £1.225m by the financial regulator for treating borrowers who were in arrears unfairly. Claim those charges back plus the interest and tell them not to add any more to the account. There are a few news stories here you can get the info for a letter to send to them. http://news.bbc.co.uk/1/hi/business/8615870.stm  
    • CrazeUK
      PCN in Rochdale on a road. Wrong location and offence on PCN

      By CrazeUK · Posted

      Hi All. I went to visit a family friend in Rochdale on a new housing estate opposite a old row of houses. The location is Royle Road, Postcode OL11 3PE. I was originally parked in parking bays outside the old houses, then moved the car, when I noticed my tyre was flat, so parked on what looked like double yellows to use his air pump to check and inflate the tyres before we left the house.   In the time i went inside to sort the pump and power supply i got a PCN.  The tyre then got changed (has a puncture) and we left. PCN Number:         RE######## Date:             04/05/2024 Time:             20:36 Observation:         20:34 to 20:36 Reported location:     Royle Park Road Reason:        Parked in a restricted street during prescribed hours (Code: 01) I believe this PCN is not correct and has grounds to appeal: 1. My friend who moved into the property around 6 months ago, swears that even though it has old double yellows marked, they are not current or council marked.   He said the property development company had said they had marked them for ease of access during development. 2. The road i was parked on was Royle Road.  The PCN was issued for Royle Park Road, which is about 400 yards up the road. 3. There are no sign posts or marking showing parking  restriction hours in the entire area (there maybe on Royle park Road). I have attached a map of the Location where i parked as a red dot. I have 2 questions: a.  Is there a way to check where double yellow lines are marked on some register to check if they are current? b. Can my grounds of appeal simply be, wrong location, wrong offence? Thanks in advance. Map_20240505.pdf
    • dx100uk
      The National Bank of Ras Al Khaimah/IDRWW Courtclaim - old UAE Loan/CC

      By dx100uk · Posted

      wonder what happened? dx  
    • dx100uk
      Faulty Laptop returned for free fix - advised DPD house no. of neighbour/my safe space - left parcel outside - it was stolen

      By dx100uk · Posted

      you made it very confusing, though i doubt any of it was ever read by the delivery franchise for DPD. your saving grace might well be you didn't select your own address (though if you are all the same postcode..??) and neither mentioned a safe space other than another neighbour. but with the actual delivery address on the parcel, it appears the driver had a choice of 3 addresses, all under the same post code with differing house numbers. so chose the label one but left it on your doorstep. play it carefully and along with the photo and the retailers requirement you should be ok.   dx  

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

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Marieleeza

Marieleeza

Posted
Posted
Me Ill fight things just because theyre wrong. Im not one to suffer injustice easily.

 

Good thing too. It seems that people are having to stand up for themselves more and more, even though we are told we are living in a fairer society. Duh!

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hhh_88873

hhh_88873

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Its a little petty, but Im going to take HUGE delight in rubbing this in a few peoples faces who said it was my fault I got fired and I should have just accepted it. Petty I know, but the relief after the sheer amount of time and suffering its caused means Im gonna have a little pleasure at last lol

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Marieleeza

Marieleeza

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Its a little petty, but Im going to take HUGE delight in rubbing this in a few peoples faces who said it was my fault I got fired and I should have just accepted it. Petty I know, but the relief after the sheer amount of time and suffering its caused means Im gonna have a little pleasure at last lol

I always consider walking away without a fight but I rarely do because it really is better to fight and lose than be walked over.

 

There are those who try to rationalise timidity or even cowardice by passing it off as some sort of philosophical wisdom. Underneath it all, however, they are often quite cynical and bitter.

 

I remember a post from man writing on that SarEl redundancy forum which said "Don't be afraid. Tell the truth. You can win." and really that is the spirit, innit?

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hhh_88873

hhh_88873

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Well I should have known it wasnt going to be as easy as that.

 

After the former employer telling me in a phonecall the settlement would be recieved today, not a penny has hit my account.

 

Ive emailed them and they are now saying they only said to 'check my account today' not that it would actually be int today.

 

Wouldnt be a problem if I hadnt already made agreements with a couple of creditors to pay off outstanding amounts at a discounted rate today. Payments that if not kept to will revert back to the higher amount due because Ill have missed the agreed payment date.

 

Not a happy bunny.

 

Ive told them Ill be passing the extra charges back to them, but I have a funny feeling theyll just say the written terms of the agreement require payment by the 14th, whatever theyve said after that doesnt matter tiddly squat.

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hhh_88873

hhh_88873

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Oh I did, and didnt lay out any money, but I did expect them to keep their word.

 

I at least have an email from then admitting they told me to go and check my account today which at the very least shows they did say it would go in today.

 

At least Ill have that as proof if I have to file against them to pay any extra amounts that I have to pay by missing this date today.

 

I imagine they are hurriedly taking advice at the moment as Ive told them Ill be filing against them again If I have to pay more due to them not keeping to their word.

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Marieleeza

Marieleeza

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Oh I did, and didnt lay out any money, but I did expect them to keep their word.

 

I at least have an email from then admitting they told me to go and check my account today which at the very least shows they did say it would go in today.

 

At least Ill have that as proof if I have to file against them to pay any extra amounts that I have to pay by missing this date today.

 

I imagine they are hurriedly taking advice at the moment as Ive told them Ill be filing against them again If I have to pay more due to them not keeping to their word.

This stinks Hhh. Is there any way you can explain to creditors that you have been let down and get the discounted rate anyway?

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hhh_88873

hhh_88873

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I dont know. I havent spoken to them as yet.

 

Ive just had an email from them saying theyll try and get it sorted today, but no promises.

 

Thing I dont get is that they said last week that they will sort it for today to be included as part of the pay run for their other employees right, but theyve just said they only said to check my account today, that that wasnt meant to mean it would be in today.

 

Ok thats possible, if unlikely.

 

But in this new email she said theyd try to do it today, but that they had it scheduled for submitting to my account on 12th, to be in by the cut off date of the agreemend which was the 14th. Why didnt they just tell me that last week so I didnt go and arrange payments on the initial date they gave me!!

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Marieleeza

Marieleeza

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Posted
I dont know. I havent spoken to them as yet.

 

Ive just had an email from them saying theyll try and get it sorted today, but no promises.

 

Thing I dont get is that they said last week that they will sort it for today to be included as part of the pay run for their other employees right, but theyve just said they only said to check my account today, that that wasnt meant to mean it would be in today.

 

Ok thats possible, if unlikely.

 

But in this new email she said theyd try to do it today, but that they had it scheduled for submitting to my account on 12th, to be in by the cut off date of the agreemend which was the 14th. Why didnt they just tell me that last week so I didnt go and arrange payments on the initial date they gave me!!

 

Tell the creditors your position. I am sure they will believe you. This is really annoying but it will all come right in a few days.

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hhh_88873

hhh_88873

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One of them shouldnt be a problem, but the other may be an entirely different matter. Ive already messed them around something chronic over the last 6-8 months, and was seizing on this chance to settle it all in one go. The go between guy between the wife (they are both her debts that Ive assumed responsibility of payment for) has really been a diamond for us and I cant stomach the thought of having to let him down again, even though its not our fault.

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Marieleeza

Marieleeza

Posted
Posted
One of them shouldnt be a problem, but the other may be an entirely different matter. Ive already messed them around something chronic over the last 6-8 months, and was seizing on this chance to settle it all in one go. The go between guy between the wife (they are both her debts that Ive assumed responsibility of payment for) has really been a diamond for us and I cant stomach the thought of having to let him down again, even though its not our fault.

 

You are not letting him down, it is beyond your control at the moment. He will understand that, I am sure. Hell! It's only money not high treason or nuffink>

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hhh_88873

hhh_88873

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Yeah. but the two deals Ive made include reductions to the tune of about £600, so I really dont want to wind up having to pay that on top. Ive told the employer Im going to send the invoices to them if that happens.

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Marieleeza

Marieleeza

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Yeah. but the two deals Ive made include reductions to the tune of about £600, so I really dont want to wind up having to pay that on top. Ive told the employer Im going to send the invoices to them if that happens.

 

You may have a case there but I suppose it all depends on the wording of the agreement. The amount in question is substantial so I think it would be in your interests to explain, if you cannot settle today. Your only recourse might be to pressure the creditor to extend the original agreement. I am sure that they have made money on the debt anyway and, if you are diplomatic, you just might be able to get this sorted out, despite the employer's slackness.

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hhh_88873

hhh_88873

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Well Im going to give it a couple of hours and see if the ex employer comes up with the goods like theyve said theyll try to do. If Ive not heard form them by 2, maybe 3 then I think Ill have to start getting into diplomacy mode to the creditors. I wonder if theyll be interested in contacting the employer to tell them I owe them money and they want it lol

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Marieleeza

Marieleeza

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Posted
Well Im going to give it a couple of hours and see if the ex employer comes up with the goods like theyve said theyll try to do. If Ive not heard form them by 2, maybe 3 then I think Ill have to start getting into diplomacy mode to the creditors. I wonder if theyll be interested in contacting the employer to tell them I owe them money and they want it lol

Well they could call the employer but I doubt if they would be given any information. Good luck with it all and keep smiling or grimacing if that is the best you can manage.

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Marieleeza

Marieleeza

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Well its not bad news for me lol.

 

I got my settlement eventually. Theyve cocked up tho and paid me it twice!! HAHAHA!!! I think theyre gonna be firing someone else soon!!!

 

Oh what a farce! Offer them a tenner a week and hear them scream.!

 

Rachel is right about not spending it though.

 

May the force be with you and may you never hear from the bu**ers again.

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papasmurf1cx

papasmurf1cx

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Interesting .......... !!!

 

Personally, I would write a letter and send it by snail mail.......... no really, put a post it note on the back of a snail and instruct the snail to its destination. Thus you intend to return the money... and you cannot be blamed that the snail got squashed on the road to the ex employer!!

 

but don't spend the money, they will want it back, pity the interest rates are so crap at the moment.

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hhh_88873

hhh_88873

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Ok so heres the situation now. The wife went and decided to use the extra money to pay off our car insurance and the last of household bills and didnt tell me first.

 

Not really arsed, but hey I would rather she hadnt.

 

Still, anyway, I got a letter about three weeks back asking me to pay it back within a week.

 

Ive heard nothing since.

 

Il offer to pay it back at a reasonable sum a month if they take any action but Im thinking since theyve admitted screwing up my chances of gaining full time employment, they dont really have any legs to stand on to demand a higher repayment, thats assuming that they actually do bother to try and pursue since I imagine till cost them to do it, especially since its their own cock up

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Marieleeza

Marieleeza

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Posted
Ok so heres the situation now. The wife went and decided to use the extra money to pay off our car insurance and the last of household bills and didnt tell me first.

 

Not really arsed, but hey I would rather she hadnt.

 

Still, anyway, I got a letter about three weeks back asking me to pay it back within a week.

 

Ive heard nothing since.

 

Il offer to pay it back at a reasonable sum a month if they take any action but Im thinking since theyve admitted screwing up my chances of gaining full time employment, they dont really have any legs to stand on to demand a higher repayment, thats assuming that they actually do bother to try and pursue since I imagine till cost them to do it, especially since its their own cock up

Ooops! Not quite what I had hoped for but I am confident that you can handle the repayment negotiations.

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