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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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Do I accept this offer from First Response Finance??


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Morning all. Ive received an 'offer' from First Response Finance last week following a complaint I had made and Im unsure whether to take it and be done with the whole thing, or fight on!

 

The problem is this: I had a motorbike on finance a few years back and due to financial difficulties I fell behind with payments (default notice was received). I subsequently addressed my financial difficulties and thereafter offered to pay the full arrears and continue with my contractual monthly payments. This was refused by First Response and I was told it was too late and that I had to voluntary surrender the vehicle.

 

The collections agent called me on my mobile while at work and left a voicemail - basically (in a very threatening and aggressive Glaswegian accent) "Right Im getting sick of you - you get back to me today or Im coming to your work to get the Bike".

As I work for a Bank, that action would result in instant dismissal. I called him back and he told me I had to drive from Edinburgh to Glasgow, drop the bike off and then make my own way home (50 miles each way). The 'office' i delivered it to was a 2 storey portacabin in a run down backstreet of Glasgow and had a trademark vicious dog tied up outside!! Its worth noting that they even charged a few hundred pounds to my account for collecting the bike, which made me laugh!

 

Since then I have been in touch with Trading Standards who wrote to First Response Several times with no reply. Ive also written to them twice with no response. Trading Standards have now complained to the OFT and I called First Response to chase them up. Today I have received a letter from First Response claiming they have never received any documentation from either me or Trading Standards and apologised. They have said they do not use that collection agent anymore and therefore cant comment, however they have not received any other complaints of that nature.In regards to the collection of the vehicle, I quoted section 90 of CCA 1974 " REPOSSESSION – YOUR RIGHTS. If you do not keep your side of the agreement but you have paid at least one third of the total amount payable under this agreement, that is £xxxxxx we may not take back the goods against your wishes unless we get a court order. (In Scotland we may need to get a court order at any time). If we do take the goods without your consent or a court order, you have the right to get back any money you have paid under this agreement.In the letter they have sent me, they state "I note your comments regarding the re-possession of the vehicle without a court order.

The finance was granted under a Hire Purchase agreement drawn up in accordance with the requirements of the consumer credit act 1974 and as pointed out under the terms of agreement 13:3 English law applied".They then went on to state that they do not accept the complaint that they illegally took possession of the vehicle, but to bring the matter to a conclusion and as a gesture of good will, they will write off any remaining liability under the finance agreement and close the file (this is aprox £900).

 

So my question is this: Do I accept this offer and have them write off the £900 or do I fight under section 90 of the CCA which states "If we do take the goods without your consent or a court order, you have the right to get back any money you have paid under this agreement." The part that doesn’t sit well with me is that section 90 states in regards to repossession "In Scotland we may need to get a court order at any time" where the letter they have sent me states under this finance agreement "English Law applies".

 

I live in Edinburgh and signed the finance agreement in Glasgow, so don’t understand this.Any advice would be greatly appreciated.

Edited by Edinburgh7
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apologies for the mass of text. For some reason it wont let me break it down into paragraphs!

 

We have a glitch. I'll have a go

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Is that better?

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It's up to you but they are likely to state that you consented to giving the bike back by driving to their place to hand it back to them. Although this was clearly done under duress a court will have to look consider the balance of probabilities.

 

If it was me I would probably accept the settlement, but that's simply by own view of things.

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I would suggest the decision depends somewhat on how much you have already paid.

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I would suggest the decision depends somewhat on how much you have already paid.

 

If the finance firm could argue that, on the balance of probabilities, the vehicle was returned with consent the amount paid is unlikely to matter in the slightests. It's a toughie.

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I agree the amount though may be significant if the surrender was '' under duress'',

any thoughts?

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Hi E7

 

The real problem would be establishing the bike was returned under duress; if the threats had been made in writing it would be a different story; a call from a debt collector that you are unable to identify (don't use that collection agents anymore), or even if you could identify them, they would no doubt deny any threats were made.

 

I agree with Sequenci, you returned the bike yourself, so likely to suggeston on balance of possibilities surrendered voluntarily.

 

I believe you are telling the absolute truth however knowing something happened and proving it are two different things.

 

Good Luck

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Me too, by the way!

 

Thanks for your input all. Yeah thats my biggest problem - what acually happened and what I can prove are 2 completely different things. The collection agents and First Response are not stupid and any threats, false/misleading information etc were all done over the phone and not in writing.I think I will take there offer and just put it down to bad experience. We live and learn eh.

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