Lloyds TSB - suspicicous letter head from DCA

[PhiltheBear]

Briefly, I've been fighting Lloyds TSb over a credit card claim for about 4 years. In that time I've been through about 6 DCAs. The latest in this line is Cabot. They, after pushing, sent me a copy of a supposed 'notice of assignment' from Lloyds to Cabot which they say is a copy of a letter Lloyds sent to me. However, it's obviously fake - you can see the lines round the logo where they've cut it out and applied it to the letter!

 

It also has no address on it. It's 'signed' by Craig Ballantine - who is now the head of the department that sells on bad debts. (I found that out via LinkedIn where his details are:Manager, Late Recoveries & Debt Sale at Lloyds Banking Group, Kirkcaldy, United Kingdom ).

 

I think this raises a number of issues. Obviously, there's one of Cabot issuing a suspicious instrument in attempting to obtain money. However, in order to prove that I need to contact Craig Ballantine and ask if such a letter was ever generated and for Lloyds to send me a copy.

 

The problem is - I don't have an actual address for the department within Lloyds. Does anyone?

 

The other issue is that, if I get the proof, who do I take it to? Would it be a police thing? FSA? OFT?

Edited May 25, 2011 by citizenB

[citizenB]

Philtthebear,

 

Sorry, I have had to amend your title. If you are certain of your claim, then I would think the FOS, FSA and perhaps even Companies House would be interested in hearing from you.

[citizenB]

You could always write to LTSB's registered office, I am sure it would be directed to the right department.

[teaboy2]

can you post up the notice of assignment they sent you?

[PhiltheBear]

Philtthebear,

 

Sorry, I have had to amend your title. If you are certain of your claim, then I would think the FOS, FSA and perhaps even Companies House would be interested in hearing from you.

 

I understand the title alteration . Why Companies House?

 

You could always write to LTSB's registered office, I am sure it would be directed to the right department.

 

It could equally likely be 'lost'. I want to write directly to the supposed issuer and ask for confirmation that such a letter had been sent and ask him to provide a copy. Then I'd see if the 2 copies match - which is pretty unlikely. I could go via their compliance department but that might trigger suspicions.

 

can you post up the notice of assignment they sent you?

I'd rather not at present - I'd have to black out too much for it to be worthwhile. Once I've got some sort of response from Lloyds I'll be happy to.

[Enron]

A quick google and hey presto:

 

http://www.dbsg-uk.com/members-list/details/424/lloyds-banking-group

[Enron]

Have made an enquiry, will let you know if I get a reply.

[PhiltheBear]

It's been some time now - I've had no further chasing from any of the Lloyds lapdogs, so I imagine they've given up.

[jdes26]

They will rub out of ideas UNLESS tree brave enough to take you to court