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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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Court Papers From Bryan Carter


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I have received court papers within 48 hours of a DCA from Bryan Carter.

 

The DCA was for a recovery owed to Arrow Global which when questioned by phone on receipt of DCA to Bryan Carter the origin of the debt wasn't revealed.

 

The claimant on the form is Phoenix recoveries of Luxembourg.

 

The particulars of the claim are for price of goods sold and delivered between 19/02/2004 and 17/02/2009.

 

Where do I find out what the debt is for so that I can defend against it.

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sounds like ebay linked

 

whats the story.?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Its not up to you to prove a debt exists,

that's a job for the claimant

- in this case his solicitors, our Bryan.

 

To defend the claim you acknowledge service of the papers and state you intend to defend the action.

 

Normally Bryan files his claims via Northampton but defending it will mean it is transferred to a county court local to you.

 

Its fair to say our Bryan doesn't like that much as he will have to pay someone to represent his firm at any hearing.

 

rarely gets to that though because simply defending it usually leads to a discontinuance.

 

Demanding the paperwork as per the normal court process usually leads to the same result.

 

You are always free to slap him with a claim for your costs.

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moved to legal forum

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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This should make them discontinue.

 

1)The defendant has no knowledge of entering into any form of purchase agreement with the claimant and is embarrassed by the lack of documentation supporting the claimants averrment that these goods were purchased by and delivered to the defendant. Having no knowledge of any sales/purchase agreement for the goods averred by the claimant under a statement of truth to have been supplied and delivered to the defendant the claimant is unable to either admit or deny anything which is not expressly denied within this defence.

2) The defendant denies ever purchasing goods from the claimant.

3) The defendant denies ever receiving goods from the claimant.

4) The defendant denies ever entering into a purchase, rental or lease agreement in any form with the claimant.

5) The defendant therefore puts the claimant to strict proof of the following:

(i) That the defendant purchased the goods from the claimant including:

(a) A description of the goods claimed to have been purchased.

(b) The cost(s) of the goods claimed to have been purchased

(ii) The date(s) of any such alleged purchases.

(iii) The delivery times of these alleged purchases.

(iv) The delivery addresses of these alleged purchases.

(v) Proof of any and all purchase/sales contracts agreed and executed between the defendant and the claimant.

 

6) Prima facie the claimant knows or ought to know that there is no contract nor was there ever a contract between the defendant and the claimant for the supply of goods as pleaded, therefore the claimants claim is speculative and furthermore amounts to an absolute abuse of the process. Accordingly the defendant avers the claim ought to be struck out as an abuse as the claimant holds no cause of action and therefore the claimants conduct is unreasonable in bringing a claim without foundation.

7)The defendant seeks the claimants claim to be dismissed with an order as to costs thrown away in favour of the defendant.

8)The defendant avers the claimants claim to be speculative at best and expects the claimant to discontinue the claim upon receipt of acknowledgment that the claim has been defended and that therefore a default judgment will not be awarded. In this event the defendant requests that a costs order be made in favour of the defendant without further application if the claimant fails by the point of discontinuance (if any) to satisfy the Court that this claim as pleaded has any lawful merit.

As of 03/03/12 please do not under any circumstances wait for my further input or guidance on any current thread or defence of a court claim I might have been involved in on or through Cag.

Jasper1965

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Thanks all for your posts and I appreciate all the information given but I think I will pay them, NOT!!!!

I have acknowledged service on Monday 23/5 with intention to defend and sent Carter a CPR 31 the same day. Should I wait now for a reply from Carter to enter the defence or just enter now.

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I would enter the defence asap. It defeats the fraudulent POC's and affords you the protection of CPR 38.7 which should prevent you being chased for this alleged debt in court again. carter will have two choices once the defence is filed: proceed on a deceptive claim which is 100% unprovable or discontinue and leave themselves liable to your costs, lose/lose for Carter once a defence is filed.

As of 03/03/12 please do not under any circumstances wait for my further input or guidance on any current thread or defence of a court claim I might have been involved in on or through Cag.

Jasper1965

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Well done now I guess you just sit back and wait for them to discontinue.

 

If they do discontinue then CPR38.7 kicks in now you've filed the defence and you should be looking to enter a wasted costs claim against them for your research and preparation time and expenditure incurred in preparing the defence.

 

If they don't discontinue then they have an even bigger problem IMO. those POC's are fraudulent and could be portarayed as a blatant attempt to disenfranchise the defendant of their statutory rights under the CCA1974 which would have been available to you if they had entered the claim in an honest manner more representative of the true facts.

As of 03/03/12 please do not under any circumstances wait for my further input or guidance on any current thread or defence of a court claim I might have been involved in on or through Cag.

Jasper1965

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  • 2 weeks later...

Well I am surprised that so soon after my last posting that I have update on the claim. I have received today a letter from Bryan Carter dated the 1st June that the claim has been discontinued. Thanks everybody for advice and events have happened as scripted.

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make SURE the court are aware, he can still be sneaky that way....

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Congratulations, that was quick wasn't it under a week from defence to discontinuaton almost makes you think that they're just looking to make a profit speculating on undefended claims.

 

you may be entitled to costs and we even went so far as to predict what might happen in sec 8 of your defence so it might be worthwhile contacting the court to see whether an order for costs might be made. As an LIp 30 hours researching the law and a completely unfounded claim from a company you've never dealt with or heard of before @ the going rate (£9.25 I think) plus further time for typing up the defence, plus postage costs etc might make these shysters think a little harder before trying it on with the next vexatious claim.

As of 03/03/12 please do not under any circumstances wait for my further input or guidance on any current thread or defence of a court claim I might have been involved in on or through Cag.

Jasper1965

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" make SURE the court are aware, he can still be sneaky that way...." dx100uk

 

How do I make Sure as nothing showing at MCOL so far.

 

you should get official confirmation just now. but in the meantime, could give the court a quick call to confirm. well done btw :)

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  • 2 weeks later...

well folks ready for this.....

 

Brian Carter took me to court over a debt. brian carter discontinued to me by letter. this is the fun part.i telephoned the court last monday. Brian carter HASNT discontinued to the court. sold the debt to another company call RED Castles recovery. their cliant is now phoenix recoveries. and sent me a letter which i recieved today stating that they want the money in full if payment is not made in 7 days legal action will be taken against me.

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1) It was excellent advice to 'phone the court to check, they're well known for pretending to discontinue.

2) When we've all finished ROFL'ing and LOL'ing at BC's crass ineptitude I'm sure you will get the help you need to put these fools to bed once and for all.

As of 03/03/12 please do not under any circumstances wait for my further input or guidance on any current thread or defence of a court claim I might have been involved in on or through Cag.

Jasper1965

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well folks ready for this.....

 

Brian Carter took me to court over a debt. brian carter discontinued to me by letter. this is the fun part.i telephoned the court last monday. Brian carter HASNT discontinued to the court. sold the debt to another company call RED Castles recovery. their cliant is now phoenix recoveries. and sent me a letter which i recieved today stating that they want the money in full if payment is not made in 7 days legal action will be taken against me.

 

 

bc are snakes, and they know it!

was it assigned properly?

so, the claim is still 'live' at mcol?

maybe the 'new' owners were not aware that it is currently subject to a court claim?

if they want to try and continue with the current claim, they would need to apply to be substituted as the 'new' claimant. and, the courts permission would be required. see civil procedure rules part 19 and practice direction 19a.

imo

Edited by Ford
typo
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good call dx.......!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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as above, they would have to have applied to be substituted? maybe give the court a quick call to see if that is the case?

was it assigned properly?

imo

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